Pickup Truck Insurance for Contractors, Couriers, and Fleet Work

Reliable coverage for your commercial pickup—designed for tough jobs, long routes, and growing businesses.

Your pickup truck does more than get you from point A to B—it hauls tools, tows loads, and keeps your business running. At GIA Group, LLC, we offer commercial pickup truck insurance that protects your vehicle, your operations, and your clients, with flexible coverage and fast support.

Black Pickup Truck representing Pickup Truck Insurance services by GIA Group, LLC
Black Pickup Truck representing Pickup Truck Insurance services by GIA Group, LLC
Black Pickup Truck representing Pickup Truck Insurance services by GIA Group, LLC

Coverage

What’s covered in a Pickup Truck Insurance policy?

What’s covered in a Pickup Truck Insurance policy?

Hauling tools to a job site or towing trailers across state lines—whatever your operation looks like, we help you build the right protection.

Hauling tools to a job site or towing trailers across state lines—whatever your operation looks like, we help you build the right protection.

Coverage type
Why it matters
Auto Liability

Required for all commercial use

Physical Damage

Coverage for collision, theft, fire, or vandalism

Motor Truck Cargo

Optional coverage for the tools or materials you haul

General Liability

Protects against claims from job-site damage or third-party injuries

Non-Owned Trailer Coverage

If you tow trailers not owned by your business

Hired and Non-Owned Auto

Covers vehicles you rent or employee-owned pickups used for work

Occupational Accident

Flexible injury coverage for self-employed drivers

Insurance Carriers

Insurance companies we work with

Insurance Carriers

Insurance companies we work with

Insurance Carriers

Insurance companies we work with

Quote

What's needed for a quote

Our quoting process is quick and hassle-free. You’ll need:

  1. Driver’s license and business info

  2. Truck year, make, model, and VIN

  3. Description of business use (contracting, towing, courier, etc.)

  4. Equipment and trailers (if applicable)

  5. Prior insurance info (if available)

Success Stories

Client success in truck coverage

We’ve helped businesses across industries—from local couriers to construction contractors—get dependable coverage.

Please note
Every trucking operation is different, and so are insurance premiums. At GIA Group, we work hard to find the best possible rates and coverage for each client. These stories highlight results we’re proud of, though individual outcomes may vary.

Pennsylvania

January 2026

Cargo Van General Freight - Auto Liability, Cargo Liability, Physical Damage

Price per truck

$ 5,100

Illinois

January 2026

Reefer - General Liability, Auto Liability, Cargo Liability, Physical Damage

Price per truck

$ 13,700

Mississippi

January 2026

Towing Company - Cargo Liability

Price per truck

$ 1,600

Pennsylvania

January 2026

Cargo Van General Freight - Auto Liability, Cargo Liability, Physical Damage

Price per truck

$ 5,100

Illinois

January 2026

Reefer - General Liability, Auto Liability, Cargo Liability, Physical Damage

Price per truck

$ 13,700

Mississippi

January 2026

Towing Company - Cargo Liability

Price per truck

$ 1,600

Pennsylvania

January 2026

Cargo Van General Freight - Auto Liability, Cargo Liability, Physical Damage

Price per truck

$ 5,100

Illinois

January 2026

Reefer - General Liability, Auto Liability, Cargo Liability, Physical Damage

Price per truck

$ 13,700

Mississippi

January 2026

Towing Company - Cargo Liability

Price per truck

$ 1,600

Cost explanation

What does Pickup Truck Insurance cost?

Commercial pickup truck insurance typically ranges from $3,500 to $8,500 per year, depending on truck value, business type, operating radius, and driver history.

These are estimates only—fill out our quick contact form to get started. We help you find the right protection at a competitive rate—without overpaying for coverage you don’t need.

Aerial view of a coastal highway curving along the ocean, representing roadside assistance services

Stay protected wherever the road takes you

Through our exclusive partnership with RoadsideMASTERS.com, you get 24/7 nationwide roadside assistance—available across the U.S. and Canada. From towing to tire changes, your coverage goes the distance.

Aerial view of a coastal highway curving along the ocean, representing roadside assistance services

Stay protected wherever the road takes you

Through our exclusive partnership with RoadsideMASTERS.com, you get 24/7 nationwide roadside assistance—available across the U.S. and Canada. From towing to tire changes, your coverage goes the distance.

Aerial view of a coastal highway curving along the ocean, representing roadside assistance services

Stay protected wherever the road takes you

Through our exclusive partnership with RoadsideMASTERS.com, you get 24/7 nationwide roadside assistance—available across the U.S. and Canada. From towing to tire changes, your coverage goes the distance.

Our advantages

Pickup Truck Insurance with GIA Group, LLC

Pickup Truck Insurance with GIA Group, LLC

Fast COIs access

through our online platform

Fast COIs access

through our online platform

Flexible policies

for growing businesses

Flexible policies

for growing businesses

Carrier options

for specialty contractors and trades

Carrier options

for specialty contractors and trades

Clear answers and human help

when you need it

Clear answers and human help

when you need it

Blog

Insights for every truck in your fleet

Explore the GIA Group, LLC blog for real-world tips on insuring semis, box trucks, dump trucks, tow trucks, and more. See how coverage and safety practices translate into better protection for every vehicle you run.

White semi-truck with trailer driving on a mountain highway during daylight.

Feb 13, 2026

Fleet operations

Semi Truck Insurance Coverage: Costs, Compliance, Strategy

Semi truck insurance coverage: costs, compliance, and key protections explained.

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White semi-truck with trailer driving on a mountain highway during daylight.

Feb 13, 2026

Fleet operations

Semi Truck Insurance Coverage: Costs, Compliance, Strategy

Semi truck insurance coverage: costs, compliance, and key protections explained.

Button

White semi-truck with trailer driving on a mountain highway during daylight.

Feb 13, 2026

Fleet operations

Semi Truck Insurance Coverage: Costs, Compliance, Strategy

Semi truck insurance coverage: costs, compliance, and key protections explained.

Button

Truck loading safety with palletized cargo being staged at a warehouse loading dock before loading into a container truck

Feb 5, 2026

Fleet operations

Truck Loading Safety Best Practices & Insurance Impact

Explore best practices for truck loading safety, it may lower risk and operational costs.

Read more

Truck loading safety with palletized cargo being staged at a warehouse loading dock before loading into a container truck

Feb 5, 2026

Fleet operations

Truck Loading Safety Best Practices & Insurance Impact

Explore best practices for truck loading safety, it may lower risk and operational costs.

Read more

Truck loading safety with palletized cargo being staged at a warehouse loading dock before loading into a container truck

Feb 5, 2026

Fleet operations

Truck Loading Safety Best Practices & Insurance Impact

Explore best practices for truck loading safety, it may lower risk and operational costs.

Read more

Row of semi-trucks covered in snow parked in a lot during winter.

Jan 19, 2024

Fleet operations

Winterizing Your Semi-Truck: Essential Tips for Safe Winter Operations

A comprehensive guide on winterizing semi-trucks.

Button

Row of semi-trucks covered in snow parked in a lot during winter.

Jan 19, 2024

Fleet operations

Winterizing Your Semi-Truck: Essential Tips for Safe Winter Operations

A comprehensive guide on winterizing semi-trucks.

Button

Row of semi-trucks covered in snow parked in a lot during winter.

Jan 19, 2024

Fleet operations

Winterizing Your Semi-Truck: Essential Tips for Safe Winter Operations

A comprehensive guide on winterizing semi-trucks.

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Person checking a weather forecast on a smartphone, representing route planning and safety awareness for truck drivers.

Dec 19, 2023

Fleet operations

Best Weather Apps for Truckers Safety and Insurance Cost Reduction

In this article, we explore the top weather apps for truckers in 2023.

Read more

Person checking a weather forecast on a smartphone, representing route planning and safety awareness for truck drivers.

Dec 19, 2023

Fleet operations

Best Weather Apps for Truckers Safety and Insurance Cost Reduction

In this article, we explore the top weather apps for truckers in 2023.

Read more

Person checking a weather forecast on a smartphone, representing route planning and safety awareness for truck drivers.

Dec 19, 2023

Fleet operations

Best Weather Apps for Truckers Safety and Insurance Cost Reduction

In this article, we explore the top weather apps for truckers in 2023.

Read more

Get your quote today

Fast, simple, and tailored to your business.

Fill out the form, and our trucking insurance experts will contact you with the best options to protect your fleet and your bottom line.

By submitting data through this form, you agree to the Privacy Policy and the Terms and Conditions

Get your quote today

Fast, simple, and tailored to your business.

Fill out the form, and our trucking insurance experts will contact you with the best options to protect your fleet and your bottom line.

By submitting data through this form, you agree to the Privacy Policy and the Terms and Conditions

Get your quote today

Fast, simple, and tailored to your business.

Fill out the form, and our trucking insurance experts will contact you with the best options to protect your fleet and your bottom line.

By submitting data through this form, you agree to the Privacy Policy and the Terms and Conditions

© 2015 - 2026 • GIA Group, LLC • In California DBA: GIA Trucking Insurance Agency

© 2015 - 2026 • GIA Group, LLC • In California DBA: GIA Trucking Insurance Agency

© 2015 - 2026 • GIA Group, LLC • In California DBA: GIA Trucking Insurance Agency