Business Auto Insurance for Everyday Commercial Use
Coverage that protects your vehicles, employees, and operations on every trip.
If your business relies on vehicles for deliveries, service calls, or transporting materials, personal auto insurance isn’t enough. GIA Group, LLC provides tailored business auto insurance that meets state and contractual requirements while protecting against everyday road risks.
Coverage
Coverage type | Why it matters |
|---|---|
Auto Liability | Required by law to cover injury or damage caused to others |
Physical Damage | Collision and comprehensive coverage for company-owned vehicles |
Hired and Non-Owned Auto (HNOA) | Covers vehicles rented or owned by employees and used for business |
Medical Payments / Personal Injury Protection | Helps with injuries to drivers or passengers |
Uninsured / Underinsured Motorists | Protects your business if another driver causes an accident and lacks coverage |
General Liability (Optional) | For incidents unrelated to driving |
Add-ons Available | Rental reimbursement, towing, and gap coverage |
Quote
What's needed for a quote
To get started, please have:
Business name, structure, and EIN
Vehicle info (year, make, model, VIN)
How the vehicles are used
Number of drivers and their license details
Insurance history (if applicable)
Success Stories
Real results from GIA clients
Please note
Every trucking operation is different, and so are insurance premiums. At GIA Group, we work hard to find the best possible rates and coverage for each client. These stories highlight results we’re proud of, though individual outcomes may vary.
Cost explanation
What does business auto insurance cost?
Prices vary by state, vehicle value, business type, and claims history. On average, business auto insurance ranges from $1,200 to $6,000 per vehicle per year.
These are estimates only—fill out our quick contact form to get started. We help you find smart, affordable protection—so you only pay for what you need.
