Commercial Truck Insurance
Delaware
Keep First-state freight moving, fully covered
GIA Group, LLC helps Delaware carriers meet every federal and state insurance rule—whether the rig is pulling poultry loads out of Sussex County or containers up I-95 to Wilmington docks. Delaware law adopts all of 49 CFR Part 387, so the same minimum liability limits used by FMCSA apply to intrastate operations.
Coverage
Who needs it
Serving Delaware truckers of all types
Owner-operators – Leased-on or running under own authority.
New ventures – Guidance on DOT/MC setup and first-year filings.
Small & mid-size fleets – 1 – 50 power units, intrastate or interstate.
Large fleets – 50+ power units, dedicated loss-control and safety-data reviews.
Port & intermodal carriers – Trailer-interchange and chassis programs for Wilmington & Philadelphia terminals.
Agricultural & poultry haulers – Sussex County broilers to Northeast distributors.
Power-only contractors & specialty haulers – Flatbed, dump, auto-hauler, and heavy-equipment operations.
Our advantages
Requirements
Delaware trucking insurance requirements
Liability limits
$750 K general freight
$1 M oil
$5 M placarded haz-mat (49 CFR 387)
Intrastate Proof: Form E—Uniform Certificate of Insurance filed by insurer with DE DMV.
Interstate Proof: BMC-91X / MCS-90 on file with FMCSA.
The information above is provided for general educational purposes and reflects minimum insurance requirements as of 2025. Actual coverage needs may vary by operation, cargo type, or recent regulatory changes. Carriers should verify current limits and filing obligations with the FMCSA, their state Department of Transportation, or a licensed insurance professional.
Cost explanation
What does truck insurance cost in Delaware?
Most trucks in the First State run $9 K – $16 K per power unit annually. Rates trend higher on I-95 and lower in rural south Delaware.
Facts
Service area
Serving truckers across the state
We write Delaware commercial-auto coverage statewide, including these key freight hubs: Wilmington, Dover, Newark, Middletown, Seaford — plus every poultry processor, port gate, and I-95 / US-13 distribution corridor in between.
