Pickup Truck Insurance for Contractors, Couriers, and Fleet Work

Reliable coverage for your commercial pickup—designed for tough jobs, long routes, and growing businesses.

Your pickup truck does more than get you from point A to B—it hauls tools, tows loads, and keeps your business running. At GIA Group, LLC, we offer commercial pickup truck insurance that protects your vehicle, your operations, and your clients, with flexible coverage and fast support.

Black Pickup Truck representing Pickup Truck Insurance services by GIA Group, LLC
Black Pickup Truck representing Pickup Truck Insurance services by GIA Group, LLC
Black Pickup Truck representing Pickup Truck Insurance services by GIA Group, LLC
Coverage

What’s covered in a Pickup Truck Insurance policy?

What’s covered in a Pickup Truck Insurance policy?

Hauling tools to a job site or towing trailers across state lines—whatever your operation looks like, we help you build the right protection.

Hauling tools to a job site or towing trailers across state lines—whatever your operation looks like, we help you build the right protection.

Coverage type
Why it matters
Auto Liability

Required for all commercial use

Physical Damage

Coverage for collision, theft, fire, or vandalism

Motor Truck Cargo

Optional coverage for the tools or materials you haul

General Liability

Protects against claims from job-site damage or third-party injuries

Non-Owned Trailer Coverage

If you tow trailers not owned by your business

Hired and Non-Owned Auto

Covers vehicles you rent or employee-owned pickups used for work

Occupational Accident

Flexible injury coverage for self-employed drivers

Insurance Carriers

Insurance companies we work with

Insurance Carriers

Insurance companies we work with

Insurance Carriers

Insurance companies we work with

Quote

What's needed for a quote

Our quoting process is quick and hassle-free. You’ll need:

  1. Driver’s license and business info

  2. Truck year, make, model, and VIN

  3. Description of business use (contracting, towing, courier, etc.)

  4. Equipment and trailers (if applicable)

  5. Prior insurance info (if available)

Success Stories

Client success in truck coverage

We’ve helped businesses across industries—from local couriers to construction contractors—get dependable coverage.

Please note
Every trucking operation is different, and so are insurance premiums. At GIA Group, we work hard to find the best possible rates and coverage for each client. These stories highlight results we’re proud of, though individual outcomes may vary.

Pennsylvania

August 2025

Building Materials – General Liability, Auto Liability, Cargo Liability

Price per truck

$ 12,750

California

August 2025

Cargo Van General Freight – Auto Liability

Price per truck

$ 7,300

Ohio

July 2025

General Freight – Auto Liability, Cargo Liability, Physical Damage

Price per truck

$ 12,500

Pennsylvania

August 2025

Building Materials – General Liability, Auto Liability, Cargo Liability

Price per truck

$ 12,750

California

August 2025

Cargo Van General Freight – Auto Liability

Price per truck

$ 7,300

Ohio

July 2025

General Freight – Auto Liability, Cargo Liability, Physical Damage

Price per truck

$ 12,500

Pennsylvania

August 2025

Building Materials – General Liability, Auto Liability, Cargo Liability

Price per truck

$ 12,750

California

August 2025

Cargo Van General Freight – Auto Liability

Price per truck

$ 7,300

Ohio

July 2025

General Freight – Auto Liability, Cargo Liability, Physical Damage

Price per truck

$ 12,500

Cost explanation

What does pickup truck insurance cost?

Commercial pickup truck insurance typically ranges from $3,500 to $8,500 per year, depending on truck value, business type, operating radius, and driver history.

These are estimates only—fill out our quick contact form to get started. We help you find the right protection at a competitive rate—without overpaying for coverage you don’t need.

Aerial view of a coastal highway curving along the ocean, representing roadside assistance services

Stay protected wherever the road takes you

Through our exclusive partnership with RoadsideMASTERS.com, you get 24/7 nationwide roadside assistance—available across the U.S. and Canada. From towing to tire changes, your coverage goes the distance.

Aerial view of a coastal highway curving along the ocean, representing roadside assistance services

Stay protected wherever the road takes you

Through our exclusive partnership with RoadsideMASTERS.com, you get 24/7 nationwide roadside assistance—available across the U.S. and Canada. From towing to tire changes, your coverage goes the distance.

Aerial view of a coastal highway curving along the ocean, representing roadside assistance services

Stay protected wherever the road takes you

Through our exclusive partnership with RoadsideMASTERS.com, you get 24/7 nationwide roadside assistance—available across the U.S. and Canada. From towing to tire changes, your coverage goes the distance.

Our advantages

Pickup Truck Insurance with GIA Group, LLC

Pickup Truck Insurance with GIA Group, LLC

Fast COIs access

through our online platform

Fast COIs access

through our online platform

Flexible policies

for growing businesses

Flexible policies

for growing businesses

Carrier options

for specialty contractors and trades

Carrier options

for specialty contractors and trades

Clear answers and human help

when you need it

Clear answers and human help

when you need it

Get your quote today

Fast, simple, and tailored to your business.

Fill out the form, and our trucking insurance experts will contact you with the best options to protect your fleet and your bottom line.

By submitting data through this form, you agree to the Privacy Policy and the Terms and Conditions

Get your quote today

Fast, simple, and tailored to your business.

Fill out the form, and our trucking insurance experts will contact you with the best options to protect your fleet and your bottom line.

By submitting data through this form, you agree to the Privacy Policy and the Terms and Conditions

Get your quote today

Fast, simple, and tailored to your business.

Fill out the form, and our trucking insurance experts will contact you with the best options to protect your fleet and your bottom line.

By submitting data through this form, you agree to the Privacy Policy and the Terms and Conditions