Commercial Truck Insurance Wyoming
Coverage for crude, cattle & high-country corridors
From Bakken-related tankers roaring down US-85, to cattle pots crossing I-25, to wind-turbine components climbing Elk Mountain on I-80, GIA Group, LLC tailors insurance that meets every FMCSA rule and Wyoming Department of Transportation (WYDOT) filing requirement.
Coverage
Who needs it
Serving Wyoming truckers of all types
Owner-operators — leased-on or running under their own authority.
New entrants — DOT/MC setup, IRP plates, UCR & first-year filings.
Small & mid-size fleets — 1–50 power units.
Large fleets — 50+ units; quarterly loss reviews & telematics credits.
Oilfield & energy service — winch, tanker, and hot-shot units in the Powder River & Williston basins.
Agriculture & livestock — grain, beet, cattle, and hay carriers.
Wind-energy & heavy-haul — tower sections, nacelles, and crane gear on oversize permits.
Reefer & food-grade — frozen beef and dairy moving to West Coast markets.
Our advantages
Requirements
Wyoming insurance & filing requirements
Liability limits (intrastate):
$750 K CSL general freight
$1 M oil
$5 M placarded HM (state adopts 49 CFR § 387)
Intrastate proof — Form E (liability) and Form H (cargo for household-goods movers) e-filed by insurer with WYDOT Motor-Carrier Services.
Interstate proof — BMC-91X / MCS-90 must be on record with FMCSA before authority activation.
Cargo insurance — Statutory only for household-goods carriers; most shippers require ≥ $100 K.
Information reflects minimum requirements as of 2025 and is provided for general reference only. Actual coverage limits and filing obligations may vary based on cargo type, operation radius, or regulatory updates. Carriers should verify current requirements with the FMCSA, Wyoming Department of Transportation, or a licensed insurance professional.
Cost explanation
How much does trucking insurance in Wyoming cost?
Most for-hire tractors in Wyoming run $8,000 – $18,000 per unit, per year. Oil-field haz-mat and long-haul lanes sit at the high end; intrastate ag routes sit lower. We shop several markets to nail the best mix of price and protection.
Facts
Service area
Serving Wyoming truckers across the state
We insure Wyoming commercial rigs statewide, including these freight hubs: Cheyenne, Casper, Gillette, Rock Springs, Sheridan — plus every well pad, grain elevator and I-80 / I-25 corridor in between.
