Contractor Auto Insurance for Trades and Field Services
Smart coverage for trucks, vans, and service vehicles used on the job.
Plumbers, electricians, roofers, and contractors rely on work vehicles every day. GIA Group, LLC provides contractor auto insurance that protects your business from accidents, property damage, and liability, so your tools, crew, and schedule stay on track.
Coverage
Coverage | Why it matters |
|---|---|
Auto Liability | Covers third-party bodily injury or property damage |
Physical Damage | Pays for repairs to your vehicle after a collision, theft, or vandalism |
Hired and Non-Owned Auto (HNOA) | Covers vehicles rented or owned by employees for business use |
Medical Payments / Personal Injury Protection | Covers driver or passenger injuries |
Tools and Equipment Coverage (add-on) | Protects gear and materials stored in or on your vehicle |
Trailer Coverage (optional) | For hauling enclosed, flatbed, or tool trailers |
Uninsured / Underinsured Motorist | Protection if hit by a driver without enough insurance |
Quote
What's needed for a quote
To get started, have the following ready:
Vehicle year, make, model, and VIN
Type of work you perform
Driver information
Equipment or trailer details
Prior insurance info (if available)
Success Stories
Real results from GIA clients
Please note
Every trucking operation is different, and so are insurance premiums. At GIA Group, we work hard to find the best possible rates and coverage for each client. These stories highlight results we’re proud of, though individual outcomes may vary.
Cost explanation
What does Contractor Auto Insurance cost?
Rates vary depending on location, trade, number of vehicles, and driver records. On average, contractor auto insurance costs between $3,000 and $7,500 per year per vehicle.
These are estimates only—fill out our quick contact form to get started. We compare top commercial carriers to help you get the right protection at the best rate.
