Freight Broker Insurance That Covers More Than Cargo

Protect your brokerage from liability, policy gaps, and costly contract disputes.

Freight brokers face unique risks—from carrier policy failures to administrative errors that can derail deals. GIA Group, LLC offers freight broker insurance designed to meet FMCSA requirements, satisfy shipper contracts, and protect your bottom line.

Smiling freight broker standing in front of a white box truck holding a folder — representing GIA Group, LLC’s freight broker insurance coverage for liability, contracts, and compliance protection.
Smiling freight broker standing in front of a white box truck holding a folder — representing GIA Group, LLC’s freight broker insurance coverage for liability, contracts, and compliance protection.
Smiling freight broker standing in front of a white box truck holding a folder — representing GIA Group, LLC’s freight broker insurance coverage for liability, contracts, and compliance protection.

Coverage

What’s covered in a Freight Broker Insurance policy?

What’s covered in a Freight Broker Insurance policy?

Freight brokers don’t own the trucks, but they can still be held responsible when something goes wrong. Our policies are designed to reduce exposure and build credibility with clients and carriers.

Freight brokers don’t own the trucks, but they can still be held responsible when something goes wrong. Our policies are designed to reduce exposure and build credibility with clients and carriers.

Coverage
Why it matters
Contingent Cargo Insurance

Protects freight in case the carrier’s policy doesn’t respond

Contingent Auto Liability

Covers third-party damages when the carrier’s insurance is insufficient or denied

Errors & Omissions (E&O)

Covers mistakes in load handling, documentation, or routing

Freight Broker Bond (BMC-84)

Required $75,000 surety bond to operate legally

General Liability

Coverage for non-transport business risks

Cyber Liability (Optional)

Protection from digital breaches, ransomware, and data loss

Insurance Carriers

Insurance companies we work with

Insurance Carriers

Insurance companies we work with

Insurance Carriers

Insurance companies we work with

Quote

What's needed for a quote?

Gather the following details to get started:

  1. MC number and business structure

  2. Annual freight volume and revenue

  3. Types of freight handled

  4. History of claims or disputes (if any)

  5. Bonding details (if applicable)

Success Stories

Real results from GIA Group clients

Please note
Every trucking operation is different, and so are insurance premiums. At GIA Group, we work hard to find the best possible rates and coverage for each client. These stories highlight results we’re proud of, though individual outcomes may vary.

Pennsylvania

January 2026

Cargo Van General Freight - Auto Liability, Cargo Liability, Physical Damage

Price per truck

$ 5,100

Illinois

January 2026

Reefer - General Liability, Auto Liability, Cargo Liability, Physical Damage

Price per truck

$ 13,700

Mississippi

January 2026

Towing Company - Cargo Liability

Price per truck

$ 1,600

Pennsylvania

January 2026

Cargo Van General Freight - Auto Liability, Cargo Liability, Physical Damage

Price per truck

$ 5,100

Illinois

January 2026

Reefer - General Liability, Auto Liability, Cargo Liability, Physical Damage

Price per truck

$ 13,700

Mississippi

January 2026

Towing Company - Cargo Liability

Price per truck

$ 1,600

Pennsylvania

January 2026

Cargo Van General Freight - Auto Liability, Cargo Liability, Physical Damage

Price per truck

$ 5,100

Illinois

January 2026

Reefer - General Liability, Auto Liability, Cargo Liability, Physical Damage

Price per truck

$ 13,700

Mississippi

January 2026

Towing Company - Cargo Liability

Price per truck

$ 1,600

Cost explanation

How much is Freight Broker Insurance?

On average, freight broker insurance costs between $4,000 and $9,000 per year, with higher pricing for complex loads, reefer freight, or high-volume contracts.

These are estimates only—fill out our quick contact form to get started. We work with experienced logistics carriers who offer targeted solutions for freight brokerage operations.

Aerial view of a coastal highway curving along the ocean, representing roadside assistance services

Stay protected wherever the road takes you

Through our exclusive partnership with RoadsideMASTERS.com, you get 24/7 nationwide roadside assistance—available across the U.S. and Canada. From towing to tire changes, your coverage goes the distance.

Aerial view of a coastal highway curving along the ocean, representing roadside assistance services

Stay protected wherever the road takes you

Through our exclusive partnership with RoadsideMASTERS.com, you get 24/7 nationwide roadside assistance—available across the U.S. and Canada. From towing to tire changes, your coverage goes the distance.

Aerial view of a coastal highway curving along the ocean, representing roadside assistance services

Stay protected wherever the road takes you

Through our exclusive partnership with RoadsideMASTERS.com, you get 24/7 nationwide roadside assistance—available across the U.S. and Canada. From towing to tire changes, your coverage goes the distance.

Our advantages

Why choose GIA Group, LLC for Freight Broker Insurance Coverage?

Why choose GIA Group, LLC for Freight Broker Insurance Coverage?

Specialized liability coverage

protects against claims tied to brokered loads, including contingent cargo

Specialized liability coverage

protects against claims tied to brokered loads, including contingent cargo

Contract-ready policies

meet the requirements of shippers, carriers, and logistics partners without delays

Contract-ready policies

meet the requirements of shippers, carriers, and logistics partners without delays

Trusted carriers

work with insurance partners trusted across the transportation industry

Trusted carriers

work with insurance partners trusted across the transportation industry

Broker-focused expertise

policies designed specifically for freight brokerage operations, not one-size-fits-all coverage

Broker-focused expertise

policies designed specifically for freight brokerage operations, not one-size-fits-all coverage

Blog

Insights for every truck in your fleet

Explore the GIA Group, LLC blog for real-world tips on insuring semis, box trucks, dump trucks, tow trucks, and more. See how coverage and safety practices translate into better protection for every vehicle you run.

White semi-truck with trailer driving on a mountain highway during daylight.

Feb 13, 2026

Fleet operations

Semi Truck Insurance Coverage: Costs, Compliance, Strategy

Semi truck insurance coverage: costs, compliance, and key protections explained.

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White semi-truck with trailer driving on a mountain highway during daylight.

Feb 13, 2026

Fleet operations

Semi Truck Insurance Coverage: Costs, Compliance, Strategy

Semi truck insurance coverage: costs, compliance, and key protections explained.

Button

White semi-truck with trailer driving on a mountain highway during daylight.

Feb 13, 2026

Fleet operations

Semi Truck Insurance Coverage: Costs, Compliance, Strategy

Semi truck insurance coverage: costs, compliance, and key protections explained.

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Truck loading safety with palletized cargo being staged at a warehouse loading dock before loading into a container truck

Feb 5, 2026

Fleet operations

Truck Loading Safety Best Practices & Insurance Impact

Explore best practices for truck loading safety, it may lower risk and operational costs.

Read more

Truck loading safety with palletized cargo being staged at a warehouse loading dock before loading into a container truck

Feb 5, 2026

Fleet operations

Truck Loading Safety Best Practices & Insurance Impact

Explore best practices for truck loading safety, it may lower risk and operational costs.

Read more

Truck loading safety with palletized cargo being staged at a warehouse loading dock before loading into a container truck

Feb 5, 2026

Fleet operations

Truck Loading Safety Best Practices & Insurance Impact

Explore best practices for truck loading safety, it may lower risk and operational costs.

Read more

Row of semi-trucks covered in snow parked in a lot during winter.

Jan 19, 2024

Fleet operations

Winterizing Your Semi-Truck: Essential Tips for Safe Winter Operations

A comprehensive guide on winterizing semi-trucks.

Button

Row of semi-trucks covered in snow parked in a lot during winter.

Jan 19, 2024

Fleet operations

Winterizing Your Semi-Truck: Essential Tips for Safe Winter Operations

A comprehensive guide on winterizing semi-trucks.

Button

Row of semi-trucks covered in snow parked in a lot during winter.

Jan 19, 2024

Fleet operations

Winterizing Your Semi-Truck: Essential Tips for Safe Winter Operations

A comprehensive guide on winterizing semi-trucks.

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Person checking a weather forecast on a smartphone, representing route planning and safety awareness for truck drivers.

Dec 19, 2023

Fleet operations

Best Weather Apps for Truckers Safety and Insurance Cost Reduction

In this article, we explore the top weather apps for truckers in 2023.

Read more

Person checking a weather forecast on a smartphone, representing route planning and safety awareness for truck drivers.

Dec 19, 2023

Fleet operations

Best Weather Apps for Truckers Safety and Insurance Cost Reduction

In this article, we explore the top weather apps for truckers in 2023.

Read more

Person checking a weather forecast on a smartphone, representing route planning and safety awareness for truck drivers.

Dec 19, 2023

Fleet operations

Best Weather Apps for Truckers Safety and Insurance Cost Reduction

In this article, we explore the top weather apps for truckers in 2023.

Read more

Get your quote today

Fast, simple, and tailored to your business.

Fill out the form, and our trucking insurance experts will contact you with the best options to protect your fleet and your bottom line.

By submitting data through this form, you agree to the Privacy Policy and the Terms and Conditions

Get your quote today

Fast, simple, and tailored to your business.

Fill out the form, and our trucking insurance experts will contact you with the best options to protect your fleet and your bottom line.

By submitting data through this form, you agree to the Privacy Policy and the Terms and Conditions

Get your quote today

Fast, simple, and tailored to your business.

Fill out the form, and our trucking insurance experts will contact you with the best options to protect your fleet and your bottom line.

By submitting data through this form, you agree to the Privacy Policy and the Terms and Conditions

© 2015 - 2026 • GIA Group, LLC • In California DBA: GIA Trucking Insurance Agency

© 2015 - 2026 • GIA Group, LLC • In California DBA: GIA Trucking Insurance Agency

© 2015 - 2026 • GIA Group, LLC • In California DBA: GIA Trucking Insurance Agency