Commercial Dump Truck Insurance Built for Heavy-duty Work
Reliable commercial truck insurance for dirt, sand, and gravel, and more—customized for construction and hauling businesses.
Dump trucks do the hard work—hauling heavy loads through tough job sites and tight deadlines. GIA Group, LLC provides specialized commercial dump truck insurance that protects your vehicle, your cargo, and your crew from jobsite to highway.
Coverage
Specific coverage options | Why it matters for dump truck businesses |
|---|---|
Auto Liability | Legally required coverage for injuries and property damage. |
Physical Damage | Covers your dump truck in case of collision, theft, fire, or weather damage. |
Motor Truck Cargo | Optional for dirt, rock, sand, or debris that may be covered under certain contracts. |
General Liability | Covers jobsite-related incidents not directly tied to driving. |
Non-Trucking Liability | If the truck is sometimes driven for personal use. |
Uninsured / Underinsured Motorist | Protection if another driver causes an accident and lacks proper coverage. |
Workers’ Comp or Occupational Accident | Covers injuries sustained by drivers or operators on the job. |
Quote
Get a quote for Commercial Dump Truck Insurance right now
What we need to start an insurance quote:
CDL or business license info
Vehicle year, make, model, and VIN
Description of hauling operations (materials, contracts, etc.)
Operating radius
Insurance history (if available)
Success Stories
Client success in Truck Insurance
We help to insure contractors, independent haulers, and municipal service trucks. Here are recent examples:
Please note
Every trucking operation is different, and so are insurance premiums. At GIA Group, we work hard to find the best possible rates and coverage for each client. These stories highlight results we’re proud of, though individual outcomes may vary.
Cost explanation
What does Commercial Dump Truck Insurance cost?
Pricing depends on truck size, usage, and driver history, and can vary by state. On average, commercial dump truck insurance costs from $8,000 to $15,000 per year per vehicle. We help you get the best rate by comparing multiple carriers who specialize in commercial auto and heavy equipment.
These are estimates only—fill out our quick contact form to get started.
Our advantages
