Car Hauler Insurance Designed for the Road Ahead

Specialized coverage for auto transporters—built for the risks and regulations of your business.

At GIA Group, LLC, we understand that hauling vehicles comes with unique liability, equipment, and cargo challenges. That’s why we offer car hauler insurance tailored to owner-operators and fleets transporting everything from dealership vehicles to personal autos. We help keep your business protected, compliant, and moving forward.

White car hauler with cars representing Car Hauler Insurance services by GIA Group, LLC
White car hauler with cars representing Car Hauler Insurance services by GIA Group, LLC
White car hauler with cars representing Car Hauler Insurance services by GIA Group, LLC

Coverage

What’s covered in a Car Hauler Insurance policy?

What’s covered in a Car Hauler Insurance policy?

Each policy is based on how you operate — local or interstate, open trailer or enclosed, single unit or fleet.

Each policy is based on how you operate — local or interstate, open trailer or enclosed, single unit or fleet.

Coverage type
Why it matters
Auto Liability

Covers bodily injury and property damage to others

Physical Damage

Repairs or replaces your truck and trailer after an accident, fire, theft, or vandalism

Motor Truck Cargo (Auto Transport)

Covers the vehicles you haul in case of damage, theft, or fire during transport

On-Hook Coverage

Optional coverage if you use tow equipment or transport inoperable vehicles

General Liability

Covers non-driving business-related incidents

Garage Keepers Coverage

Optional if you temporarily store vehicles on-site

Occupational Accident

Flexible protection if workers’ comp doesn’t apply

Insurance Carriers

Insurance companies we work with

Insurance Carriers

Insurance companies we work with

Insurance Carriers

Insurance companies we work with

Quote

What’s needed for a quote

Our quoting process is quick and straightforward.

To get started, have the following ready:

  1. Driver’s license / CDL info

  2. DOT and MC number (if active)

  3. Truck and trailer details (VIN, year, make, model)

  4. Vehicle types hauled (new, used, inoperable, high-value, etc.)

  5. Operating radius and routes

  6. Previous insurance details (if applicable)

Success Stories

Insurance wins on the road

Our clients transport everything from brand-new dealer units to private vehicles. Here are a few examples:

Please note
Every trucking operation is different, and so are insurance premiums. At GIA Group, we work hard to find the best possible rates and coverage for each client. These stories highlight results we’re proud of, though individual outcomes may vary.

Pennsylvania

January 2026

Cargo Van General Freight - Auto Liability, Cargo Liability, Physical Damage

Price per truck

$ 5,100

Illinois

January 2026

Reefer - General Liability, Auto Liability, Cargo Liability, Physical Damage

Price per truck

$ 13,700

Mississippi

January 2026

Towing Company - Cargo Liability

Price per truck

$ 1,600

Pennsylvania

January 2026

Cargo Van General Freight - Auto Liability, Cargo Liability, Physical Damage

Price per truck

$ 5,100

Illinois

January 2026

Reefer - General Liability, Auto Liability, Cargo Liability, Physical Damage

Price per truck

$ 13,700

Mississippi

January 2026

Towing Company - Cargo Liability

Price per truck

$ 1,600

Pennsylvania

January 2026

Cargo Van General Freight - Auto Liability, Cargo Liability, Physical Damage

Price per truck

$ 5,100

Illinois

January 2026

Reefer - General Liability, Auto Liability, Cargo Liability, Physical Damage

Price per truck

$ 13,700

Mississippi

January 2026

Towing Company - Cargo Liability

Price per truck

$ 1,600

Cost explanation

What does Car Hauler Insurance cost?

Costs vary depending on equipment, cargo value, driving record, and route.

On average, car hauler insurance ranges from $7,000 to $15,000 per truck annually, with enclosed or high-value operations falling on the higher end.

These are estimates only—fill out our quick contact form to get started. Let our team match you with the right carrier and coverage to stay protected without overpaying.

Aerial view of a coastal highway curving along the ocean, representing roadside assistance services

Stay protected wherever the road takes you

Through our exclusive partnership with RoadsideMASTERS.com, you get 24/7 nationwide roadside assistance—available across the U.S. and Canada. From towing to tire changes, your coverage goes the distance.

Aerial view of a coastal highway curving along the ocean, representing roadside assistance services

Stay protected wherever the road takes you

Through our exclusive partnership with RoadsideMASTERS.com, you get 24/7 nationwide roadside assistance—available across the U.S. and Canada. From towing to tire changes, your coverage goes the distance.

Aerial view of a coastal highway curving along the ocean, representing roadside assistance services

Stay protected wherever the road takes you

Through our exclusive partnership with RoadsideMASTERS.com, you get 24/7 nationwide roadside assistance—available across the U.S. and Canada. From towing to tire changes, your coverage goes the distance.

Our advantages

Why choose GIA Group, LLC for Car Hauler Insurance?

Why choose GIA Group, LLC for Car Hauler Insurance?

Fast certificates

and quote turnaround

Fast certificates

and quote turnaround

Policies that meet

FMCSA and load board requirements

Policies that meet

FMCSA and load board requirements

Nationwide coverage with competitive rates

Nationwide coverage with competitive rates

Trusted carriers

coverage placed through A-rated insurers that understand trucking risks

Trusted carriers

coverage placed through A-rated insurers that understand trucking risks

Blog

Insights for every truck in your fleet

Explore the GIA Group, LLC blog for real-world tips on insuring semis, box trucks, dump trucks, tow trucks, and more. See how coverage and safety practices translate into better protection for every vehicle you run.

White semi-truck with trailer driving on a mountain highway during daylight.

Feb 13, 2026

Fleet operations

Semi Truck Insurance Coverage: Costs, Compliance, Strategy

Semi truck insurance coverage: costs, compliance, and key protections explained.

Button

White semi-truck with trailer driving on a mountain highway during daylight.

Feb 13, 2026

Fleet operations

Semi Truck Insurance Coverage: Costs, Compliance, Strategy

Semi truck insurance coverage: costs, compliance, and key protections explained.

Button

White semi-truck with trailer driving on a mountain highway during daylight.

Feb 13, 2026

Fleet operations

Semi Truck Insurance Coverage: Costs, Compliance, Strategy

Semi truck insurance coverage: costs, compliance, and key protections explained.

Button

Truck loading safety with palletized cargo being staged at a warehouse loading dock before loading into a container truck

Feb 5, 2026

Fleet operations

Truck Loading Safety Best Practices & Insurance Impact

Explore best practices for truck loading safety, it may lower risk and operational costs.

Read more

Truck loading safety with palletized cargo being staged at a warehouse loading dock before loading into a container truck

Feb 5, 2026

Fleet operations

Truck Loading Safety Best Practices & Insurance Impact

Explore best practices for truck loading safety, it may lower risk and operational costs.

Read more

Truck loading safety with palletized cargo being staged at a warehouse loading dock before loading into a container truck

Feb 5, 2026

Fleet operations

Truck Loading Safety Best Practices & Insurance Impact

Explore best practices for truck loading safety, it may lower risk and operational costs.

Read more

Row of semi-trucks covered in snow parked in a lot during winter.

Jan 19, 2024

Fleet operations

Winterizing Your Semi-Truck: Essential Tips for Safe Winter Operations

A comprehensive guide on winterizing semi-trucks.

Button

Row of semi-trucks covered in snow parked in a lot during winter.

Jan 19, 2024

Fleet operations

Winterizing Your Semi-Truck: Essential Tips for Safe Winter Operations

A comprehensive guide on winterizing semi-trucks.

Button

Row of semi-trucks covered in snow parked in a lot during winter.

Jan 19, 2024

Fleet operations

Winterizing Your Semi-Truck: Essential Tips for Safe Winter Operations

A comprehensive guide on winterizing semi-trucks.

Button

Person checking a weather forecast on a smartphone, representing route planning and safety awareness for truck drivers.

Dec 19, 2023

Fleet operations

Best Weather Apps for Truckers Safety and Insurance Cost Reduction

In this article, we explore the top weather apps for truckers in 2023.

Read more

Person checking a weather forecast on a smartphone, representing route planning and safety awareness for truck drivers.

Dec 19, 2023

Fleet operations

Best Weather Apps for Truckers Safety and Insurance Cost Reduction

In this article, we explore the top weather apps for truckers in 2023.

Read more

Person checking a weather forecast on a smartphone, representing route planning and safety awareness for truck drivers.

Dec 19, 2023

Fleet operations

Best Weather Apps for Truckers Safety and Insurance Cost Reduction

In this article, we explore the top weather apps for truckers in 2023.

Read more

Get your quote today

Fast, simple, and tailored to your business.

Fill out the form, and our trucking insurance experts will contact you with the best options to protect your fleet and your bottom line.

By submitting data through this form, you agree to the Privacy Policy and the Terms and Conditions

Get your quote today

Fast, simple, and tailored to your business.

Fill out the form, and our trucking insurance experts will contact you with the best options to protect your fleet and your bottom line.

By submitting data through this form, you agree to the Privacy Policy and the Terms and Conditions

Get your quote today

Fast, simple, and tailored to your business.

Fill out the form, and our trucking insurance experts will contact you with the best options to protect your fleet and your bottom line.

By submitting data through this form, you agree to the Privacy Policy and the Terms and Conditions

© 2015 - 2026 • GIA Group, LLC • In California DBA: GIA Trucking Insurance Agency

© 2015 - 2026 • GIA Group, LLC • In California DBA: GIA Trucking Insurance Agency

© 2015 - 2026 • GIA Group, LLC • In California DBA: GIA Trucking Insurance Agency