Aerial view of a semi-truck driving across a bridge over blue water representing commercial truck insurance services by GIA Group, LLC, truck insurance agency

Truck Insurance
Made Easy

Q: How much does truck insurance cost?

The cost of truck insurance depends on factors such as the truck, driving history, and business setup. Most premiums typically range from $8,000 to $15,000 per truck annually.

Q: Can I get insurance as a new trucking business?

Yes. GIA Group, LLC works with new ventures and first-time DOT applicants every day.

Q: Do you charge extra fees?

No. GIA Group, LLC does not charge any additional or hidden agency fees. Clients pay only the insurance premium set by the carrier.

Q: What insurance companies do you work with?

We partner with top-rated commercial insurance carriers that specialize in trucking and transportation risks.

Trucking is tough, but truck insurance doesn’t have to be. At GIA Group, trucking insurance agency, we take care of your coverage, giving you peace of mind to focus on what matters most—driving, earning, and getting home safely.

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Truck Insurance
Made Easy

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Truck Insurance
Made Easy

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New look.
Same commitment.

Welcome to the new GIA Group, LLC!

Same trusted GIA Group—now with a new look and an even smoother experience to help you protect what matters most.

Coverages

Commercial truck insurance built for real risks

Insurance coverage designed for long-haul trucking, built around real on-road challenges—customized to fit your routes, cargo, and contracts.

Auto Liability

Protects the public, defends the insured. Covers third-party Bodily Injury / Property Damage; foundational for motor carrier compliance.

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Auto Liability

Protects the public, defends the insured. Covers third-party Bodily Injury / Property Damage; foundational for motor carrier compliance.

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Physical Damage

Protects equipment value. Pays to repair or replace insured units after accidents, theft, fire, vandalism, or weather—subject to deductibles.

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Physical Damage

Protects equipment value. Pays to repair or replace insured units after accidents, theft, fire, vandalism, or weather—subject to deductibles.

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Motor Truck Cargo

Insurance for freight in transit. Covers direct physical loss to hauled cargo (e.g., theft, accident damage, fire, vandalism, and certain weather events) up to the policy limit.

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Motor Truck Cargo

Insurance for freight in transit. Covers direct physical loss to hauled cargo (e.g., theft, accident damage, fire, vandalism, and certain weather events) up to the policy limit.

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Non-Trucking Liability (Bobtail)

Auto liability when off-dispatch. Covers injuries and property damage to others when an insured tractor is used for non-business, personal purpose—not under dispatch or hauling a load.

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Non-Trucking Liability (Bobtail)

Auto liability when off-dispatch. Covers injuries and property damage to others when an insured tractor is used for non-business, personal purpose—not under dispatch or hauling a load.

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Trailer Interchange

Protects the trailer, not the freight inside. Covers repair/replacement for accidents, theft, fire, vandalism, and certain weather—up to the selected limit, subject to deductible.

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Trailer Interchange

Protects the trailer, not the freight inside. Covers repair/replacement for accidents, theft, fire, vandalism, and certain weather—up to the selected limit, subject to deductible.

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View all coverages

Vehicle type

Insurance coverage for every trucking operation

From box trucks to semis, from reefer units to car haulers—we’ll find coverage that fits your business.

Semi-Truck Insurance

Protect your semi truck with comprehensive insurance, including non-truck liability, physical damage, cargo, reefer breakdown, general liability, and more.

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Black semi truck and trailer representing Tractor Trailer Insurance services by GIA Group, LLC

Semi-Truck and Trailer Insurance

Commercial semi-truck and trailer insurance for fleets and owner-operators. Liability, physical damage, cargo, NTL, and more—with COIs and fast quotes.

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Flatbed Truck Insurance

Get tailored Flatbed Truck Insurance from GIA Group, LLC. Protect your cargo, liability, and assets whether under authority or your own DOT.

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Box Truck Insurance

Protect your box trucks with essential coverages like auto liability, cargo, physical damage, and general liability. Contact us to get insured today!

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Car Hauler Insurance

Get tailored Car Hauler Insurance with GIA Group, including liability, cargo, and physical damage coverage. Protect your operations today—request a quote!

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Explore all vehicle types

Insurance Carriers

We offer commercial truck insurance from reliable carriers

See all carriers

Insurance Carriers

We offer commercial truck insurance from reliable carriers

See all carriers

Insurance Carriers

We offer commercial truck insurance from reliable carriers

See all carriers

Success Stories

Real clients. Real wins

Real clients.
Real wins

We’re proud to support truckers and motor carriers across the country—and we love celebrating their success. From first-time DOT applicants to multi-truck fleets, our clients rely on GIA Group, LLC to stay compliant and covered.

Please note
Every trucking operation is different, and so are insurance premiums. At GIA Group, we work hard to find the best possible rates and coverage for each client. These stories highlight results we’re proud of, though individual outcomes may vary.

See all success stories

Pennsylvania

January 2026

Cargo Van General Freight - Auto Liability, Cargo Liability, Physical Damage

Price per truck

$ 5,100

Illinois

January 2026

Reefer - General Liability, Auto Liability, Cargo Liability, Physical Damage

Price per truck

$ 13,700

Mississippi

January 2026

Towing Company - Cargo Liability

Price per truck

$ 1,600

See all success stories

Geography

Need truck insurance
for a specific state?

We write trucking insurance in 40+ states and understand the rules, filings, and coverage needs across the U.S.

We write in 40+ states and know the rules, filings, and coverage needs across the U.S.

Licensed

Not licensed

Explore quickly:

Truck insurance in Pennsylvania

Truck insurance in California

Truck insurance in Texas

Truck insurance in Georgia

Truck insurance in Florida

Truck insurance in Ohio

View all states

Licensed

Not licensed yet

Our advantages

Why trucking businesses nationwide
trust GIA Group, LLC

For over 20 years, we’ve helped truckers from owner-operators to growing fleets save time and money by finding the best trucking insurance coverage on the market. We shop multiple insurers, explain what matters, and make sure your protection fits your operation, not the other way around.

No hidden fees

pay only the premium

Fast quotes,
24/7 online certificates

Coverage from

Trusted, A-rated carriers

Real

agents & support

We’re not an insurance company—
we're an independent trucking insurance agency that works for you.

Reviews

What truckers say about GIA Group, LLC agency

4.9 on Google

"Worked with them for more than 2 years, never had any issues. Very professional and respectful."
"I’ve had the pleasure of working with this insurance company for several years, and they have consistently exceeded my expectations. Their team is always available when I need them, providing prompt and effective solutions to any issues that arise. Their dedication to customer service and expertise in the industry make them an invaluable partner."
"Amazing Team! Great experience! Very professional team, helpful with any questions and concerns! Highly recommended!"
"I was referred to this agency by a mutual client a few years ago and have had the best experience and service that one can ask for. GIA Group never fails to deliver the best products at the best prices and an unbeatable customer service. I've had my run with a number of insurance agents and will never look back."
"Very good agency. Make me feel important every time. Definitely will recommend."
"They do their job very well, and we are happy to work with them. Been a client for over 2 years and will keep working with them. Highly Recommended."

"Worked with them for more than 2 years, never had any issues. Very professional and respectful."
"I’ve had the pleasure of working with this insurance company for several years, and they have consistently exceeded my expectations. Their team is always available when I need them, providing prompt and effective solutions to any issues that arise. Their dedication to customer service and expertise in the industry make them an invaluable partner."
"Amazing Team! Great experience! Very professional team, helpful with any questions and concerns! Highly recommended!"
"I was referred to this agency by a mutual client a few years ago and have had the best experience and service that one can ask for. GIA Group never fails to deliver the best products at the best prices and an unbeatable customer service. I've had my run with a number of insurance agents and will never look back."
"Very good agency. Make me feel important every time. Definitely will recommend."
"They do their job very well, and we are happy to work with them. Been a client for over 2 years and will keep working with them. Highly Recommended."
"Worked with them for more than 2 years, never had any issues. Very professional and respectful."
"I’ve had the pleasure of working with this insurance company for several years, and they have consistently exceeded my expectations. Their team is always available when I need them, providing prompt and effective solutions to any issues that arise. Their dedication to customer service and expertise in the industry make them an invaluable partner."
"Amazing Team! Great experience! Very professional team, helpful with any questions and concerns! Highly recommended!"
"I was referred to this agency by a mutual client a few years ago and have had the best experience and service that one can ask for. GIA Group never fails to deliver the best products at the best prices and an unbeatable customer service. I've had my run with a number of insurance agents and will never look back."
"Very good agency. Make me feel important every time. Definitely will recommend."
"They do their job very well, and we are happy to work with them. Been a client for over 2 years and will keep working with them. Highly Recommended."
"Worked with them for more than 2 years, never had any issues. Very professional and respectful."
"I’ve had the pleasure of working with this insurance company for several years, and they have consistently exceeded my expectations. Their team is always available when I need them, providing prompt and effective solutions to any issues that arise. Their dedication to customer service and expertise in the industry make them an invaluable partner."
"Amazing Team! Great experience! Very professional team, helpful with any questions and concerns! Highly recommended!"
"I was referred to this agency by a mutual client a few years ago and have had the best experience and service that one can ask for. GIA Group never fails to deliver the best products at the best prices and an unbeatable customer service. I've had my run with a number of insurance agents and will never look back."
"Very good agency. Make me feel important every time. Definitely will recommend."
"They do their job very well, and we are happy to work with them. Been a client for over 2 years and will keep working with them. Highly Recommended."
"Worked with them for more than 2 years, never had any issues. Very professional and respectful."
"I’ve had the pleasure of working with this insurance company for several years, and they have consistently exceeded my expectations. Their team is always available when I need them, providing prompt and effective solutions to any issues that arise. Their dedication to customer service and expertise in the industry make them an invaluable partner."
"Amazing Team! Great experience! Very professional team, helpful with any questions and concerns! Highly recommended!"
"I was referred to this agency by a mutual client a few years ago and have had the best experience and service that one can ask for. GIA Group never fails to deliver the best products at the best prices and an unbeatable customer service. I've had my run with a number of insurance agents and will never look back."
"Very good agency. Make me feel important every time. Definitely will recommend."
"They do their job very well, and we are happy to work with them. Been a client for over 2 years and will keep working with them. Highly Recommended."

Blog

Insights for the road

Simple Answers. Real Advice. Straight from the GIA Group, LLC.
Our blog breaks down trucking insurance into plain language—so you can stay informed, stay compliant, and ahead of the curve.

Explore more topics

White semi-truck with trailer driving on a mountain highway during daylight.

Feb 13, 2026

Fleet operations

Semi Truck Insurance Coverage: Costs, Compliance, Strategy

Semi truck insurance coverage: costs, compliance, and key protections explained.

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Feb 13, 2026

Fleet operations

Semi Truck Insurance Coverage: Costs, Compliance, Strategy

Semi truck insurance coverage: costs, compliance, and key protections explained.

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Truck loading safety with palletized cargo being staged at a warehouse loading dock before loading into a container truck

Feb 5, 2026

Fleet operations

Truck Loading Safety Best Practices & Insurance Impact

Explore best practices for truck loading safety, it may lower risk and operational costs.

Box truck driving on a highway through the mountains, representing interstate trucking subject to FMCSA insurance requirements.

Jan 19, 2026

Insurance explained

FMCSA Insurance Requirements for Trucking Businesses

This guide explains FMCSA insurance requirements in clear, practical terms.

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Straight desert highway representing long-haul trucking travel and safety awareness

Dec 4, 2025

Driver tips

Top Safety Tips for Long-Haul Truck Drivers to Stay Safe on the Road

Сomprehensive safety tips for long-haul truck drivers, supported by regulatory guidance.

Dec 4, 2025

Driver tips

Top Safety Tips for Long-Haul Truck Drivers to Stay Safe on the Road

Сomprehensive safety tips for long-haul truck drivers, supported by regulatory guidance.

Explore more topics

FAQ

Get clear answers to the questions truckers ask most

1. How much does truck insurance cost?

2. Can I get insurance as a new trucking business?

3. What insurance do I need to haul for Amazon Relay?

4. How do I get a certificate of insurance (COI)?

5. How do I start a claim?

6. How can I make a payment?

7. Do you charge extra fees?

8. What insurance companies do you work with?

9. What is the difference between an insurance agency and an insurance company?

View more questions

Get your quote today

Fast, simple, and tailored to your business.

Fill out the form, and our trucking insurance experts will contact you with the best options to protect your fleet and your bottom line.

Get your quote today

Fast, simple, and tailored to your business.

Fill out the form, and our trucking insurance experts will contact you with the best options to protect your fleet and your bottom line.

Get your quote today

Fast, simple, and tailored to your business.

Fill out the form, and our trucking insurance experts will contact you with the best options to protect your fleet and your bottom line.

GIA Group, LLC is an independent insurance agency providing trucking and commercial insurance solutions.

Contact

Phone:

855-876-0717

Quotes and new business:

sales@giasure.com

Сertificates of insurance:

coi@giasure.com

Policy service:

info@giasure.com

Claims reporting:

claims@giasure.com

Office

250 Street Rd, Warminster, PA 18974

Monday — Friday: 9 AM – 5 PM

Terms and Conditions

GIA Group, LLC is an independent insurance agency providing trucking and commercial insurance solutions.

Contact

Phone:

855-876-0717

Quotes and new business:

sales@giasure.com

Сertificates of insurance:

coi@giasure.com

Policy service:

info@giasure.com

Claims reporting:

claims@giasure.com

Office

250 Street Rd, Warminster, PA 18974

Monday — Friday: 9 AM – 5 PM

Terms and Conditions

GIA Group, LLC is an independent insurance agency providing trucking and commercial insurance solutions.

Contact

Phone:

855-876-0717

Quotes and new business:

sales@giasure.com

Сertificates of insurance:

coi@giasure.com

Policy service:

info@giasure.com

Claims reporting:

claims@giasure.com

Office

250 Street Rd, Warminster, PA 18974

Monday — Friday: 9 AM – 5 PM

Terms and Conditions

Truck Insurance Made Easy

Truck Insurance Made Easy

Truck Insurance Made Easy

Commercial truck insurance built for real risks

Commercial truck insurance built for real risks

Commercial truck insurance built for real risks

Auto Liability

Auto Liability

Physical Damage

Physical Damage

Motor Truck Cargo

Motor Truck Cargo

Non-Trucking Liability (Bobtail)

Non-Trucking Liability (Bobtail)

Trailer Interchange

Trailer Interchange

Insurance coverage for every trucking operation

Insurance coverage for every trucking operation

Semi-Truck Insurance

Semi-Truck and Trailer Insurance

Flatbed Truck Insurance

Box Truck Insurance

Car Hauler Insurance

We offer commercial truck insurance from reliable carriers

We offer commercial truck insurance from reliable carriers

We offer commercial truck insurance from reliable carriers

Real clients. Real wins

Real clients. Real wins

Need truck insurance for a specific state?

Why trucking businesses nationwide trust GIA Group, LLC

Why trucking businesses nationwide trust GIA Group, LLC

No hidden fees

Fast quotes, 24/7 online certificates

Trusted, A-rated carriers

Real

We’re not an insurance company—we're an independent trucking insurance agency that works for you.

We’re not an insurance company—we're an independent trucking insurance agency that works for you.

We’re not an insurance company—we're an independent trucking insurance agency that works for you.

What truckers say about GIA Group, LLC agency

What truckers say about GIA Group, LLC agency

Insights for the road

Semi Truck Insurance Coverage: Costs, Compliance, Strategy

Semi Truck Insurance Coverage: Costs, Compliance, Strategy

Truck Loading Safety Best Practices & Insurance Impact

FMCSA Insurance Requirements for Trucking Businesses

Top Safety Tips for Long-Haul Truck Drivers to Stay Safe on the Road

Top Safety Tips for Long-Haul Truck Drivers to Stay Safe on the Road

Get clear answers to the questions truckers ask most

1. How much does truck insurance cost?

2. Can I get insurance as a new trucking business?

3. What insurance do I need to haul for Amazon Relay?

4. How do I get a certificate of insurance (COI)?

5. How do I start a claim?

6. How can I make a payment?

7. Do you charge extra fees?

8. What insurance companies do you work with?

9. What is the difference between an insurance agency and an insurance company?

Get your quote today

Get your quote today

Get your quote today

Contact

Coverages

Vehicles

Company

Quick links

Contact

Coverages

Vehicles

Company

Quick links

Contact

Coverages

Vehicles

Company

Quick links

Truck Insurance
Made Easy

Truck Insurance
Made Easy

Truck Insurance
Made Easy

Real clients.
Real wins

Need truck insurance
for a specific state?

Why trucking businesses nationwide
trust GIA Group, LLC

Why trucking businesses nationwide
trust GIA Group, LLC

Fast quotes,
24/7 online certificates

We’re not an insurance company—
we're an independent trucking insurance agency that works for you.

We’re not an insurance company—
we're an independent trucking insurance agency that works for you.

We’re not an insurance company—
we're an independent trucking insurance agency that works for you.