Commercial Truck Insurance Vermont
Coverage tailored for Vermont’s mountains, mills, and freight routes
From I-89 and I-91 runs through Burlington and White River Junction, to logging loads and local deliveries across the Green Mountains, GIA Group, LLC helps Vermont truckers stay protected and compliant. Our team understands the challenges of hauling through New England weather and tight rural routes—offering fast certificates, fair pricing, and dependable coverage that keeps freight moving all year long.
Coverage
Who needs it
Serving Vermont truckers of all types
Owner-operators – Independent drivers hauling freight along I-89, I-91, and U.S. 7 through Burlington, Rutland, and Brattleboro.
Fleet owners – Small and mid-size carriers running regional and cross-border routes throughout New England and Canada.
Logging & lumber haulers – Trucks transporting timber, wood chips, and finished lumber from the Green Mountains to mills and ports.
Agricultural & produce haulers – Carriers moving dairy, maple, and farm products across rural Vermont and nearby states.
Refrigerated & dry van operators – Drivers delivering food, beverages, and general freight across the Northeast.
Construction & equipment haulers – Fleets supporting Vermont’s infrastructure and building projects with heavy machinery transport.
Local & regional haulers – Operators serving warehouses, manufacturing hubs, and short-haul routes statewide.
Tow, dump & specialty fleets – Specialized carriers relying on flexible coverage and fast certificate turnaround.
Our advantages
Requirements
Vermont truck insurance requirements
Operating a commercial truck in Vermont means complying with both federal and state insurance and filing obligations:
Federal Liability Minimums (Interstate) – Carrier operations that cross state lines must meet the Federal Motor Carrier Safety Administration (FMCSA) minimum liability coverage levels (typically $750,000 combined single-limit for non-hazardous property carriers).
State Minimums (Intrastate) – Carriers operating solely within Vermont must hold the state-required proof of financial responsibility via an insurance certificate issued by a recognized insurer.
State & Federal Filings – All motor carriers must maintain accurate documentation, including correct carrier name, USDOT number, vehicle schedules, and proof of insurance filed with both the Vermont Department of Motor Vehicles and federal authorities.
Information reflects minimum requirements as of 2025 and is provided for general reference only. Actual coverage limits, cargo endorsements, and filing obligations may vary based on cargo type, fleet size, operating radius, or regulatory updates. Carriers should verify current requirements with the FMCSA, Vermont DMV, or a licensed insurance professional.
Cost explanation
What does truck insurance cost in Vermont?
In Vermont, truck insurance for a single-truck operation typically ranges from $9,500 to $13,500 per year, depending on factors like driving history, vehicle type, and operating radius. Local haulers and agricultural carriers usually pay less due to lower mileage and limited urban exposure, while long-haul operators or those crossing state lines may see higher premiums to meet federal liability requirements.
Facts
Service area
Where we operate in Vermont
GIA Group, LLC provides trucking insurance coverage across the Green Mountain State, including Burlington, Rutland, Montpelie, Barre and St. Albans.
We serve carriers operating along I-89, I-91, and U.S. 7, helping Vermont truckers stay insured, compliant, and confident on every haul.
