Reliable coverage for your commercial pickup—designed for tough jobs, long routes, and growing businesses.
Your pickup truck does more than get you from point A to B—it hauls tools, tows loads, and keeps your business running. At GIA Group, LLC, we offer commercial pickup truck insurance that protects your vehicle, your operations, and your clients, with flexible coverage and fast support.
Coverage
Coverage type | Why it matters |
|---|---|
Auto Liability | Required for all commercial use |
Physical Damage | Coverage for collision, theft, fire, or vandalism |
Motor Truck Cargo | Optional coverage for the tools or materials you haul |
General Liability | Protects against claims from job-site damage or third-party injuries |
Non-Owned Trailer Coverage | If you tow trailers not owned by your business |
Hired and Non-Owned Auto | Covers vehicles you rent or employee-owned pickups used for work |
Occupational Accident | Flexible injury coverage for self-employed drivers |
Quote
What's needed for a quote
Our quoting process is quick and hassle-free. You’ll need:
Driver’s license and business info
Truck year, make, model, and VIN
Description of business use (contracting, towing, courier, etc.)
Equipment and trailers (if applicable)
Prior insurance info (if available)
Success Stories
Client success in truck coverage
We’ve helped businesses across industries—from local couriers to construction contractors—get dependable coverage.
Please note
Every trucking operation is different, and so are insurance premiums. At GIA Group, we work hard to find the best possible rates and coverage for each client. These stories highlight results we’re proud of, though individual outcomes may vary.
Pennsylvania
February 2026
Auto Hauler - Auto Liability, Cargo Liability, Physical Damage.
Price per truck
$9,700
California
February 2026
General Freight - Non-Trucking Liability, Physical Damage.
Price per truck
$4,100
Illinois
February 2026
Reefer - General Liability, Auto Liability, Cargo Liability, Physical Damage, Non-Owned Trailer Physical Damage.
Price per truck
$13,700
Cost explanation
What does Pickup Truck Insurance cost?
Commercial pickup truck insurance typically ranges from $3,500 to $8,500 per year, depending on truck value, business type, operating radius, and driver history.
These are estimates only—fill out our quick contact form to get started. We help you find the right protection at a competitive rate—without overpaying for coverage you don’t need.
Our advantages
Fast COIs access
through our online platform
Flexible policies
for growing businesses
Carrier options
for specialty contractors and trades
Clear answers and human help
when you need it
Blog
Insights for every truck in your fleet
Explore the GIA Group, LLC blog for real-world tips on insuring semis, box trucks, dump trucks, tow trucks, and more. See how coverage and safety practices translate into better protection for every vehicle you run.
Mar 12, 2026
Fleet operations
Reefer Breakdown Coverage: Why It’s a Must for Refrigerated Freight
How reefer breakdown coverage helps carriers manage cargo loss when cooling systems fail.
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Feb 26, 2026
Fleet operations
Semi-Truck Insurance Cost: Monthly Breakdown and Key Factors
Understand semi-truck insurance cost and how monthly premiums are set.
Read more
Feb 13, 2026
Fleet operations
Semi Truck Insurance Coverage: Costs, Compliance, Strategy
Semi truck insurance coverage: costs, compliance, and key protections explained.
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Feb 5, 2026
Fleet operations
Truck Loading Safety Best Practices & Insurance Impact
Explore best practices for truck loading safety, it may lower risk and operational costs.
Read more
