Box Truck Insurance That Fits Your Business

Protect your box truck, freight, and your livelihood with coverage that gets it done.

From final-mile deliveries to regional freight, box trucks are essential for thousands of businesses. At GIA Group, LLC, we offer box truck insurance built for real-world operations—fast quotes, competitive rates, and support from agents who understand the job.

White box truck representing Box Truck Insurance services by GIA Group, LLC
White box truck representing Box Truck Insurance services by GIA Group, LLC
White box truck representing Box Truck Insurance services by GIA Group, LLC

Coverage

What’s covered with Box Truck Insurance?

What’s covered with Box Truck Insurance?

Every policy is built to fit how and where you work—no extras, no guesswork.

Every policy is built to fit how and where you work—no extras, no guesswork.

Coverage type
Why it matters
Auto Liability

Required by law for operating commercially

Physical Damage

Coverage for collision, fire, theft, or vandalism

Motor Truck Cargo

Protects goods inside the box from damage or loss

Non-Trucking Liability (Bobtail)

Coverage when not under dispatch

General Liability

Protection for business-related claims

Loading/Unloading Coverage

Optional protection for handling freight

Occupational Accident

Helps cover injury-related expenses if you’re not under workers’ comp

Insurance Carriers

Insurance companies we work with

Insurance Carriers

Insurance companies we work with

Insurance Carriers

Insurance companies we work with

Quote

What's needed for a quote

Getting started is simple—most quotes take under 10 minutes.

You’ll need:

  1. Driver’s license and CDL info (if applicable)

  2. DOT/MC number or business details

  3. Truck info (year, make, model, VIN)

  4. Type of freight (furniture, food, retail, etc.)

  5. Prior insurance history (if any)

Success Stories

Insurance wins on the road

We’ve helped clients in last-mile logistics, appliance delivery, moving services, and freight hauling get reliable coverage at the right rate.
From coast to coast, we help drivers and business owners stay protected and compliant.

Please note
Every trucking operation is different, and so are insurance premiums. At GIA Group, we work hard to find the best possible rates and coverage for each client. These stories highlight results we’re proud of, though individual outcomes may vary.

Pennsylvania

January 2026

Cargo Van General Freight - Auto Liability, Cargo Liability, Physical Damage

Price per truck

$ 5,100

Illinois

January 2026

Reefer - General Liability, Auto Liability, Cargo Liability, Physical Damage

Price per truck

$ 13,700

Mississippi

January 2026

Towing Company - Cargo Liability

Price per truck

$ 1,600

Pennsylvania

January 2026

Cargo Van General Freight - Auto Liability, Cargo Liability, Physical Damage

Price per truck

$ 5,100

Illinois

January 2026

Reefer - General Liability, Auto Liability, Cargo Liability, Physical Damage

Price per truck

$ 13,700

Mississippi

January 2026

Towing Company - Cargo Liability

Price per truck

$ 1,600

Pennsylvania

January 2026

Cargo Van General Freight - Auto Liability, Cargo Liability, Physical Damage

Price per truck

$ 5,100

Illinois

January 2026

Reefer - General Liability, Auto Liability, Cargo Liability, Physical Damage

Price per truck

$ 13,700

Mississippi

January 2026

Towing Company - Cargo Liability

Price per truck

$ 1,600

Cost explanation

How much does Box Truck Insurance cost?

Rates depend on your experience, truck value, operating radius, and freight type.
On average, box truck insurance ranges from $5,000 to $10,000 per year per truck.

These are estimates only—fill out our quick contact form to get started. We work with top carriers to help you find the best protection without overpaying.

Aerial view of a coastal highway curving along the ocean, representing roadside assistance services

Stay protected wherever the road takes you

Through our exclusive partnership with RoadsideMASTERS.com, you get 24/7 nationwide roadside assistance—available across the U.S. and Canada. From towing to tire changes, your coverage goes the distance.

Aerial view of a coastal highway curving along the ocean, representing roadside assistance services

Stay protected wherever the road takes you

Through our exclusive partnership with RoadsideMASTERS.com, you get 24/7 nationwide roadside assistance—available across the U.S. and Canada. From towing to tire changes, your coverage goes the distance.

Aerial view of a coastal highway curving along the ocean, representing roadside assistance services

Stay protected wherever the road takes you

Through our exclusive partnership with RoadsideMASTERS.com, you get 24/7 nationwide roadside assistance—available across the U.S. and Canada. From towing to tire changes, your coverage goes the distance.

Our advantages

Why choose GIA Group, LLC for Box Truck Insurance?

Why choose GIA Group, LLC for Box Truck Insurance?

Fast COIs

get your certificate when you need it

Fast COIs

get your certificate when you need it

Truck-savvy agents

real support from people who know logistics

Truck-savvy agents

real support from people who know logistics

Coverage flexibility

for leased, owned, or financed equipment

Coverage flexibility

for leased, owned, or financed equipment

Built to grow with you

add trucks, adjust coverage, stay compliant

Built to grow with you

add trucks, adjust coverage, stay compliant

Blog

Insights for every truck in your fleet

Explore the GIA Group, LLC blog for real-world tips on insuring semis, box trucks, dump trucks, tow trucks, and more. See how coverage and safety practices translate into better protection for every vehicle you run.

White semi-truck with trailer driving on a mountain highway during daylight.

Feb 13, 2026

Fleet operations

Semi Truck Insurance Coverage: Costs, Compliance, Strategy

Semi truck insurance coverage: costs, compliance, and key protections explained.

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White semi-truck with trailer driving on a mountain highway during daylight.

Feb 13, 2026

Fleet operations

Semi Truck Insurance Coverage: Costs, Compliance, Strategy

Semi truck insurance coverage: costs, compliance, and key protections explained.

Button

White semi-truck with trailer driving on a mountain highway during daylight.

Feb 13, 2026

Fleet operations

Semi Truck Insurance Coverage: Costs, Compliance, Strategy

Semi truck insurance coverage: costs, compliance, and key protections explained.

Button

Truck loading safety with palletized cargo being staged at a warehouse loading dock before loading into a container truck

Feb 5, 2026

Fleet operations

Truck Loading Safety Best Practices & Insurance Impact

Explore best practices for truck loading safety, it may lower risk and operational costs.

Read more

Truck loading safety with palletized cargo being staged at a warehouse loading dock before loading into a container truck

Feb 5, 2026

Fleet operations

Truck Loading Safety Best Practices & Insurance Impact

Explore best practices for truck loading safety, it may lower risk and operational costs.

Read more

Truck loading safety with palletized cargo being staged at a warehouse loading dock before loading into a container truck

Feb 5, 2026

Fleet operations

Truck Loading Safety Best Practices & Insurance Impact

Explore best practices for truck loading safety, it may lower risk and operational costs.

Read more

Row of semi-trucks covered in snow parked in a lot during winter.

Jan 19, 2024

Fleet operations

Winterizing Your Semi-Truck: Essential Tips for Safe Winter Operations

A comprehensive guide on winterizing semi-trucks.

Button

Row of semi-trucks covered in snow parked in a lot during winter.

Jan 19, 2024

Fleet operations

Winterizing Your Semi-Truck: Essential Tips for Safe Winter Operations

A comprehensive guide on winterizing semi-trucks.

Button

Row of semi-trucks covered in snow parked in a lot during winter.

Jan 19, 2024

Fleet operations

Winterizing Your Semi-Truck: Essential Tips for Safe Winter Operations

A comprehensive guide on winterizing semi-trucks.

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Person checking a weather forecast on a smartphone, representing route planning and safety awareness for truck drivers.

Dec 19, 2023

Fleet operations

Best Weather Apps for Truckers Safety and Insurance Cost Reduction

In this article, we explore the top weather apps for truckers in 2023.

Read more

Person checking a weather forecast on a smartphone, representing route planning and safety awareness for truck drivers.

Dec 19, 2023

Fleet operations

Best Weather Apps for Truckers Safety and Insurance Cost Reduction

In this article, we explore the top weather apps for truckers in 2023.

Read more

Person checking a weather forecast on a smartphone, representing route planning and safety awareness for truck drivers.

Dec 19, 2023

Fleet operations

Best Weather Apps for Truckers Safety and Insurance Cost Reduction

In this article, we explore the top weather apps for truckers in 2023.

Read more

Get your quote today

Fast, simple, and tailored to your business.

Fill out the form, and our trucking insurance experts will contact you with the best options to protect your fleet and your bottom line.

By submitting data through this form, you agree to the Privacy Policy and the Terms and Conditions

Get your quote today

Fast, simple, and tailored to your business.

Fill out the form, and our trucking insurance experts will contact you with the best options to protect your fleet and your bottom line.

By submitting data through this form, you agree to the Privacy Policy and the Terms and Conditions

Get your quote today

Fast, simple, and tailored to your business.

Fill out the form, and our trucking insurance experts will contact you with the best options to protect your fleet and your bottom line.

By submitting data through this form, you agree to the Privacy Policy and the Terms and Conditions

© 2015 - 2026 • GIA Group, LLC • In California DBA: GIA Trucking Insurance Agency

© 2015 - 2026 • GIA Group, LLC • In California DBA: GIA Trucking Insurance Agency

© 2015 - 2026 • GIA Group, LLC • In California DBA: GIA Trucking Insurance Agency