Commercial Truck Insurance
Maine
Truck insurance tailored for Maine’s forest, freight, and coastal routes
From I-95 runs between Portland and Bangor to logging hauls in the North Woods and seafood deliveries along the coast, GIA Group, LLC provides trucking insurance programs that meet FMCSA requirements and Maine Bureau of Motor Vehicles (BMV) motor-carrier insurance standards. With coverage designed for forestry, regional, and long-haul operators, Maine truckers can count on GIA Group, LLC for dependable protection and compliance support year-round.
Coverage
Who needs it
Serving Maine truckers of all types
Owner-operators – Independent drivers hauling freight along I-95 and U.S. 1 through Portland, Bangor, and Augusta.
Fleet owners – Small and mid-size carriers managing regional and long-haul operations across New England and Canada.
Logging & lumber haulers – Trucks transporting timber and wood products from Maine’s northern forests to mills and ports.
Seafood & refrigerated carriers – Operators moving fresh seafood, produce, and temperature-sensitive goods statewide.
Construction & equipment haulers – Fleets delivering materials and heavy machinery for infrastructure and development projects.
Agricultural & farm haulers – Carriers transporting dairy, feed, and agricultural supplies across rural regions.
Local & regional haulers – Drivers serving warehouses, distribution hubs, and coastal delivery routes.
Tow, dump & specialty fleets – Operators needing customized commercial auto coverage and quick certificate turnaround.
Our advantages
Requirements
Maine truck insurance requirements
Conducting commercial truck operations in Maine requires adherence to both federal and state-specific insurance and filing requirements:
Federal Liability Minimums – Carriers operating interstate or transporting freight across state lines must meet the Federal Motor Carrier Safety Administration (FMCSA) minimums (typically $750,000 combined single limit (CSL) for non-hazardous freight).
Intrastate Minimums – For vehicles operating solely within Maine (intrastate commerce), state law requires liability insurance minimums of $50,000 for bodily injury per person, $100,000 for bodily injury per accident, and $25,000 for property damage.
State & Federal Filings – All for-hire motor carriers must submit proof of insurance and authority documents under both Maine statutes and federal regulations.
Information reflects minimum requirements as of 2025 and is for general reference only. Actual limits may vary by cargo, operation, or regulation. Verify details with the FMCSA, Maine Bureau of Motor Vehicles, or a licensed insurance agent.
Cost explanation
What Does Truck Insurance Cost in Maine?
In Maine, the average cost of commercial truck insurance for a single-truck operation ranges from $10,000 to $14,000 per year, depending on cargo type, driving record, and operating radius. Local haulers and logging fleets with clean safety histories often see rates on the lower end, while long-haul and cross-border carriers may pay higher premiums due to increased exposure and federal filing requirements.
Facts
Service area
Where we operate in Maine
GIA Group, LLC serves trucking operations across the entire state of Maine, including Portland, Bangor, Augusta, Presque Isle.
We help carriers running along I-95, U.S. 1, and rural northern routes secure reliable coverage that meets both state and federal requirements, keeping Maine truckers protected year-round.
