Protect your truck. Cover your cargo. Keep business moving.
If you're leased or operating under your authority, GIA Group, LLC offers semi-truck insurance built for the realities of the road. Get fast quotes, clear coverage, and support from agents who speak your language.
Coverage
Coverage type | Why it matters |
|---|---|
Auto liability | Required for DOT compliance |
Physical damage | Covers your tractor from accidents, theft, or fire |
Cargo insurance | Covers the load in case of damage or loss |
Bobtail / non-trucking liability | When you're off dispatch |
General liability | Extra protection for business-related claims |
Trailer interchange | Covers trailers you don’t own |
Reefer breakdown | Coverage for temperature-sensitive loads |
Occupational accident | Coverage for medical costs and lost income after injury (optional) |
Quote
What you’ll need to get a quote
No paperwork marathon here. Most quotes take under 10 minutes.
We may ask for:
Driver’s license / CDL info
DOT / MC number (if applicable)
Vehicle details (VIN, year, make, model)
Type of cargo and routes you run
Prior insurance (if any)
Success Stories
Insurance wins on the road
From first-time owner-operators to growing fleets, GIA Group, LLC has helped trucking businesses across the U.S. secure the coverage they need to stay compliant, protected, and on the move. Every policy we write supports a real trucker’s journey—and we're proud to share a few of their wins.
Please note
Every trucking operation is different, and so are insurance premiums. At GIA Group, we work hard to find the best possible rates and coverage for each client. These stories highlight results we’re proud of, though individual outcomes may vary.
Pennsylvania
February 2026
Auto Hauler - Auto Liability, Cargo Liability, Physical Damage.
Price per truck
$9,700
California
February 2026
General Freight - Non-Trucking Liability, Physical Damage.
Price per truck
$4,100
Illinois
February 2026
Reefer - General Liability, Auto Liability, Cargo Liability, Physical Damage, Non-Owned Trailer Physical Damage.
Price per truck
$13,700
Cost explanation
How much does Semi-Truck Insurance cost?
Rates vary based on your experience, driving history, and equipment, but semi-truck policies typically start around $9,000 to $16,000 annually per truck. We work with top-rated carriers to find the best fit and rate for your operation.
Our advantages
Fast COIs
when and where you need them
Agents who understand trucking
No extra fees
transparent pricing and variety of offers
Flexible policies
for leased or owned equipment
Blog
Insights for every truck in your fleet
Explore the GIA Group, LLC blog for real-world tips on insuring semis, box trucks, dump trucks, tow trucks, and more. See how coverage and safety practices translate into better protection for every vehicle you run.
Mar 12, 2026
Fleet operations
Reefer Breakdown Coverage: Why It’s a Must for Refrigerated Freight
How reefer breakdown coverage helps carriers manage cargo loss when cooling systems fail.
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Feb 26, 2026
Fleet operations
Semi-Truck Insurance Cost: Monthly Breakdown and Key Factors
Understand semi-truck insurance cost and how monthly premiums are set.
Read more
Feb 13, 2026
Fleet operations
Semi Truck Insurance Coverage: Costs, Compliance, Strategy
Semi truck insurance coverage: costs, compliance, and key protections explained.
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Feb 5, 2026
Fleet operations
Truck Loading Safety Best Practices & Insurance Impact
Explore best practices for truck loading safety, it may lower risk and operational costs.
Read more
