Our Latest Success Stories:
February 2025
| STATE | CLIENT’S CASE | PRICE PER TRUCK |
|---|---|---|
| Ohio | Cargo Van General Freight – Auto Liability, Cargo, Physical Damage | $5,000 |
| Pennsylvania | General Freight – General Liability, Auto Liability, Cargo, Trailer Interchange | $12,600 |
| Pennsylvania | Auto Hauler – Auto Liability, Cargo Liability, Physical Damage | $10,100 |
| California | General Freight – Non-Trucking Liability, Physical Damage | $2,700 |
| Ohio | General Freight – General Liability, Cargo, Trailer Interchange | $2,950 |
| New Jersey | Cargo Van General Freight – Auto Liability, Cargo, Physical Damage | $9,200 |
| Pennsylvania | General Freight – Auto Liability | $8,400 |
| Ohio | General Freight – Auto Liability, Cargo Liability, Physical Damage | $10,800 |
| Pennsylvania | Auto Hauler – Auto Liability, Cargo Liability, Physical Damage | $14,800 |
| New Jersey | General Freight – Non-Trucking Liability, Physical Damage | $1,700 |
| Pennsylvania | Auto Hauler – Physical Damage | $1,500 |
January 2025
| STATE | CLIENT’S CASE | PRICE PER TRUCK |
|---|---|---|
| Maryland | General Freight – Non-Trucking Liability, Physical Damage | $2,800 |
| Pennsylvania | General Freight – General Liability, Auto Liability, Cargo, Trailer Interchange | $13,000 |
| Pennsylvania | Auto Hauler – Auto Liability, Cargo Liability, Physical Damage | $10,700 |
| Ohio | Cargo Van General Freight – Auto Liability | $5,200 |
| New Jersey | Reefer – Physical Damage | $1,400 |
| Pennsylvania | General Freight – Non-Trucking Liability, Physical Damage | $14,350 |
| New Jersey | General Freight – General Liability, Cargo, Trailer Interchange, Physical Damage | $8,300 |
| Florida | General Freight – Non-Trucking Liability, Physical Damage | $1,900 |
| Pennsylvania | General Freight – Auto Liability, Cargo, Physical Damage | $15,800 |
| Illinois | Reefer – Auto Liability, Cargo Liability | $10,000 |
| Florida | General Freight – Non-Trucking Liability, Physical Damage | $1,900 |
December 2024
| STATE | CLIENT’S CASE | PRICE PER TRUCK |
|---|---|---|
| Pennsylvania | Reefer – General Liability, Auto Liability, Cargo, Physical Damage | $18,400 |
| Texas | General Freight – Non-Trucking Liability, Physical Damage | $1,800 |
| Pennsylvania | Limousine Service – Auto Liability, Physical Damage | $5,800 |
| Ohio | Expediter – Auto Liability, Cargo | $2,500 |
| North Carolina | Dry Van/UIIA – Auto Liability, Cargo Liability, Physical Damage | $9,000 |
| Kentucky | General Freight – Non-Trucking Liability, Physical Damage | $2,100 |
| Maryland | General Freight – Auto Liability, Cargo, Physical Damage | $2,000 |
| Pennsylvania | General Freight – Auto Liability, Cargo, Physical Damage | $11,100 |
| South Carolina | Reefer – Auto Liability, Cargo, Physical Damage | $13,800 |
| Pennsylvania | General Freight – Cargo | $950 |
| Pennsylvania | General Freight – Auto Liability | $13,200 |
November 2024
| STATE | CLIENT’S CASE | PRICE PER TRUCK |
|---|---|---|
| Virginia | General Freight, Non-Trucking Liability, Physical Damage | $3,500 |
| Ohio | Dry Van, Auto Liability | $16,600 |
| Pennsylvania | General Freight, Cargo Liability, Trailer Interchange, General Liability | $3,000 |
| Pennsylvania | Dry Van, Auto Liability, Physical Damage | $16,000 |
| Kentucky | Dry Van, Non-Trucking Liability, Physical Damage | $3,300 |
| Pennsylvania | General Freight, Non-Trucking Liability, Physical Damage | $3,000 |
| Ohio | Dry Van, Physical Damage, Cargo Liability, Trailer Interchange, General Liability | $8,000 |
| Pennsylvania | Building Materials, Non-Trucking Liability, Physical Damage | $2,800 |
| New Jersey | Dry Van, Non-Trucking Liability, Physical Damage | $1,500 |
| Ohio | Auto Hauler, Auto Liability, Cargo Liability | $9,100 |
| Pennsylvania | General Freight, Cargo Liability | $700 |
October 2024
| STATE | CLIENT’S CASE | PRICE PER TRUCK |
|---|---|---|
| Florida | Reefer Produce, Cargo, Physical Damage | $2,900 |
| Ohio | General Freight, Cargo, Physical Damage | $2,200 |
| Pennsylvania | Amazon, Cargo, Trailer Interchange, General Liability | $3,000 |
| Pennsylvania | General Freight, Non Trucking Liability, Physical Damage | $2,400 |
| Illinois | Physical Damage | $2,700 |
| New Jersey | Motor Vehicles, Auto Liability (Tractors and Pick Ups) | $15,000 |
| North Carolina | Dry Van, Auto Liability, Cargo, General Liability | $11,400 |
| Pennsylvania | General Freight, Auto Liability | $13,800 |
| New Jersey | General Freight, Auto Liability, Cargo, Trailer Interchange, GL, Physical Damage | $18,700 |
| Pennsylvania | Dry Van, General Liability | $600 |
| Pennsylvania | Autos, Pickup, Auto Liability | $6,400 |
September 2024
| STATE | CLIENT’S CASE | PRICE PER TRUCK |
|---|---|---|
| Pennsylvania | Dry Van, Auto Liability | $10,900 |
| Kentucky | General Freight, Non Trucking Liability, Physical Damage | $1,900 |
| Pennsylvania | Auto Hauler, Auto Liability | $14,900 |
| Illinois | Dry Van, Auto Liability | $11,000 |
| Pennsylvania | Auto Hauler, Auto Liability | $7,800 |
| Ohio | General Freight, Auto Liability, Cargo, Physical Damagae | $11,900 |
| Illinois | Dry Van, Cargo, Trailer Interchange, General Liability | $2,300 |
| Maryland | Dry Van, Auto Liability, Cargo, Trailer Interchange, General Liability | $12,300 |
| Texas | Tractor Physical Damage | $1,700 |
| New Jersey | General Freight, Non Trucking Liability | $500 |
| Florida | General Freight, Non Trucking Liability, Physical Damage | $3,800 |
Our Latest Success Stories:
February 2025
| STATE | CLIENT’S CASE | PRICE PER TRUCK |
|---|---|---|
| Ohio | Cargo Van General Freight – Auto Liability, Cargo, Physical Damage | $5,000 |
| Pennsylvania | General Freight – General Liability, Auto Liability, Cargo, Trailer Interchange | $12,600 |
| Pennsylvania | Auto Hauler – Auto Liability, Cargo Liability, Physical Damage | $10,100 |
| California | General Freight – Non-Trucking Liability, Physical Damage | $2,700 |
| Ohio | General Freight – General Liability, Cargo, Trailer Interchange | $2,950 |
| New Jersey | Cargo Van General Freight – Auto Liability, Cargo, Physical Damage | $9,200 |
| Pennsylvania | General Freight – Auto Liability | $8,400 |
| Ohio | General Freight – Auto Liability, Cargo Liability, Physical Damage | $10,800 |
| Pennsylvania | Auto Hauler – Auto Liability, Cargo Liability, Physical Damage | $14,800 |
| New Jersey | General Freight – Non-Trucking Liability, Physical Damage | $1,700 |
| Pennsylvania | Auto Hauler – Physical Damage | $1,500 |
January 2025
| STATE | CLIENT’S CASE | PRICE PER TRUCK |
|---|---|---|
| Maryland | General Freight – Non-Trucking Liability, Physical Damage | $2,800 |
| Pennsylvania | General Freight – General Liability, Auto Liability, Cargo, Trailer Interchange | $13,000 |
| Pennsylvania | Auto Hauler – Auto Liability, Cargo Liability, Physical Damage | $10,700 |
| Ohio | Cargo Van General Freight – Auto Liability | $5,200 |
| New Jersey | Reefer – Physical Damage | $1,400 |
| Pennsylvania | General Freight – Non-Trucking Liability, Physical Damage | $14,350 |
| New Jersey | General Freight – General Liability, Cargo, Trailer Interchange, Physical Damage | $8,300 |
| Florida | General Freight – Non-Trucking Liability, Physical Damage | $1,900 |
| Pennsylvania | General Freight – Auto Liability, Cargo, Physical Damage | $15,800 |
| Illinois | Reefer – Auto Liability, Cargo Liability | $10,000 |
| Florida | General Freight – Non-Trucking Liability, Physical Damage | $1,900 |
December 2024
| STATE | CLIENT’S CASE | PRICE PER TRUCK |
|---|---|---|
| Pennsylvania | Reefer – General Liability, Auto Liability, Cargo, Physical Damage | $18,400 |
| Texas | General Freight – Non-Trucking Liability, Physical Damage | $1,800 |
| Pennsylvania | Limousine Service – Auto Liability, Physical Damage | $5,800 |
| Ohio | Expediter – Auto Liability, Cargo | $2,500 |
| North Carolina | Dry Van/UIIA – Auto Liability, Cargo Liability, Physical Damage | $9,000 |
| Kentucky | General Freight – Non-Trucking Liability, Physical Damage | $2,100 |
| Maryland | General Freight – Auto Liability, Cargo, Physical Damage | $2,000 |
| Pennsylvania | General Freight – Auto Liability, Cargo, Physical Damage | $11,100 |
| South Carolina | Reefer – Auto Liability, Cargo, Physical Damage | $13,800 |
| Pennsylvania | General Freight – Cargo | $950 |
| Pennsylvania | General Freight – Auto Liability | $13,200 |
November 2024
| STATE | CLIENT’S CASE | PRICE PER TRUCK |
|---|---|---|
| Virginia | General Freight, Non-Trucking Liability, Physical Damage | $3,500 |
| Ohio | Dry Van, Auto Liability | $16,600 |
| Pennsylvania | General Freight, Cargo Liability, Trailer Interchange, General Liability | $3,000 |
| Pennsylvania | Dry Van, Auto Liability, Physical Damage | $16,000 |
| Kentucky | Dry Van, Non-Trucking Liability, Physical Damage | $3,300 |
| Pennsylvania | General Freight, Non-Trucking Liability, Physical Damage | $3,000 |
| Ohio | Dry Van, Physical Damage, Cargo Liability, Trailer Interchange, General Liability | $8,000 |
| Pennsylvania | Building Materials, Non-Trucking Liability, Physical Damage | $2,800 |
| New Jersey | Dry Van, Non-Trucking Liability, Physical Damage | $1,500 |
| Ohio | Auto Hauler, Auto Liability, Cargo Liability | $9,100 |
| Pennsylvania | General Freight, Cargo Liability | $700 |
October 2024
| STATE | CLIENT’S CASE | PRICE PER TRUCK |
|---|---|---|
| Florida | Reefer Produce, Cargo, Physical Damage | $2,900 |
| Ohio | General Freight, Cargo, Physical Damage | $2,200 |
| Pennsylvania | Amazon, Cargo, Trailer Interchange, General Liability | $3,000 |
| Pennsylvania | General Freight, Non Trucking Liability, Physical Damage | $2,400 |
| Illinois | Physical Damage | $2,700 |
| New Jersey | Motor Vehicles, Auto Liability (Tractors and Pick Ups) | $15,000 |
| North Carolina | Dry Van, Auto Liability, Cargo, General Liability | $11,400 |
| Pennsylvania | General Freight, Auto Liability | $13,800 |
| New Jersey | General Freight, Auto Liability, Cargo, Trailer Interchange, GL, Physical Damage | $18,700 |
| Pennsylvania | Dry Van, General Liability | $600 |
| Pennsylvania | Autos, Pickup, Auto Liability | $6,400 |
September 2024
| STATE | CLIENT’S CASE | PRICE PER TRUCK |
|---|---|---|
| Pennsylvania | Dry Van, Auto Liability | $10,900 |
| Kentucky | General Freight, Non Trucking Liability, Physical Damage | $1,900 |
| Pennsylvania | Auto Hauler, Auto Liability | $14,900 |
| Illinois | Dry Van, Auto Liability | $11,000 |
| Pennsylvania | Auto Hauler, Auto Liability | $7,800 |
| Ohio | General Freight, Auto Liability, Cargo, Physical Damagae | $11,900 |
| Illinois | Dry Van, Cargo, Trailer Interchange, General Liability | $2,300 |
| Maryland | Dry Van, Auto Liability, Cargo, Trailer Interchange, General Liability | $12,300 |
| Texas | Tractor Physical Damage | $1,700 |
| New Jersey | General Freight, Non Trucking Liability | $500 |
| Florida | General Freight, Non Trucking Liability, Physical Damage | $3,800 |
August 2024
| STATE | CLIENT’S CASE | PRICE PER TRUCK |
|---|---|---|
| Maryland | Dry Van, Auto Liability | $13,800 |
| Pennsylvania | Dry Van, Auto Liability, Physical Damage | $10,800 |
| Florida | General Freight, Non Trucking Liability, Physical Damage | $6,300 |
| Pennsylvania | Dry Van, Cargo, General Liability | $4,000 |
| New Jersey | General Freight, Auto Liability | $11,551 |
| Pennsylvania | Building Materials, Auto Liability, Cargo, Physical Damage, General Liability | $9,600 |
| Pennsylvania | General Freight, Cargo, General Liability | $2,700 |
| Wisconsin | General Freight, Non Trucking Liability, Physical Damage | $2,400 |
| Pennsylvania | Motor Vehicles, Non Trucking Liability | $800 |
| Pennsylvania | Reefer, General Freight, Auto Liability, Cargo, TI, Physical Damage | $25,600 |
| Illinois | General Freight, Non Trucking Liability, Physical Damage | $5,100 |
What we insure.
Our advantages.
No MVR charge backs
No hidden fees
Issue certificates within
Qualified primary liability indications within
Submit endorsements to carries within
Trucking insurance made easy.
Other benefits:
24/7 Online Certificates
Free Fast Quotes
No Obligations
Industry Expertise
Multiple Insurance Partners
Owner Operator Discounts
Safe Operator Discounts
Fleet Discounts
Fast Service
$0 MVR chargebacks and no fees
We work closely with our clients to find optimal insurance solutions for their business needs.
Our Principles.
We understand that insurance is one of the largest expenses in the transportation business with the most complexity. We are here to provide the best policy and partnership experience to help navigate you through the process seamlessly.
States we are licensed in
Alabama
Arizona
Arkansas
California
Colorado
Delaware
District of Columbia
Florida
Georgia
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Jersey
North Carolina
North Dakota
Ohio
Oklahoma
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Also check out the helpful articles.
Broker of Record letter: Take Control of Your Trucking Insurance
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Important Update: Beneficial Ownership Information (BOI) Reporting Paused
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Winter’s Hidden Dangers: Black Ice and More Hazards You Need to Know
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The Role of Technology in Enhancing Trucking Safety and Reducing Insurance Costs
Technological developments are driving a significant change in commercial truck insurance. Why does it impact trucking business operations? The new technologies are reshaping truck safety and influencing commercial auto insurance rates. While specifics may vary depending on numerous factors, ...
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Cargo thefts are on the rise
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Understanding Insurance Loss Run Reports: Why They Matter for Your Business
Having the right insurance coverage in place for your business is essential for mitigating risks and protecting your assets. While you may not think much about your insurance policy beyond paying premiums or filing claims, there’s a crucial document you ...
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Mitigating Damages After a Truck Accident: A Trucker’s Essential Guide
Accidents on the road are an unfortunate reality for truckers, but how you respond immediately after an accident can significantly impact the outcome of any claims or legal proceedings that follow. One of the key responsibilities as a trucker ...
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Truckers’ Rest: Sleep for Safer Journeys
Sleep is crucial in the trucking industry for ensuring driver safety and optimal performance. Current research highlights the significance of quality sleep and offers practical solutions for truckers to improve their sleep while on the road. Role of Sleep ...
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Winterizing Your Semi-Truck: Essential Maintenance Tips for Safe Winter Operations
As the mercury dips and winter tightens its grip, it's imperative for truck drivers to prepare their semi-trucks for the challenging season ahead. At GIA Group, we understand the critical importance of winter preparedness and compiled a comprehensive guide on ...
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Best Weather Apps for Truckers in 2023: Ensuring Safety and Reducing Insurance Costs
Introduction Truckers face unique challenges on the road, especially when it comes to weather. Selecting the right weather app is crucial for navigating these challenges effectively. In this article, we explore the top weather apps for truckers in 2023 ...
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The Role of Positive Driver Relations in Enhancing Road Safety and Reducing Insurance Costs
In the trucking industry—where every driving decision carries weight—the relationship between drivers and the management is the backbone of road safety and financial efficiency. A driver who feels heard, respected, and properly equipped is far less likely to make a ...
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Understanding Insurance Types for Trucking Companies: Admitted vs. Non-Admitted, Captive Insurance, and RRGs
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Navigating Reinsurance: How Non-Admitted and Smaller Insurance Companies Safeguard Policyholders
For Policyholders and Trucking Company Owners In the world of insurance, many policyholders—especially trucking company owners—aren’t always aware of what goes on behind the scenes to protect their coverage. One of the most important and least understood tools that ...
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Understanding Lloyd’s of London: How It Differs from Traditional U.S. Insurance
A Simplified Guide for Policyholders and Business Owners When exploring insurance options—especially for unique or high-risk operations—you may come across the name Lloyd’s of London. While many assume it is a traditional insurance company, Lloyd’s is different. It stands ...
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Streamlining Trailer Insurance: Decoding Trailer Interchange vs. Non-Owned Trailer Coverage for Trucking Businesses
As a trucking company owner or executive, understanding the nuances of trailer insurance is vital for safeguarding your assets. Trailer Interchange and Non-Owned Trailer insurance are two critical types of coverage, each with distinct features and applications. Trailer Interchange ...
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Key insights into the U.S. insurance landscape
Q1: How much is the U.S. insurance industry worth? With written net premiums of $1.4 trillion, the U.S. insurance market has attained an amazing value. Examining the distribution, it is found that life and annuity insurers predominate at 52%; ...
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Navigating the FMCSA Insurance Filing Requirements
The Federal Motor Carrier Safety Administration (FMCSA) plays a crucial role in regulating the transportation industry's safety and compliance standards. Among its many requirements, insurance filings hold a place of paramount importance. In this comprehensive guide, we'll delve into the ...
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The High Cost of Motor Vehicle Crashes: A Closer Look
Motor vehicle crashes carry a staggering financial burden that extends far beyond those directly involved in the accidents themselves. According to recent data, the economic toll of these incidents amounted to a staggering $340 billion in the United States in 2019. To put this into perspective, that’s equivalent ...
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The Clear Path to Safety: Why and When to Change Your Windshield Wipers
When it comes to safe driving, having a clear and unobstructed view of the road is non-negotiable. Your windshield wipers play a crucial role in maintaining visibility during adverse weather conditions. In this article, we'll explore the importance of changing ...
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29.4% of tractor-trailer accidents are brake-related
Tractor-trailer brake maintenance is not just another task; it’s a matter of paramount safety. According to the Federal Motor Carrier Safety Administration (FMCSA) a staggering 29.4% of tractor-trailer accidents are brake-related. In the world of tractor-trailers, brake maintenance is non-negotiable and good operators need to recognize signs of brake wear: ...
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Tips for preventing fatigue while driving
Driver fatigue might sneak up silently and embrace body control systems before the driver notices what is happening—the consequences can be disastrous. The risk factors associated with operating a vehicle while feeling exhausted remain a serious threat to road ...
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Lessons from the Werner Enterprises Case: The Crucial Role of Training and Adaptability in Trucking
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High wind driving safety tips: protecting yourself and others on the road
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Understanding Additional Insured Coverage: What It Is and How It Differs from Additional Named Insured
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Comprehensive vs. Collision Coverage for Trucks: Examples and Differences
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Understanding Motor Truck Cargo and On-Hook Coverage
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Commercial Auto vs. Non-Trucking Liability Insurance Explained
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Understanding the Claims Process: What to Expect After Reporting an Insurance Claim
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Coinsurance: Don’t Get Caught Underinsured
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Essential Information for New Clients: 5 Key Things to Keep in Mind
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What is a difference between insurance filling BMC91 and MCS90
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The real cost of a truck accident
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The Dangers of Speeding on the Road
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How do insurance companies use ELD data
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Speed limit per state
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FMCSA increased fines for violations effective 1/6/2023
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What do I need to know about insurance renewals?
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Do violations in personal vehicles impact the cost of commercial insurance?
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Miles and revenue-based policy options
Mileage-based and revenue-based insurance policies can potentially reduce some of the administrative load that trucking companies and truck drivers deal with. They both offer flexible premium structures but can be beneficial in different cases. Mileage-based Insurance Policy Mileage-based insurance (also ...
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Benefits of tire chains
Tire chains are used to provide additional traction on slippery roads, such as those covered in ice or snow. They can be particularly useful for truck drivers who are operating in areas with extreme weather conditions. Tire chains should only ...
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Essential Winter Driving Tips for Truck Drivers
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Also check out the helpful articles.
Broker of Record letter: Take Control of Your Trucking Insurance
Thinking about switching insurance brokers? A Broker of Record (BOR) letter lets you take control of your coverage and ensure you have the best representation. In commercial auto insurance, this document helps businesses secure better coverage and pricing. Timely execution ...
Read full article
Steps to Lower Insurance Premiums for Your Trucking Fleet
We understand that insurance costs can significantly affect the profitability of fleets, but it is worth considering that effective management of these costs is crucial to ensure guaranteed smooth operation and financial stability in the future. Therefore, although lower insurance ...
Read full article
Important Update: Beneficial Ownership Information (BOI) Reporting Paused
In today’s ever-changing regulatory landscape, staying informed is crucial for businesses looking to remain compliant. One such development relates to the Beneficial Ownership Information (BOI) reporting requirements under the Corporate Transparency Act (CTA). Recent updates may affect your business, and ...
Read full article
Winter’s Hidden Dangers: Black Ice and More Hazards You Need to Know
Winter driving brings a bunch of unique challenges, with black ice being one of the most treacherous hazards on the road. Beyond black ice, there are numerous other winter threats drivers must be prepared for. This article will help ...
Read full article
The Role of Technology in Enhancing Trucking Safety and Reducing Insurance Costs
Technological developments are driving a significant change in commercial truck insurance. Why does it impact trucking business operations? The new technologies are reshaping truck safety and influencing commercial auto insurance rates. While specifics may vary depending on numerous factors, ...
Read full article
Cargo thefts are on the rise
Criminals are getting deeper into cargo supply chains, tracking shipments, and targeting the most vulnerable. As a result, there was a significant increase in cargo theft across the United States in 2024. A supply chain risk management company called ...
Read full article
Understanding Insurance Loss Run Reports: Why They Matter for Your Business
Having the right insurance coverage in place for your business is essential for mitigating risks and protecting your assets. While you may not think much about your insurance policy beyond paying premiums or filing claims, there’s a crucial document you ...
Read full article
Mitigating Damages After a Truck Accident: A Trucker’s Essential Guide
Accidents on the road are an unfortunate reality for truckers, but how you respond immediately after an accident can significantly impact the outcome of any claims or legal proceedings that follow. One of the key responsibilities as a trucker ...
Read full article
Truckers’ Rest: Sleep for Safer Journeys
Sleep is crucial in the trucking industry for ensuring driver safety and optimal performance. Current research highlights the significance of quality sleep and offers practical solutions for truckers to improve their sleep while on the road. Role of Sleep ...
Read full article
Winterizing Your Semi-Truck: Essential Maintenance Tips for Safe Winter Operations
As the mercury dips and winter tightens its grip, it's imperative for truck drivers to prepare their semi-trucks for the challenging season ahead. At GIA Group, we understand the critical importance of winter preparedness and compiled a comprehensive guide on ...
Read full article
Best Weather Apps for Truckers in 2023: Ensuring Safety and Reducing Insurance Costs
Introduction Truckers face unique challenges on the road, especially when it comes to weather. Selecting the right weather app is crucial for navigating these challenges effectively. In this article, we explore the top weather apps for truckers in 2023 ...
Read full article
The Role of Positive Driver Relations in Enhancing Road Safety and Reducing Insurance Costs
In the trucking industry—where every driving decision carries weight—the relationship between drivers and the management is the backbone of road safety and financial efficiency. A driver who feels heard, respected, and properly equipped is far less likely to make a ...
Read full article
Understanding Insurance Types for Trucking Companies: Admitted vs. Non-Admitted, Captive Insurance, and RRGs
Navigating the world of insurance can be challenging for the owner of a trucking business. It is crucial to understand the differences between admitted insurance, non-admitted insurance, captive insurance, and risk retention groups (RRGs) in order to make informed ...
Read full article
Navigating Reinsurance: How Non-Admitted and Smaller Insurance Companies Safeguard Policyholders
For Policyholders and Trucking Company Owners In the world of insurance, many policyholders—especially trucking company owners—aren’t always aware of what goes on behind the scenes to protect their coverage. One of the most important and least understood tools that ...
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Understanding Lloyd’s of London: How It Differs from Traditional U.S. Insurance
A Simplified Guide for Policyholders and Business Owners When exploring insurance options—especially for unique or high-risk operations—you may come across the name Lloyd’s of London. While many assume it is a traditional insurance company, Lloyd’s is different. It stands ...
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Streamlining Trailer Insurance: Decoding Trailer Interchange vs. Non-Owned Trailer Coverage for Trucking Businesses
As a trucking company owner or executive, understanding the nuances of trailer insurance is vital for safeguarding your assets. Trailer Interchange and Non-Owned Trailer insurance are two critical types of coverage, each with distinct features and applications. Trailer Interchange ...
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Key insights into the U.S. insurance landscape
Q1: How much is the U.S. insurance industry worth? With written net premiums of $1.4 trillion, the U.S. insurance market has attained an amazing value. Examining the distribution, it is found that life and annuity insurers predominate at 52%; ...
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Navigating the FMCSA Insurance Filing Requirements
The Federal Motor Carrier Safety Administration (FMCSA) plays a crucial role in regulating the transportation industry's safety and compliance standards. Among its many requirements, insurance filings hold a place of paramount importance. In this comprehensive guide, we'll delve into the ...
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The High Cost of Motor Vehicle Crashes: A Closer Look
Motor vehicle crashes carry a staggering financial burden that extends far beyond those directly involved in the accidents themselves. According to recent data, the economic toll of these incidents amounted to a staggering $340 billion in the United States in 2019. To put this into perspective, that’s equivalent ...
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The Clear Path to Safety: Why and When to Change Your Windshield Wipers
When it comes to safe driving, having a clear and unobstructed view of the road is non-negotiable. Your windshield wipers play a crucial role in maintaining visibility during adverse weather conditions. In this article, we'll explore the importance of changing ...
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29.4% of tractor-trailer accidents are brake-related
Tractor-trailer brake maintenance is not just another task; it’s a matter of paramount safety. According to the Federal Motor Carrier Safety Administration (FMCSA) a staggering 29.4% of tractor-trailer accidents are brake-related. In the world of tractor-trailers, brake maintenance is non-negotiable and good operators need to recognize signs of brake wear: ...
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Tips for preventing fatigue while driving
Driver fatigue might sneak up silently and embrace body control systems before the driver notices what is happening—the consequences can be disastrous. The risk factors associated with operating a vehicle while feeling exhausted remain a serious threat to road ...
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Lessons from the Werner Enterprises Case: The Crucial Role of Training and Adaptability in Trucking
Driving a truck requires responsibility, and each journey amplifies this fact. A poignant illustration of this is the unfortunate accident that happened with Werner Enterprises in 2014, resulting in the loss of a child and causing harm to other ...
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High wind driving safety tips: protecting yourself and others on the road
Driving under high winds is particularly dangerous for truck drivers. Though most people think that operating a semi truck in strong winds is not as hazardous as driving in snow and ice, the truth is that all of these ...
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Understanding Additional Insured Coverage: What It Is and How It Differs from Additional Named Insured
For business owners, understanding the details of their insurance coverage is essential to protecting their operations from potential financial losses. Specific insurance terminology can often be confusing, and some terms that might seem interchangeable—like “Additional insured” and “Additional named ...
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Comprehensive vs. Collision Coverage for Trucks: Examples and Differences
Navigating the world of truck insurance can be complicated, with various coverage options available to safeguard your vehicle and finances. Comprehensive and collision coverage are two essential types that truck owners often consider. In this article, we'll explore the differences ...
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Understanding Motor Truck Cargo and On-Hook Coverage
As a trucking or towing company operator, it's important to have the right insurance coverage to protect your business in case of accidents or losses. Two key types of insurance for protecting property in your possession are cargo and on-hook ...
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Commercial Auto vs. Non-Trucking Liability Insurance Explained
When it comes to operating a business that involves the use of trucks, having the right insurance coverage is crucial. Two common types of insurance policies that businesses and truck drivers need to be aware of are Commercial Auto ...
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Understanding the Claims Process: What to Expect After Reporting an Insurance Claim
After reporting a claim to your insurance company, the next steps typically include: Initial Contact: Once you've reported your claim, your insurance company will typically assign a claims adjuster or representative to your case. This person will be your ...
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Coinsurance: Don’t Get Caught Underinsured
Avoid Underinsurance—and Unexpected Out-of-Pocket Costs For businesses that insure trucks, trailers, or other high-value commercial equipment, understanding coinsurance is essential. It’s a commonly overlooked policy clause—until a claim arises and a business owner discovers they’re responsible for a larger ...
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Essential Information for New Clients: 5 Key Things to Keep in Mind
Welcome to GIA Group, LLC: Your Essential Guide to Getting Started Dear Valued Client, Thank you for trusting GIA Group, LLC with your insurance needs. Whether you’re joining us for the first time or renewing your policy, we’re here ...
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Fifteen tips truck drivers can utilize to enhance fuel efficiency and decrease maintenance expenses
In the trucking industry today, monitoring repair and fuel expenses can make all the difference between generating income and just breaking even. Every drop of fuel you save improves your bottom line since diesel prices vary constantly and running expenses ...
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What is a difference between insurance filling BMC91 and MCS90
BMC-91 and MCS-90 are both forms that are required by the Federal Motor Carrier Safety Administration (FMCSA) for commercial motor carriers operating in the United States. However, they serve different purposes and cover different types of liabilities. BMC-91 is ...
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The real cost of a truck accident
The cost of a commercial truck accident depends on a variety of factors, including injuries to people involved and the severity of damage caused. According to FMCSA, the average cost of a large truck crash involving a fatality can ...
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The Dangers of Speeding on the Road
Speeding remains one of the leading contributors to severe and fatal crashes on U.S. roads. For commercial trucks, which can weigh up to 80,000 pounds when fully loaded, the consequences of excessive speed are especially serious. Whether you're a ...
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How do insurance companies use ELD data
Insurance companies use ELD data to better understand a trucker's driving behavior and performance. This information can then be used to assess the level of risk associated with insuring a particular driver or trucking company, and to set insurance ...
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Speed limit per state
The speed limits for trucks and cars vary by state in the United States. Here is a general overview of the speed limits for all states per insurance Institute for Highway Safety: State Rural interstates, MPH Urban interstates, MPH Other limited access ...
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FMCSA increased fines for violations effective 1/6/2023
Violating trucking regulations became even more expensive effective 1/6/2023. Below is a list of violations and fines. It is important to understand that violations of trucking regulations can have a negative impact on insurance costs for trucking companies. Insurance companies ...
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What do I need to know about insurance renewals?
We ask for information before renewal for several reasons. First, we need to assess the current coverage and determine if it is still appropriate for the business. This may involve reviewing the business's activities, the size of the business, ...
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Do violations in personal vehicles impact the cost of commercial insurance?
Yes—they often do. Even if a violation of traffic laws occurs while driving a personal vehicle, it can still influence a driver’s commercial auto insurance rates. That’s because insurers assess the full driving history of the person behind the ...
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Miles and revenue-based policy options
Mileage-based and revenue-based insurance policies can potentially reduce some of the administrative load that trucking companies and truck drivers deal with. They both offer flexible premium structures but can be beneficial in different cases. Mileage-based Insurance Policy Mileage-based insurance (also ...
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Benefits of tire chains
Tire chains are used to provide additional traction on slippery roads, such as those covered in ice or snow. They can be particularly useful for truck drivers who are operating in areas with extreme weather conditions. Tire chains should only ...
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Essential Winter Driving Tips for Truck Drivers
Winter brings more than just snow and ice—it brings real risks for truck drivers navigating slippery roads, low visibility, and unpredictable conditions. Whether you're an owner-operator or part of a larger fleet, staying safe starts with preparation and smart ...
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Insurance Companies We Work With:
Accelerant Specialty Ins Co
Accredited Specialty Insurance Company
ACE Westchester Specialty Group
Agency Insurance Company (AIC)
AIG
Align General
Allied World Surplus Lines Insurance Company
American Empire
American Inter Fidelity Exchange
American Safety
A-One Commercial Insurance
Arch Specialty
Ascot Group
Aspen American Insurance
Atlantic Casualty Insurance Company
Bell & Clements LTD
Berkley Insurance Group
Berkley Prime
Berkley Small Business
Berkshire Hathaway
Bishopsgate
Canal Insurance
Canopius
Carolina Casualty
Century Insurance Group
Certain Underwriters at Lloyd’s
Chubb
Clearblue
CNA
County Hall Insurance
Crum & Foster
DB Insurance
Drive New Jersey Insurance Company
Eastern Atlantic Insurance Company
Endurance Specialty
Everest
Everspan Indemnity Insurance Co
Fairmatic
Falls Lake National Insurance
First Chicago Insurance Co
Fortegra
Freberg
GEICO
General Star
Golden Bear Insurance
Great American Insurance
Great Lakes Insurance SE
Hallmark
Harco Insurance Services
Hartwell Insurance Co
Hiscox
Hudson Insurance Group
IAT Insurance Group
James River Insurance Group
Knight Specialty Insurance
Lancer Insurance
Lexington Insurance
Liberty Mutual
Lloyds of London
Maxum Indemnity
Milford Casualty Insurance
Munich Re
National Casualty
National General Insurance
National Liability & Fire Insurance Co
Navigators
NEXT
NICO
Nirvana
Northfield Insurance
Northland Insurance
Obsidian
Occidental Fire and Casualty
Old Republic Union Insurance
Palomar Insurance
Pan American
Philadelphia Insurance Companies
PMA Companies
Prime Insurance
Progressive
Rivington
RLI
Scottsdale Insurance
Seneca Insurance Company
Shepherd Compello
Sierra Specialty Insurance Company
Star Mutual RRG
Starstone
Striker
Third Coast
Travelers Commercial Casualty Company
Trisura Specialty Insurance
United Financial Casualty
United National Insurance Co
United Specialty
UPMC
USLI
Valley Forge Insurance
Wesco Insurance
Westchester
White Pine Insurance
Work Partners
XL
Zurich
- Accelerant Specialty Ins Co
- Accredited Specialty Insurance Company
- ACE Westchester Specialty Group
- Agency Insurance Company (AIC)
- AIG
- Align General
- Allied World Surplus Lines Insurance Company
- American Empire
- American Inter Fidelity Exchange
- American Safety
- A-One Commercial Insurance
- Arch Specialty
- Ascot Group
- Aspen American Insurance
- Atlantic Casualty Insurance Company
- Bell & Clements LTD
- Berkley Insurance Group
- Berkley Prime
- Berkley Small Business
- Berkshire Hathaway
- Bishopsgate
- Canal Insurance
- Canopius
- Carolina Casualty
- Century Insurance Group
- Certain Underwriters at Lloyd’s
- Chubb
- Clearblue
- CNA
- County Hall Insurance
- Crum & Foster
- DB Insurance
- Drive New Jersey Insurance Company
- Eastern Atlantic Insurance Company
- Endurance Specialty
- Everest
- Everspan Indemnity Insurance Co
- Fairmatic
- Falls Lake National Insurance
- First Chicago Insurance Co
- Fortegra
- Freberg
- GEICO
- General Star
- Golden Bear Insurance
- Great American Insurance
- Great Lakes Insurance SE
- Hallmark
- Harco Insurance Services
- Hartwell Insurance Co
- Hiscox
- Hudson Insurance Group
- IAT Insurance Group
- James River Insurance Group
- Knight Specialty Insurance
- Lancer Insurance
- Lexington Insurance
- Liberty Mutual
- Lloyds of London
- Maxum Indemnity
- Milford Casualty Insurance
- Munich Re
- National Casualty
- National General Insurance
- National Liability & Fire Insurance Co
- Navigators
- NEXT
- NICO
- Nirvana
- Northfield Insurance
- Northland Insurance
- Obsidian
- Occidental Fire and Casualty
- Old Republic Union Insurance
- Palomar Insurance
- Pan American
- Philadelphia Insurance Companies
- PMA Companies
- Prime Insurance
- Progressive
- Rivington
- RLI
- Scottsdale Insurance
- Seneca Insurance Company
- Shepherd Compello
- Sierra Specialty Insurance Company
- Star Mutual RRG
- Starstone
- Striker
- Third Coast
- Travelers Commercial Casualty Company
- Trisura Specialty Insurance
- United Financial Casualty
- United National Insurance Co
- United Specialty
- UPMC
- USLI
- Valley Forge Insurance
- Wesco Insurance
- Westchester
- White Pine Insurance
- Work Partners
- XL
- Zurich
Let us
Help You.
Office
250 Street Rd, Warminster, PA 18974
Contact
Certificates of insurance — coi@giasure.com
Policy Service — info@giasure.com
Claims reporting — claims@giasure.com
Open Hours
Monday — Friday 9am to 5pm
Online access to certificate 24/7
Other times are available by appointment only