US map out of blue dots on dark blue background representing truck insurance services nationwide

Local Knowledge.
National Reach

Whether you’re hauling cross-country or staying within state lines, commercial truck insurance requirements vary across the U.S. At GIA Group, LLC, we help carriers navigate those differences with confidence. We help you choose coverages that align with your hauling routes, freight type, and every regulation that applies—state or federal—so your business stays protected and on track.

US map out of blue dots on dark blue background representing truck insurance services nationwide

Local Knowledge.
National Reach

Whether you’re hauling cross-country or staying within state lines, commercial truck insurance requirements vary across the U.S. At GIA Group, LLC, we help carriers navigate those differences with confidence. We help you choose coverages that align with your hauling routes, freight type, and every regulation that applies—state or federal—so your business stays protected and on track.

features
features
features

What’s covered on each page?

Each state-specific page includes:

State & FMCSA insurance requirements
Liability minimums, cargo mandates, and filing forms like BMC-91X or Form E.

State & FMCSA insurance requirements
Liability minimums, cargo mandates, and filing forms like BMC-91X or Form E.

State & FMCSA insurance requirements
Liability minimums, cargo mandates, and filing forms like BMC-91X or Form E.

Trucking industry stats
Freight trends, infrastructure data, port activity, and top trucking corridors.

Trucking industry stats
Freight trends, infrastructure data, port activity, and top trucking corridors.

Trucking industry stats
Freight trends, infrastructure data, port activity, and top trucking corridors.

Coverage options built for your operation
Including Auto Liability, Physical Damage, Motor Truck Cargo, and more.

Coverage options built for your operation
Including Auto Liability, Physical Damage, Motor Truck Cargo, and more.

Coverage options built for your operation
Including Auto Liability, Physical Damage, Motor Truck Cargo, and more.

Who we serve
From owner-operators and new ventures to specialized haulers and large fleets.

Who we serve
From owner-operators and new ventures to specialized haulers and large fleets.

Who we serve
From owner-operators and new ventures to specialized haulers and large fleets.

Why GIA Group, LLC
Our independence means we find the best carrier, price, and policy fit—every time.

Why GIA Group, LLC
Our independence means we find the best carrier, price, and policy fit—every time.

Why GIA Group, LLC
Our independence means we find the best carrier, price, and policy fit—every time.

A silver semi-truck hauling cargo along a scenic highway bordered by trees and mountains under a blue sky — representing GIA Group, LLC’s commitment to fast, reliable support for truck insurance needs.

Fast help from truck insurance specialists

Have questions about your state’s insurance laws or filing requirements? We’re here to help.

A silver semi-truck hauling cargo along a scenic highway bordered by trees and mountains under a blue sky — representing GIA Group, LLC’s commitment to fast, reliable support for truck insurance needs.

Fast help from truck insurance specialists

Have questions about your state’s insurance laws or filing requirements? We’re here to help.

A silver semi-truck hauling cargo along a scenic highway bordered by trees and mountains under a blue sky — representing GIA Group, LLC’s commitment to fast, reliable support for truck insurance needs.

Fast help from truck insurance specialists

Have questions about your state’s insurance laws or filing requirements? We’re here to help.

Importent to know
Importent to know
Importent to know

Why state-specific truck insurance matters

Federal rules set the foundation, but every state adds its own layers—from cargo filings to hazmat endorsements. Choosing the wrong policy may delay your authority, raise premiums, or put your loads at risk. We match coverage to the state you operate in—so you stay compliant and protected.

Get your quote today

Fast, simple, and tailored to your business.

Fill out the form, and our trucking insurance experts will contact you with the best options to protect your fleet and your bottom line.

By submitting data through this form, you agree to the Privacy Policy and the Terms and Conditions

Get your quote today

Fast, simple, and tailored to your business.

Fill out the form, and our trucking insurance experts will contact you with the best options to protect your fleet and your bottom line.

By submitting data through this form, you agree to the Privacy Policy and the Terms and Conditions

Get your quote today

Fast, simple, and tailored to your business.

Fill out the form, and our trucking insurance experts will contact you with the best options to protect your fleet and your bottom line.

By submitting data through this form, you agree to the Privacy Policy and the Terms and Conditions