Specialized coverage for auto transporters—built for the risks and regulations of your business.
At GIA Group, LLC, we understand that hauling vehicles comes with unique liability, equipment, and cargo challenges. That’s why we offer car hauler insurance tailored to owner-operators and fleets transporting everything from dealership vehicles to personal autos. We help keep your business protected, compliant, and moving forward.
Coverage
Coverage type | Why it matters |
|---|---|
Auto Liability | Covers bodily injury and property damage to others |
Physical Damage | Repairs or replaces your truck and trailer after an accident, fire, theft, or vandalism |
Motor Truck Cargo (Auto Transport) | Covers the vehicles you haul in case of damage, theft, or fire during transport |
On-Hook Coverage | Optional coverage if you use tow equipment or transport inoperable vehicles |
General Liability | Covers non-driving business-related incidents |
Garage Keepers Coverage | Optional if you temporarily store vehicles on-site |
Occupational Accident | Flexible protection if workers’ comp doesn’t apply |
Quote
What’s needed for a quote
Our quoting process is quick and straightforward.
To get started, have the following ready:
Driver’s license / CDL info
DOT and MC number (if active)
Truck and trailer details (VIN, year, make, model)
Vehicle types hauled (new, used, inoperable, high-value, etc.)
Operating radius and routes
Previous insurance details (if applicable)
Success Stories
Insurance wins on the road
Our clients transport everything from brand-new dealer units to private vehicles. Here are a few examples:
Please note
Every trucking operation is different, and so are insurance premiums. At GIA Group, we work hard to find the best possible rates and coverage for each client. These stories highlight results we’re proud of, though individual outcomes may vary.
Pennsylvania
February 2026
Auto Hauler - Auto Liability, Cargo Liability, Physical Damage.
Price per truck
$9,700
California
February 2026
General Freight - Non-Trucking Liability, Physical Damage.
Price per truck
$4,100
Illinois
February 2026
Reefer - General Liability, Auto Liability, Cargo Liability, Physical Damage, Non-Owned Trailer Physical Damage.
Price per truck
$13,700
Cost explanation
What does Car Hauler Insurance cost?
Costs vary depending on equipment, cargo value, driving record, and route.
On average, car hauler insurance ranges from $7,000 to $15,000 per truck annually, with enclosed or high-value operations falling on the higher end.
These are estimates only—fill out our quick contact form to get started. Let our team match you with the right carrier and coverage to stay protected without overpaying.
Our advantages
Fast certificates
and quote turnaround
Policies that meet
FMCSA and load board requirements
Nationwide coverage with competitive rates
Trusted carriers
coverage placed through A-rated insurers that understand trucking risks
Blog
Insights for every truck in your fleet
Explore the GIA Group, LLC blog for real-world tips on insuring semis, box trucks, dump trucks, tow trucks, and more. See how coverage and safety practices translate into better protection for every vehicle you run.
Mar 12, 2026
Fleet operations
Reefer Breakdown Coverage: Why It’s a Must for Refrigerated Freight
How reefer breakdown coverage helps carriers manage cargo loss when cooling systems fail.
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Feb 26, 2026
Fleet operations
Semi-Truck Insurance Cost: Monthly Breakdown and Key Factors
Understand semi-truck insurance cost and how monthly premiums are set.
Read more
Feb 13, 2026
Fleet operations
Semi Truck Insurance Coverage: Costs, Compliance, Strategy
Semi truck insurance coverage: costs, compliance, and key protections explained.
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Feb 5, 2026
Fleet operations
Truck Loading Safety Best Practices & Insurance Impact
Explore best practices for truck loading safety, it may lower risk and operational costs.
Read more
