Protect your brokerage from liability, policy gaps, and costly contract disputes.
Freight brokers face unique risks—from carrier policy failures to administrative errors that can derail deals. GIA Group, LLC offers freight broker insurance designed to meet FMCSA requirements, satisfy shipper contracts, and protect your bottom line.
Coverage
Coverage | Why it matters |
|---|---|
Contingent Cargo Insurance | Protects freight in case the carrier’s policy doesn’t respond |
Contingent Auto Liability | Covers third-party damages when the carrier’s insurance is insufficient or denied |
Errors & Omissions (E&O) | Covers mistakes in load handling, documentation, or routing |
Freight Broker Bond (BMC-84) | Required $75,000 surety bond to operate legally |
General Liability | Coverage for non-transport business risks |
Cyber Liability (Optional) | Protection from digital breaches, ransomware, and data loss |
Quote
What's needed for a quote?
Gather the following details to get started:
MC number and business structure
Annual freight volume and revenue
Types of freight handled
History of claims or disputes (if any)
Bonding details (if applicable)
Success Stories
Real results from GIA Group clients
Please note
Every trucking operation is different, and so are insurance premiums. At GIA Group, we work hard to find the best possible rates and coverage for each client. These stories highlight results we’re proud of, though individual outcomes may vary.
Pennsylvania
February 2026
Auto Hauler - Auto Liability, Cargo Liability, Physical Damage.
Price per truck
$9,700
California
February 2026
General Freight - Non-Trucking Liability, Physical Damage.
Price per truck
$4,100
Illinois
February 2026
Reefer - General Liability, Auto Liability, Cargo Liability, Physical Damage, Non-Owned Trailer Physical Damage.
Price per truck
$13,700
Cost explanation
How much is Freight Broker Insurance?
On average, freight broker insurance costs between $4,000 and $9,000 per year, with higher pricing for complex loads, reefer freight, or high-volume contracts.
These are estimates only—fill out our quick contact form to get started. We work with experienced logistics carriers who offer targeted solutions for freight brokerage operations.
Our advantages
Specialized liability coverage
protects against claims tied to brokered loads, including contingent cargo
Contract-ready policies
meet the requirements of shippers, carriers, and logistics partners without delays
Trusted carriers
work with insurance partners trusted across the transportation industry
Broker-focused expertise
policies designed specifically for freight brokerage operations, not one-size-fits-all coverage
Blog
Insights for every truck in your fleet
Explore the GIA Group, LLC blog for real-world tips on insuring semis, box trucks, dump trucks, tow trucks, and more. See how coverage and safety practices translate into better protection for every vehicle you run.
Mar 12, 2026
Fleet operations
Reefer Breakdown Coverage: Why It’s a Must for Refrigerated Freight
How reefer breakdown coverage helps carriers manage cargo loss when cooling systems fail.
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Feb 26, 2026
Fleet operations
Semi-Truck Insurance Cost: Monthly Breakdown and Key Factors
Understand semi-truck insurance cost and how monthly premiums are set.
Read more
Feb 13, 2026
Fleet operations
Semi Truck Insurance Coverage: Costs, Compliance, Strategy
Semi truck insurance coverage: costs, compliance, and key protections explained.
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Feb 5, 2026
Fleet operations
Truck Loading Safety Best Practices & Insurance Impact
Explore best practices for truck loading safety, it may lower risk and operational costs.
Read more
