You will need a combination of the following coverages:

Commercial Auto Liability

This is a required coverage that pays for injuries and damages caused by your negligence. Such as for repairs to another vehicle or pain and suffering pay out to a pedestrian or driver of another vehicle. If you are For-Hire trucker, majority of shippers will require you to carry limits of $1,000,000. Liability insurance is required for insurance companies to complete your Federal, State and Local fillings.

Physical Damage

There two types of coverage normally offered and purchased:
Collision Coverage – pays for damages to your vehicle caused in a motor vehicle accident (regardless of fault).
Comprehensive Coverage – pays for damages to your vehicle caused by other than collision incidents, such as fire, vandalism, falling objects and theft.

When you purchase physical damage coverage, carefully consider your vehicle’s condition and research its market value, so our agents can help you purchase proper limits of coverage.

Motor Truck Cargo

Commonly referred to as cargo, this coverage provides protection to the freight or commodities hauled in your truck if it was damaged due to a motor vehicle accident or natural disaster. Majority of dump truck operators rarely purchase this coverage. We encourage you to review your contract and discuss it with our agents to secure proper limits.

General Liability

It protects you from injuries and property damages caused to other parties due to activities not directly related to operating the truck. Such as customer’s slip and fall incidents at your facilities or negligent acts of your driver when in scope of your operations (other than motor vehicle accident).

Underinsured Motorist

This coverage pays you for injuries sustained in a motor vehicle accident caused by negligence of underinsured party. Underinsured party is someone who has auto liability limits that are lower than the value of your claim.

Uninsured Motorist

This coverage pays you for injuries sustained in a motor vehicle accident caused by negligence of uninsured party.

Medical Expenses

Depending on state, this coverage may cover your and/or pedestrian’s medical expenses incurred due to motor vehicle accident.

Our Latest Success Stories:

October 2024

STATE CLIENT’S CASE PRICE PER TRUCK
Florida Reefer Produce, Cargo, Physical Damage $2,900
Ohio General Freight, Cargo, Physical Damage $2,200
Pennsylvania Amazon, Cargo, Trailer Interchange, General Liability $3,000
Pennsylvania General Freight, Non Trucking Liability, Physical Damage $2,400
Illinois Physical Damage $2,700
New Jersey Motor Vehicles, Auto Liability (Tractors and Pick Ups) $15,000
North Carolina Dry Van, Auto Liability, Cargo, General Liability $11,400
Pennsylvania General Freight, Auto Liability $13,800
New Jersey General Freight, Auto Liability, Cargo, Trailer Interchange, GL, Physical Damage $18,700
Pennsylvania Dry Van, General Liability $600
Pennsylvania Autos, Pickup, Auto Liability $6,400

September 2024

STATE CLIENT’S CASE PRICE PER TRUCK
Pennsylvania Dry Van, Auto Liability $10,900
Kentucky General Freight, Non Trucking Liability, Physical Damage $1,900
Pennsylvania Auto Hauler, Auto Liability $14,900
Illinois Dry Van, Auto Liability $11,000
Pennsylvania Auto Hauler, Auto Liability $7,800
Ohio General Freight, Auto Liability, Cargo, Physical Damagae $11,900
Illinois Dry Van, Cargo, Trailer Interchange, General Liability $2,300
Maryland Dry Van, Auto Liability, Cargo, Trailer Interchange, General Liability $12,300
Texas Tractor Physical Damage $1,700
New Jersey General Freight, Non Trucking Liability $500
Florida General Freight, Non Trucking Liability, Physical Damage $3,800

August 2024

STATE CLIENT’S CASE PRICE PER TRUCK
Maryland Dry Van, Auto Liability $13,800
Pennsylvania Dry Van, Auto Liability, Physical Damage $10,800
Florida General Freight, Non Trucking Liability, Physical Damage $6,300
Pennsylvania Dry Van, Cargo, General Liability $4,000
New Jersey General Freight, Auto Liability $11,551
Pennsylvania Building Materials, Auto Liability, Cargo, Physical Damage, General Liability $9,600
Pennsylvania General Freight, Cargo, General Liability $2,700
Wisconsin General Freight, Non Trucking Liability, Physical Damage $2,400
Pennsylvania Motor Vehicles, Non Trucking Liability $800
Pennsylvania Reefer, General Freight, Auto Liability, Cargo, TI, Physical Damage $25,600
Illinois General Freight, Non Trucking Liability, Physical Damage $5,100

July 2024

STATE CLIENT’S CASE PRICE PER TRUCK
Ohio Dry Van, Auto Liability $8,000
Pennsylvania Auto Hauler, Physical Damage $2,600
Maryland Taxi, Auto liability $2,600
New Jersey General Freight, Auto Liability, Cargo, Trailer Interchange, General Liability $18,000
Pennsylvania General Freight, Non-Trucking Liability, Physical Damage $4,000
Florida General Freight, Non-Trucking Liability, Physical Damage $2,800
Illinois Dry Van, Physical Damage $3,000
Ohio Auto Hauler, Auto Liability, Cargo, General Liability $9,200
Illinois Dry Van, Non-Trucking Liability, Physical Damage $2,700
Ohio General Freight, Non-Trucking Liability, Physical Damage $4,200
Texas General Freight, Auto Liability, Cargo, General Liability $13,000

June 2024

STATE CLIENT’S CASE PRICE PER TRUCK
Pennsylvania General Freight, Cargo, Physical Damage, General Liability $4,400
Michigan Dry Van, Non-Trucking Liability, Physical Damage $3,000
Texas General Freight, General Liability $500
California General Freight, Non-trucking, Physical Damage $7,400
Pennsylvania Auto Hauler, Auto Liability, Cargo, Physical Damage $9,700
Pennsylvania Dry Van, Auto Liability $10,000
Ohio General Freight, Non-trucking, Physical Damage $2,100
New Jersey Cargo Van, Auto Liability, Cargo, Physical Damage, General Liability $3,300
North Carolina Pick-Up Auto Hauler, Auto Liability, Cargo, Physical Damage $16,700
Georgia Cargo Van, Auto Liability, Cargo $15,200
Pennsylvania Auto Hauler, Auto Liability $5,800

May 2024

STATE CLIENT’S CASE PRICE PER TRUCK
New Jersey General Freight, Auto Liability $7,100
Pennsylvania General Freight, Auto Liability, Cargo, Physical Damage, General Liability $10,000
Texas General Freight and Refrigerated Goods, Cargo $1,600
Kentucky Dry Van, Physical Damage $2,200
Texas Dry Van, Auto Liability, Cargo $16,000
Ohio General Freight and Auto Hauler, Auto Liability, Cargo, Physical Damage $7,200
Pennsylvania General Freight, Auto liability $6,900
North Carolina General Freight, Auto liability $10,100
Pennsylvania Dry Van, Auto Liability $8,300
Pennsylvania Dry Van Fleet, Cargo with Violations $930
Ohio Expediter Van, Auto Liability, Cargo, Physical Damage $11,000

Show all

Get a personal quote.

Insurance Companies We Work With:

Accelerant Specialty Ins Co
Accredited Specialty Insurance Company
ACE Westchester Specialty Group
Agency Insurance Company (AIC)
AIG
Align General
Allied World Surplus Lines Insurance Company
American Empire
American Inter Fidelity Exchange
American Safety
A-One Commercial Insurance
Arch Specialty
Ascot Group
Aspen American Insurance
Atlantic Casualty Insurance Company
Bell & Clements LTD
Berkley Insurance Group
Berkley Prime
Berkley Small Business
Berkshire Hathaway
Bishopsgate
Canal Insurance
Canopius
Carolina Casualty
Century Insurance Group
Certain Underwriters at Lloyd’s
Chubb
Clearblue
CNA
County Hall Insurance
Crum & Foster
DB Insurance
Drive New Jersey Insurance Company
Eastern Atlantic Insurance Company
Endurance Specialty

Everest
Everspan Indemnity Insurance Co
Fairmatic
Falls Lake National Insurance
First Chicago Insurance Co
Fortegra
Freberg
GEICO
General Star
Golden Bear Insurance
Great American Insurance
Great Lakes Insurance SE
Hallmark
Harco Insurance Services
Hartwell Insurance Co
Hiscox
Hudson Insurance Group
IAT Insurance Group
James River Insurance Group
Knight Specialty Insurance
Lancer Insurance
Lexington Insurance
Liberty Mutual
Lloyds of London
Maxum Indemnity
Milford Casualty Insurance
Munich Re
National Casualty
National General Insurance
National Liability & Fire Insurance Co
Navigators
NEXT
NICO
Nirvana
Northfield Insurance

Northland Insurance
Obsidian
Occidental Fire and Casualty
Old Republic Union Insurance
Palomar Insurance
Pan American
Philadelphia Insurance Companies
PMA Companies
Prime Insurance
Progressive
Rivington
RLI
Scottsdale Insurance
Seneca Insurance Company
Shepherd Compello
Sierra Specialty Insurance Company
Star Mutual RRG
Starstone
Striker
Third Coast
Travelers Commercial Casualty Company
Trisura Specialty Insurance
United Financial Casualty
United National Insurance Co
United Specialty
UPMC
USLI
Valley Forge Insurance
Wesco Insurance
Westchester
White Pine Insurance
Work Partners
XL
Zurich

  • Accelerant Specialty Ins Co
  • Accredited Specialty Insurance Company
  • ACE Westchester Specialty Group
  • Agency Insurance Company (AIC)
  • AIG
  • Align General
  • Allied World Surplus Lines Insurance Company
  • American Empire
  • American Inter Fidelity Exchange
  • American Safety
  • A-One Commercial Insurance
  • Arch Specialty
  • Ascot Group
  • Aspen American Insurance
  • Atlantic Casualty Insurance Company
  • Bell & Clements LTD
  • Berkley Insurance Group
  • Berkley Prime
  • Berkley Small Business
  • Berkshire Hathaway
  • Bishopsgate
  • Canal Insurance
  • Canopius
  • Carolina Casualty
  • Century Insurance Group
  • Certain Underwriters at Lloyd’s
  • Chubb
  • Clearblue
  • CNA
  • County Hall Insurance
  • Crum & Foster
  • DB Insurance
  • Drive New Jersey Insurance Company
  • Eastern Atlantic Insurance Company
  • Endurance Specialty
  • Everest
  • Everspan Indemnity Insurance Co
  • Fairmatic
  • Falls Lake National Insurance
  • First Chicago Insurance Co
  • Fortegra
  • Freberg
  • GEICO
  • General Star
  • Golden Bear Insurance
  • Great American Insurance
  • Great Lakes Insurance SE
  • Hallmark
  • Harco Insurance Services
  • Hartwell Insurance Co
  • Hiscox
  • Hudson Insurance Group
  • IAT Insurance Group
  • James River Insurance Group
  • Knight Specialty Insurance
  • Lancer Insurance
  • Lexington Insurance
  • Liberty Mutual
  • Lloyds of London
  • Maxum Indemnity
  • Milford Casualty Insurance
  • Munich Re
  • National Casualty
  • National General Insurance
  • National Liability & Fire Insurance Co
  • Navigators
  • NEXT
  • NICO
  • Nirvana
  • Northfield Insurance
  • Northland Insurance
  • Obsidian
  • Occidental Fire and Casualty
  • Old Republic Union Insurance
  • Palomar Insurance
  • Pan American
  • Philadelphia Insurance Companies
  • PMA Companies
  • Prime Insurance
  • Progressive
  • Rivington
  • RLI
  • Scottsdale Insurance
  • Seneca Insurance Company
  • Shepherd Compello
  • Sierra Specialty Insurance Company
  • Star Mutual RRG
  • Starstone
  • Striker
  • Third Coast
  • Travelers Commercial Casualty Company
  • Trisura Specialty Insurance
  • United Financial Casualty
  • United National Insurance Co
  • United Specialty
  • UPMC
  • USLI
  • Valley Forge Insurance
  • Wesco Insurance
  • Westchester
  • White Pine Insurance
  • Work Partners
  • XL
  • Zurich