Protect your box truck, freight, and your livelihood with coverage that gets it done.
From final-mile deliveries to regional freight, box trucks are essential for thousands of businesses. At GIA Group, LLC, we offer box truck insurance built for real-world operations—fast quotes, competitive rates, and support from agents who understand the job.
Coverage
Coverage type | Why it matters |
|---|---|
Auto Liability | Required by law for operating commercially |
Physical Damage | Coverage for collision, fire, theft, or vandalism |
Motor Truck Cargo | Protects goods inside the box from damage or loss |
Non-Trucking Liability (Bobtail) | Coverage when not under dispatch |
General Liability | Protection for business-related claims |
Loading/Unloading Coverage | Optional protection for handling freight |
Occupational Accident | Helps cover injury-related expenses if you’re not under workers’ comp |
Quote
What's needed for a quote
Getting started is simple—most quotes take under 10 minutes.
You’ll need:
Driver’s license and CDL info (if applicable)
DOT/MC number or business details
Truck info (year, make, model, VIN)
Type of freight (furniture, food, retail, etc.)
Prior insurance history (if any)
Success Stories
Insurance wins on the road
We’ve helped clients in last-mile logistics, appliance delivery, moving services, and freight hauling get reliable coverage at the right rate.
From coast to coast, we help drivers and business owners stay protected and compliant.
Please note
Every trucking operation is different, and so are insurance premiums. At GIA Group, we work hard to find the best possible rates and coverage for each client. These stories highlight results we’re proud of, though individual outcomes may vary.
Pennsylvania
February 2026
Auto Hauler - Auto Liability, Cargo Liability, Physical Damage.
Price per truck
$9,700
California
February 2026
General Freight - Non-Trucking Liability, Physical Damage.
Price per truck
$4,100
Illinois
February 2026
Reefer - General Liability, Auto Liability, Cargo Liability, Physical Damage, Non-Owned Trailer Physical Damage.
Price per truck
$13,700
Cost explanation
How much does Box Truck Insurance cost?
Rates depend on your experience, truck value, operating radius, and freight type.
On average, box truck insurance ranges from $5,000 to $10,000 per year per truck.
These are estimates only—fill out our quick contact form to get started. We work with top carriers to help you find the best protection without overpaying.
Our advantages
Fast COIs
get your certificate when you need it
Truck-savvy agents
real support from people who know logistics
Coverage flexibility
for leased, owned, or financed equipment
Built to grow with you
add trucks, adjust coverage, stay compliant
Blog
Insights for every truck in your fleet
Explore the GIA Group, LLC blog for real-world tips on insuring semis, box trucks, dump trucks, tow trucks, and more. See how coverage and safety practices translate into better protection for every vehicle you run.
Mar 12, 2026
Fleet operations
Reefer Breakdown Coverage: Why It’s a Must for Refrigerated Freight
How reefer breakdown coverage helps carriers manage cargo loss when cooling systems fail.
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Feb 26, 2026
Fleet operations
Semi-Truck Insurance Cost: Monthly Breakdown and Key Factors
Understand semi-truck insurance cost and how monthly premiums are set.
Read more
Feb 13, 2026
Fleet operations
Semi Truck Insurance Coverage: Costs, Compliance, Strategy
Semi truck insurance coverage: costs, compliance, and key protections explained.
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Feb 5, 2026
Fleet operations
Truck Loading Safety Best Practices & Insurance Impact
Explore best practices for truck loading safety, it may lower risk and operational costs.
Read more
