Dump Truck Insurance That’s Built for Heavy-duty Work
Reliable coverage for dirt, sand, and gravel, and more—customized for construction and hauling businesses.
Dump trucks do the hard work—hauling heavy loads through tough job sites and tight deadlines. GIA Group, LLC provides specialized dump truck insurance that protects your vehicle, your cargo, and your crew from jobsite to highway.
Coverage
Coverage type | Why it matters |
|---|---|
Auto Liability | Legally required coverage for injuries and property damage. |
Physical Damage | Covers your dump truck in case of collision, theft, fire, or weather damage. |
Motor Truck Cargo | Optional for dirt, rock, sand, or debris that may be covered under certain contracts. |
General Liability | Covers jobsite-related incidents not directly tied to driving. |
Non-Trucking Liability | If the truck is sometimes driven for personal use. |
Uninsured / Underinsured Motorist | Protection if another driver causes an accident and lacks proper coverage. |
Workers’ Comp or Occupational Accident | Covers injuries sustained by drivers or operators on the job. |
Quote
What's needed for a quote
Getting insured is fast and easy—have the following ready:
CDL or business license info
Vehicle year, make, model, and VIN
Description of hauling operations (materials, contracts, etc.)
Operating radius
Insurance history (if available)
Success Stories
Client success in truck coverage
We insure contractors, independent haulers, and municipal service trucks. Here are recent examples:
Please note
Every trucking operation is different, and so are insurance premiums. At GIA Group, we work hard to find the best possible rates and coverage for each client. These stories highlight results we’re proud of, though individual outcomes may vary.
Cost explanation
What does Dump Truck Insurance cost?
Pricing depends on truck size, usage, location, and driver history. On average, dump truck insurance ranges from $8,000 to $15,000 per year per vehicle. We help you get the best rate by comparing multiple carriers who specialize in commercial auto and heavy equipment.
These are estimates only—fill out our quick contact form to get started.
Our advantages
