Our Latest Success Stories:
October 2024
STATE | CLIENT’S CASE | PRICE PER TRUCK |
---|---|---|
Florida | Reefer Produce, Cargo, Physical Damage | $2,900 |
Ohio | General Freight, Cargo, Physical Damage | $2,200 |
Pennsylvania | Amazon, Cargo, Trailer Interchange, General Liability | $3,000 |
Pennsylvania | General Freight, Non Trucking Liability, Physical Damage | $2,400 |
Illinois | Physical Damage | $2,700 |
New Jersey | Motor Vehicles, Auto Liability (Tractors and Pick Ups) | $15,000 |
North Carolina | Dry Van, Auto Liability, Cargo, General Liability | $11,400 |
Pennsylvania | General Freight, Auto Liability | $13,800 |
New Jersey | General Freight, Auto Liability, Cargo, Trailer Interchange, GL, Physical Damage | $18,700 |
Pennsylvania | Dry Van, General Liability | $600 |
Pennsylvania | Autos, Pickup, Auto Liability | $6,400 |
September 2024
STATE | CLIENT’S CASE | PRICE PER TRUCK |
---|---|---|
Pennsylvania | Dry Van, Auto Liability | $10,900 |
Kentucky | General Freight, Non Trucking Liability, Physical Damage | $1,900 |
Pennsylvania | Auto Hauler, Auto Liability | $14,900 |
Illinois | Dry Van, Auto Liability | $11,000 |
Pennsylvania | Auto Hauler, Auto Liability | $7,800 |
Ohio | General Freight, Auto Liability, Cargo, Physical Damagae | $11,900 |
Illinois | Dry Van, Cargo, Trailer Interchange, General Liability | $2,300 |
Maryland | Dry Van, Auto Liability, Cargo, Trailer Interchange, General Liability | $12,300 |
Texas | Tractor Physical Damage | $1,700 |
New Jersey | General Freight, Non Trucking Liability | $500 |
Florida | General Freight, Non Trucking Liability, Physical Damage | $3,800 |
August 2024
STATE | CLIENT’S CASE | PRICE PER TRUCK |
---|---|---|
Maryland | Dry Van, Auto Liability | $13,800 |
Pennsylvania | Dry Van, Auto Liability, Physical Damage | $10,800 |
Florida | General Freight, Non Trucking Liability, Physical Damage | $6,300 |
Pennsylvania | Dry Van, Cargo, General Liability | $4,000 |
New Jersey | General Freight, Auto Liability | $11,551 |
Pennsylvania | Building Materials, Auto Liability, Cargo, Physical Damage, General Liability | $9,600 |
Pennsylvania | General Freight, Cargo, General Liability | $2,700 |
Wisconsin | General Freight, Non Trucking Liability, Physical Damage | $2,400 |
Pennsylvania | Motor Vehicles, Non Trucking Liability | $800 |
Pennsylvania | Reefer, General Freight, Auto Liability, Cargo, TI, Physical Damage | $25,600 |
Illinois | General Freight, Non Trucking Liability, Physical Damage | $5,100 |
July 2024
STATE | CLIENT’S CASE | PRICE PER TRUCK |
---|---|---|
Ohio | Dry Van, Auto Liability | $8,000 |
Pennsylvania | Auto Hauler, Physical Damage | $2,600 |
Maryland | Taxi, Auto liability | $2,600 |
New Jersey | General Freight, Auto Liability, Cargo, Trailer Interchange, General Liability | $18,000 |
Pennsylvania | General Freight, Non-Trucking Liability, Physical Damage | $4,000 |
Florida | General Freight, Non-Trucking Liability, Physical Damage | $2,800 |
Illinois | Dry Van, Physical Damage | $3,000 |
Ohio | Auto Hauler, Auto Liability, Cargo, General Liability | $9,200 |
Illinois | Dry Van, Non-Trucking Liability, Physical Damage | $2,700 |
Ohio | General Freight, Non-Trucking Liability, Physical Damage | $4,200 |
Texas | General Freight, Auto Liability, Cargo, General Liability | $13,000 |
June 2024
STATE | CLIENT’S CASE | PRICE PER TRUCK |
---|---|---|
Pennsylvania | General Freight, Cargo, Physical Damage, General Liability | $4,400 |
Michigan | Dry Van, Non-Trucking Liability, Physical Damage | $3,000 |
Texas | General Freight, General Liability | $500 |
California | General Freight, Non-trucking, Physical Damage | $7,400 |
Pennsylvania | Auto Hauler, Auto Liability, Cargo, Physical Damage | $9,700 |
Pennsylvania | Dry Van, Auto Liability | $10,000 |
Ohio | General Freight, Non-trucking, Physical Damage | $2,100 |
New Jersey | Cargo Van, Auto Liability, Cargo, Physical Damage, General Liability | $3,300 |
North Carolina | Pick-Up Auto Hauler, Auto Liability, Cargo, Physical Damage | $16,700 |
Georgia | Cargo Van, Auto Liability, Cargo | $15,200 |
Pennsylvania | Auto Hauler, Auto Liability | $5,800 |
May 2024
STATE | CLIENT’S CASE | PRICE PER TRUCK |
---|---|---|
New Jersey | General Freight, Auto Liability | $7,100 |
Pennsylvania | General Freight, Auto Liability, Cargo, Physical Damage, General Liability | $10,000 |
Texas | General Freight and Refrigerated Goods, Cargo | $1,600 |
Kentucky | Dry Van, Physical Damage | $2,200 |
Texas | Dry Van, Auto Liability, Cargo | $16,000 |
Ohio | General Freight and Auto Hauler, Auto Liability, Cargo, Physical Damage | $7,200 |
Pennsylvania | General Freight, Auto liability | $6,900 |
North Carolina | General Freight, Auto liability | $10,100 |
Pennsylvania | Dry Van, Auto Liability | $8,300 |
Pennsylvania | Dry Van Fleet, Cargo with Violations | $930 |
Ohio | Expediter Van, Auto Liability, Cargo, Physical Damage | $11,000 |
Our Latest Success Stories:
October 2024
STATE | CLIENT’S CASE | PRICE PER TRUCK |
---|---|---|
Florida | Reefer Produce, Cargo, Physical Damage | $2,900 |
Ohio | General Freight, Cargo, Physical Damage | $2,200 |
Pennsylvania | Amazon, Cargo, Trailer Interchange, General Liability | $3,000 |
Pennsylvania | General Freight, Non Trucking Liability, Physical Damage | $2,400 |
Illinois | Physical Damage | $2,700 |
New Jersey | Motor Vehicles, Auto Liability (Tractors and Pick Ups) | $15,000 |
North Carolina | Dry Van, Auto Liability, Cargo, General Liability | $11,400 |
Pennsylvania | General Freight, Auto Liability | $13,800 |
New Jersey | General Freight, Auto Liability, Cargo, Trailer Interchange, GL, Physical Damage | $18,700 |
Pennsylvania | Dry Van, General Liability | $600 |
Pennsylvania | Autos, Pickup, Auto Liability | $6,400 |
September 2024
STATE | CLIENT’S CASE | PRICE PER TRUCK |
---|---|---|
Pennsylvania | Dry Van, Auto Liability | $10,900 |
Kentucky | General Freight, Non Trucking Liability, Physical Damage | $1,900 |
Pennsylvania | Auto Hauler, Auto Liability | $14,900 |
Illinois | Dry Van, Auto Liability | $11,000 |
Pennsylvania | Auto Hauler, Auto Liability | $7,800 |
Ohio | General Freight, Auto Liability, Cargo, Physical Damagae | $11,900 |
Illinois | Dry Van, Cargo, Trailer Interchange, General Liability | $2,300 |
Maryland | Dry Van, Auto Liability, Cargo, Trailer Interchange, General Liability | $12,300 |
Texas | Tractor Physical Damage | $1,700 |
New Jersey | General Freight, Non Trucking Liability | $500 |
Florida | General Freight, Non Trucking Liability, Physical Damage | $3,800 |
August 2024
STATE | CLIENT’S CASE | PRICE PER TRUCK |
---|---|---|
Maryland | Dry Van, Auto Liability | $13,800 |
Pennsylvania | Dry Van, Auto Liability, Physical Damage | $10,800 |
Florida | General Freight, Non Trucking Liability, Physical Damage | $6,300 |
Pennsylvania | Dry Van, Cargo, General Liability | $4,000 |
New Jersey | General Freight, Auto Liability | $11,551 |
Pennsylvania | Building Materials, Auto Liability, Cargo, Physical Damage, General Liability | $9,600 |
Pennsylvania | General Freight, Cargo, General Liability | $2,700 |
Wisconsin | General Freight, Non Trucking Liability, Physical Damage | $2,400 |
Pennsylvania | Motor Vehicles, Non Trucking Liability | $800 |
Pennsylvania | Reefer, General Freight, Auto Liability, Cargo, TI, Physical Damage | $25,600 |
Illinois | General Freight, Non Trucking Liability, Physical Damage | $5,100 |
July 2024
STATE | CLIENT’S CASE | PRICE PER TRUCK |
---|---|---|
Ohio | Dry Van, Auto Liability | $8,000 |
Pennsylvania | Auto Hauler, Physical Damage | $2,600 |
Maryland | Taxi, Auto liability | $2,600 |
New Jersey | General Freight, Auto Liability, Cargo, Trailer Interchange, General Liability | $18,000 |
Pennsylvania | General Freight, Non-Trucking Liability, Physical Damage | $4,000 |
Florida | General Freight, Non-Trucking Liability, Physical Damage | $2,800 |
Illinois | Dry Van, Physical Damage | $3,000 |
Ohio | Auto Hauler, Auto Liability, Cargo, General Liability | $9,200 |
Illinois | Dry Van, Non-Trucking Liability, Physical Damage | $2,700 |
Ohio | General Freight, Non-Trucking Liability, Physical Damage | $4,200 |
Texas | General Freight, Auto Liability, Cargo, General Liability | $13,000 |
June 2024
STATE | CLIENT’S CASE | PRICE PER TRUCK |
---|---|---|
Pennsylvania | General Freight, Cargo, Physical Damage, General Liability | $4,400 |
Michigan | Dry Van, Non-Trucking Liability, Physical Damage | $3,000 |
Texas | General Freight, General Liability | $500 |
California | General Freight, Non-trucking, Physical Damage | $7,400 |
Pennsylvania | Auto Hauler, Auto Liability, Cargo, Physical Damage | $9,700 |
Pennsylvania | Dry Van, Auto Liability | $10,000 |
Ohio | General Freight, Non-trucking, Physical Damage | $2,100 |
New Jersey | Cargo Van, Auto Liability, Cargo, Physical Damage, General Liability | $3,300 |
North Carolina | Pick-Up Auto Hauler, Auto Liability, Cargo, Physical Damage | $16,700 |
Georgia | Cargo Van, Auto Liability, Cargo | $15,200 |
Pennsylvania | Auto Hauler, Auto Liability | $5,800 |
May 2024
STATE | CLIENT’S CASE | PRICE PER TRUCK |
---|---|---|
New Jersey | General Freight, Auto Liability | $7,100 |
Pennsylvania | General Freight, Auto Liability, Cargo, Physical Damage, General Liability | $10,000 |
Texas | General Freight and Refrigerated Goods, Cargo | $1,600 |
Kentucky | Dry Van, Physical Damage | $2,200 |
Texas | Dry Van, Auto Liability, Cargo | $16,000 |
Ohio | General Freight and Auto Hauler, Auto Liability, Cargo, Physical Damage | $7,200 |
Pennsylvania | General Freight, Auto liability | $6,900 |
North Carolina | General Freight, Auto liability | $10,100 |
Pennsylvania | Dry Van, Auto Liability | $8,300 |
Pennsylvania | Dry Van Fleet, Cargo with Violations | $930 |
Ohio | Expediter Van, Auto Liability, Cargo, Physical Damage | $11,000 |
April 2024
STATE | CLIENT’S CASE | PRICE PER TRUCK |
---|---|---|
Pennsylvania | Dry Van, Auto Liability with Violations and Claims | $16,500 |
Delaware | Auto Hauler, Auto Liability | $8,500 |
California | Dry Van, Non-Trucking Liability, Physical Damage | $4,500 |
Pennsylvania | Auto Hauler, Auto Liability, Garage Keepers | $4,700 |
South Carolina | Dump Truck, Auto Liability, Cargo with Violations and Accident | $4,500 |
Illinois | General Freight Fleet, Auto Liability, Cargo, Trailer Interchange | $12,200 |
Ohio | Dry Van, Auto Liability, Cargo, General Liability | $12,000 |
Pennsylvania | General Freight, Auto Liability | $12,300 |
New Jersey | Dry Van, Physical Damage | $3,100 |
Tennessee | General Freight, Auto Liability | $13,000 |
Pennsylvania | General Freight, Auto Liability, Cargo, Physical Damage, General Liability | $12,800 |
Our advantages.
No MVR charge backs
No hidden fees
Issue certificates within
Qualified primary liability indications within
Submit endorsements to carries within
Trucking insurance made easy.
Other benefits:
24/7 Online Certificates
Free Fast Quotes
No Obligations
Industry Expertise
Multiple Insurance Partners
Owner Operator Discounts
Safe Operator Discounts
Fleet Discounts
Fast Service
$0 MVR chargebacks and no fees
We work closely with our clients to find optimal insurance solutions for their business needs.
Our Principles.
We understand that insurance is one of the largest expenses in the transportation business with the most complexity. We are here to provide the best policy and partnership experience to help navigate you through the process seamlessly.
States we are licensed in
Alabama
Arizona
Arkansas
California
Colorado
Delaware
District of Columbia
Florida
Georgia
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Jersey
North Carolina
North Dakota
Ohio
Oklahoma
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Also check out the helpful articles.
Understanding Insurance Loss Run Reports: Why They Matter for Your Business
Having the right insurance coverage in place for your business is essential for mitigating risks and protecting your assets. While you may not think much about your insurance policy beyond paying premiums or filing claims, there’s a crucial document you ...
Read full article
Mitigating Damages After a Truck Accident: A Trucker’s Essential Guide
Accidents on the road are an unfortunate reality for truckers, but how you respond immediately after an accident can significantly impact the outcome of any claims or legal proceedings that follow. One of the key responsibilities as a trucker ...
Read full article
Truckers’ Rest: Sleep for Safer Journeys
Sleep is crucial in the trucking industry for ensuring driver safety and optimal performance. Current research highlights the significance of quality sleep and offers practical solutions for truckers to improve their sleep while on the road.Role of Sleep in Trucker ...
Read full article
Winterizing Your Semi-Truck: Essential Maintenance Tips for Safe Winter Operations
As the mercury dips and winter tightens its grip, it's imperative for truck drivers to prepare their semi-trucks for the challenging season ahead. At GIA Group, we understand the critical importance of winter preparedness and compiled a comprehensive guide on ...
Read full article
Best Weather Apps for Truckers in 2023: Ensuring Safety and Reducing Insurance Costs
IntroductionTruckers face unique challenges on the road, especially when it comes to weather. Selecting the right weather app is crucial for navigating these challenges effectively. In this article, we explore the top weather apps for truckers in 2023 and discuss ...
Read full article
The Role of Positive Driver Relations in Enhancing Road Safety and Reducing Insurance Costs
Introduction For trucking company owners and managers, establishing and maintaining a positive rapport with drivers is a pivotal factor in influencing driver behavior and promoting road safety. Understanding the correlation between driver satisfaction and safety on the road can ...
Read full article
Understanding Different Insurance Types for Trucking Companies: Admitted vs. Non-Admitted, Captive Insurance, and Risk Retention Groups
For Trucking Company Owners As a trucking company owner, navigating the complex world of insurance can be challenging. Understanding the differences between admitted and non-admitted insurance, captive insurance, and risk retention groups (RRGs) is crucial for making informed decisions that ...
Read full article
Navigating Reinsurance: How Non-Admitted and Smaller Insurance Companies Safeguard Policyholders
For Policyholders and Trucking Company OwnersIn the complex world of insurance, understanding the role of reinsurance, especially for non-admitted and smaller insurance companies, is crucial. This article aims to demystify how reinsurance works and how it plays a pivotal role ...
Read full article
Understanding Lloyd’s of London: How It Differs from Traditional U.S. Insurance
A Simplified Guide for Policyholders and Business OwnersLloyd's of London stands as a unique entity in the world of insurance, distinct from the traditional insurance model familiar in the United States. This article aims to demystify Lloyd's of London and ...
Read full article
Streamlining Trailer Insurance: Decoding Trailer Interchange vs. Non-Owned Trailer Coverage for Trucking Businesses
As a trucking company owner or executive, understanding the nuances of trailer insurance is vital for safeguarding your assets. Trailer Interchange and Non-Owned Trailer insurance are two critical types of coverage, each with distinct features and applications.Trailer Interchange Insurance ExplainedThis ...
Read full article
Key Insights into the U.S. Insurance Landscape
Q1: How much is the U.S. insurance industry worth?The U.S. insurance industry is valued at a staggering $1.4 trillion in written net premiums. Notably, life and annuity insurers constitute 52% of this value, with property and casualty insurers making up ...
Read full article
Navigating the FMCSA Insurance Filing Requirements
The Federal Motor Carrier Safety Administration (FMCSA) plays a crucial role in regulating the transportation industry's safety and compliance standards. Among its many requirements, insurance filings hold a place of paramount importance. In this comprehensive guide, we'll delve into the ...
Read full article
The High Cost of Motor Vehicle Crashes: A Closer Look
Motor vehicle crashes carry a staggering financial burden that extends far beyond those directly involved in the accidents themselves. According to recent data, the economic toll of these incidents amounted to a staggering $340 billion in the United States in 2019. To put this into perspective, that’s equivalent ...
Read full article
The Clear Path to Safety: Why and When to Change Your Windshield Wipers
When it comes to safe driving, having a clear and unobstructed view of the road is non-negotiable. Your windshield wipers play a crucial role in maintaining visibility during adverse weather conditions. In this article, we'll explore the importance of changing ...
Read full article
29.4% of tractor-trailer accidents are brake-related
Tractor-trailer brake maintenance is not just another task; it’s a matter of paramount safety. According to the Federal Motor Carrier Safety Administration (FMCSA) a staggering 29.4% of tractor-trailer accidents are brake-related. In the world of tractor-trailers, brake maintenance is non-negotiable and good operators need to recognize signs of brake wear: ...
Read full article
Tips for Preventing Fatigue While Driving
Driving while fatigued can be as dangerous as driving under the influence of alcohol or drugs. It impairs your reaction time, attention, and decision-making abilities, increasing the risk of accidents. To ensure your safety and that of others on ...
Read full article
Lessons from the Werner Enterprises Case: The Crucial Role of Training and Adaptability in Trucking
Truck driving is laden with immense responsibilities, and every journey undertaken amplifies this truth. A particularly poignant example of the magnitude of these responsibilities is the unfortunate accident involving Werner Enterprises in 2014. The incident resulted in the death ...
Read full article
High Wind Driving Safety Tips: Protecting Yourself and Others on the Road
Driving under high winds can be dangerous, especially for truck drivers. While most people think that snow and ice are the most dangerous weather conditions, driving a semi-truck in heavy wind can be just as hazardous. It’s essential to ...
Read full article
Understanding Additional Insured Coverage: What It Is and How It Differs from Additional Named Insured
As a business owner, it's important to have the right insurance coverage to protect yourself from financial losses. One of the methods that's often overlooked is the endorsement of a policy with additional insured status. An additional insured status ...
Read full article
Comprehensive vs. Collision Coverage for Trucks: Examples and Differences
Navigating the world of truck insurance can be complicated, with various coverage options available to safeguard your vehicle and finances. Comprehensive and collision coverage are two essential types that truck owners often consider. In this article, we'll explore the differences ...
Read full article
Understanding Motor Truck Cargo and On-Hook Coverage
As a trucking or towing company operator, it's important to have the right insurance coverage to protect your business in case of accidents or losses. Two key types of insurance for protecting property in your possession are cargo and on-hook ...
Read full article
Commercial Auto vs. Non-Trucking Liability Insurance Explained
When it comes to operating a business that involves the use of trucks, having the right insurance coverage is crucial. Two common types of insurance policies that businesses and truck drivers need to be aware of are Commercial Auto ...
Read full article
Understanding the Claims Process: What to Expect After Reporting an Insurance Claim
After reporting a claim to your insurance company, the next steps typically include: Initial Contact: Once you've reported your claim, your insurance company will typically assign a claims adjuster or representative to your case. This person will be your ...
Read full article
Coinsurance: Don’t Get Caught Underinsured
A coinsurance clause is a provision often included in insurance contracts, which requires the policyholder to maintain a specific level of insurance coverage relative to the value of the insured asset, in our case it is the insurable value ...
Read full article
Essential Information for New Clients: 5 Key Things to Keep in Mind
Dear customers, We want to extend a warm welcome to you as a new or renewing client. We appreciate your recent purchase and are eager to ensure that you are taking full advantage of all the services we offer. ...
Read full article
Fifteen tips that truck drivers can utilize to enhance fuel efficiency and decrease maintenance expenses
Watch your speed: For every mile per hour driven over 60 mph, fuel economy reduces by one-tenth of a mile per gallon. So, slowing down to 55 mph can save you 20% fuel compared to traveling at 65 mph. Excessive ...
Read full article
What is a difference between insurance filling BMC91 and MCS90
BMC-91 and MCS-90 are both forms that are required by the Federal Motor Carrier Safety Administration (FMCSA) for commercial motor carriers operating in the United States. However, they serve different purposes and cover different types of liabilities. BMC-91 is ...
Read full article
Cost of trucking accident
The cost of a trucking accident can vary widely depending on several factors, including the severity of the crash, the type of damage sustained, and the number of vehicles and people involved. However, on average, the cost of a trucking accident can be substantial. According to the Federal Motor Carrier ...
Read full article
Dangers of speeding
Speeding is a major contributor to fatal crashes, as it increases the risk of losing control of the vehicle and reduces the amount of time available for the driver to react to potential hazards on the road. Truck accidents ...
Read full article
How do insurance companies use ELD data
Insurance companies use ELD data to better understand a trucker's driving behavior and performance. This information can then be used to assess the level of risk associated with insuring a particular driver or trucking company, and to set insurance ...
Read full article
Speed limit per state
The speed limits for trucks and cars vary by state in the United States. Here is a general overview of the speed limits for all states per insurance Institute for Highway Safety: State Rural interstates, MPH Urban interstates, MPH Other limited access ...
Read full article
Cargo thefts are on the rise
According to Cargonet there was a 17% increase of cargo thefts from trucks in 2022 with an average loss value of $116,030 with a total loss value of $223 million. About half of the thefts occurred between Friday and Sunday. ...
Read full article
FMCSA increased fines for violations effective 1/6/2023
Violating trucking regulations became even more expensive effective 1/6/2023. Below is a list of violations and fines. It is important to understand that violations of trucking regulations can have a negative impact on insurance costs for trucking companies. Insurance companies ...
Read full article
What do I need to know about insurance renewals?
We ask for information before renewal for several reasons. First, we need to assess the current coverage and determine if it is still appropriate for the business. This may involve reviewing the business's activities, the size of the business, ...
Read full article
Do violations in personal vehicles impact the cost of commercial insurance?
Violations of traffic laws while driving a personal vehicle do impact the cost of trucking insurance. Insurance companies use various factors to determine the risk level of insuring a driver or vehicle, and a history of traffic violations is seen ...
Read full article
Miles and revenue based policy options
Mileage-based and revenue-based insurance policies can potentially help reduce administrative burden for trucking companies and truck drivers by simplifying the process of calculating and paying insurance premiums. Mileage-based insurance policies for truckers are insurance policies that charge premiums based on ...
Read full article
Also check out the helpful articles.
Understanding Insurance Loss Run Reports: Why They Matter for Your Business
Having the right insurance coverage in place for your business is essential for mitigating risks and protecting your assets. While you may not think much about your insurance policy beyond paying premiums or filing claims, there’s a crucial document you ...
Read full article
Mitigating Damages After a Truck Accident: A Trucker’s Essential Guide
Accidents on the road are an unfortunate reality for truckers, but how you respond immediately after an accident can significantly impact the outcome of any claims or legal proceedings that follow. One of the key responsibilities as a trucker ...
Read full article
Truckers’ Rest: Sleep for Safer Journeys
Sleep is crucial in the trucking industry for ensuring driver safety and optimal performance. Current research highlights the significance of quality sleep and offers practical solutions for truckers to improve their sleep while on the road.Role of Sleep in Trucker ...
Read full article
Winterizing Your Semi-Truck: Essential Maintenance Tips for Safe Winter Operations
As the mercury dips and winter tightens its grip, it's imperative for truck drivers to prepare their semi-trucks for the challenging season ahead. At GIA Group, we understand the critical importance of winter preparedness and compiled a comprehensive guide on ...
Read full article
Best Weather Apps for Truckers in 2023: Ensuring Safety and Reducing Insurance Costs
IntroductionTruckers face unique challenges on the road, especially when it comes to weather. Selecting the right weather app is crucial for navigating these challenges effectively. In this article, we explore the top weather apps for truckers in 2023 and discuss ...
Read full article
The Role of Positive Driver Relations in Enhancing Road Safety and Reducing Insurance Costs
Introduction For trucking company owners and managers, establishing and maintaining a positive rapport with drivers is a pivotal factor in influencing driver behavior and promoting road safety. Understanding the correlation between driver satisfaction and safety on the road can ...
Read full article
Understanding Different Insurance Types for Trucking Companies: Admitted vs. Non-Admitted, Captive Insurance, and Risk Retention Groups
For Trucking Company Owners As a trucking company owner, navigating the complex world of insurance can be challenging. Understanding the differences between admitted and non-admitted insurance, captive insurance, and risk retention groups (RRGs) is crucial for making informed decisions that ...
Read full article
Navigating Reinsurance: How Non-Admitted and Smaller Insurance Companies Safeguard Policyholders
For Policyholders and Trucking Company OwnersIn the complex world of insurance, understanding the role of reinsurance, especially for non-admitted and smaller insurance companies, is crucial. This article aims to demystify how reinsurance works and how it plays a pivotal role ...
Read full article
Understanding Lloyd’s of London: How It Differs from Traditional U.S. Insurance
A Simplified Guide for Policyholders and Business OwnersLloyd's of London stands as a unique entity in the world of insurance, distinct from the traditional insurance model familiar in the United States. This article aims to demystify Lloyd's of London and ...
Read full article
Streamlining Trailer Insurance: Decoding Trailer Interchange vs. Non-Owned Trailer Coverage for Trucking Businesses
As a trucking company owner or executive, understanding the nuances of trailer insurance is vital for safeguarding your assets. Trailer Interchange and Non-Owned Trailer insurance are two critical types of coverage, each with distinct features and applications.Trailer Interchange Insurance ExplainedThis ...
Read full article
Key Insights into the U.S. Insurance Landscape
Q1: How much is the U.S. insurance industry worth?The U.S. insurance industry is valued at a staggering $1.4 trillion in written net premiums. Notably, life and annuity insurers constitute 52% of this value, with property and casualty insurers making up ...
Read full article
Navigating the FMCSA Insurance Filing Requirements
The Federal Motor Carrier Safety Administration (FMCSA) plays a crucial role in regulating the transportation industry's safety and compliance standards. Among its many requirements, insurance filings hold a place of paramount importance. In this comprehensive guide, we'll delve into the ...
Read full article
The High Cost of Motor Vehicle Crashes: A Closer Look
Motor vehicle crashes carry a staggering financial burden that extends far beyond those directly involved in the accidents themselves. According to recent data, the economic toll of these incidents amounted to a staggering $340 billion in the United States in 2019. To put this into perspective, that’s equivalent ...
Read full article
The Clear Path to Safety: Why and When to Change Your Windshield Wipers
When it comes to safe driving, having a clear and unobstructed view of the road is non-negotiable. Your windshield wipers play a crucial role in maintaining visibility during adverse weather conditions. In this article, we'll explore the importance of changing ...
Read full article
29.4% of tractor-trailer accidents are brake-related
Tractor-trailer brake maintenance is not just another task; it’s a matter of paramount safety. According to the Federal Motor Carrier Safety Administration (FMCSA) a staggering 29.4% of tractor-trailer accidents are brake-related. In the world of tractor-trailers, brake maintenance is non-negotiable and good operators need to recognize signs of brake wear: ...
Read full article
Tips for Preventing Fatigue While Driving
Driving while fatigued can be as dangerous as driving under the influence of alcohol or drugs. It impairs your reaction time, attention, and decision-making abilities, increasing the risk of accidents. To ensure your safety and that of others on ...
Read full article
Lessons from the Werner Enterprises Case: The Crucial Role of Training and Adaptability in Trucking
Truck driving is laden with immense responsibilities, and every journey undertaken amplifies this truth. A particularly poignant example of the magnitude of these responsibilities is the unfortunate accident involving Werner Enterprises in 2014. The incident resulted in the death ...
Read full article
High Wind Driving Safety Tips: Protecting Yourself and Others on the Road
Driving under high winds can be dangerous, especially for truck drivers. While most people think that snow and ice are the most dangerous weather conditions, driving a semi-truck in heavy wind can be just as hazardous. It’s essential to ...
Read full article
Understanding Additional Insured Coverage: What It Is and How It Differs from Additional Named Insured
As a business owner, it's important to have the right insurance coverage to protect yourself from financial losses. One of the methods that's often overlooked is the endorsement of a policy with additional insured status. An additional insured status ...
Read full article
Comprehensive vs. Collision Coverage for Trucks: Examples and Differences
Navigating the world of truck insurance can be complicated, with various coverage options available to safeguard your vehicle and finances. Comprehensive and collision coverage are two essential types that truck owners often consider. In this article, we'll explore the differences ...
Read full article
Understanding Motor Truck Cargo and On-Hook Coverage
As a trucking or towing company operator, it's important to have the right insurance coverage to protect your business in case of accidents or losses. Two key types of insurance for protecting property in your possession are cargo and on-hook ...
Read full article
Commercial Auto vs. Non-Trucking Liability Insurance Explained
When it comes to operating a business that involves the use of trucks, having the right insurance coverage is crucial. Two common types of insurance policies that businesses and truck drivers need to be aware of are Commercial Auto ...
Read full article
Understanding the Claims Process: What to Expect After Reporting an Insurance Claim
After reporting a claim to your insurance company, the next steps typically include: Initial Contact: Once you've reported your claim, your insurance company will typically assign a claims adjuster or representative to your case. This person will be your ...
Read full article
Coinsurance: Don’t Get Caught Underinsured
A coinsurance clause is a provision often included in insurance contracts, which requires the policyholder to maintain a specific level of insurance coverage relative to the value of the insured asset, in our case it is the insurable value ...
Read full article
Essential Information for New Clients: 5 Key Things to Keep in Mind
Dear customers, We want to extend a warm welcome to you as a new or renewing client. We appreciate your recent purchase and are eager to ensure that you are taking full advantage of all the services we offer. ...
Read full article
Fifteen tips that truck drivers can utilize to enhance fuel efficiency and decrease maintenance expenses
Watch your speed: For every mile per hour driven over 60 mph, fuel economy reduces by one-tenth of a mile per gallon. So, slowing down to 55 mph can save you 20% fuel compared to traveling at 65 mph. Excessive ...
Read full article
What is a difference between insurance filling BMC91 and MCS90
BMC-91 and MCS-90 are both forms that are required by the Federal Motor Carrier Safety Administration (FMCSA) for commercial motor carriers operating in the United States. However, they serve different purposes and cover different types of liabilities. BMC-91 is ...
Read full article
Cost of trucking accident
The cost of a trucking accident can vary widely depending on several factors, including the severity of the crash, the type of damage sustained, and the number of vehicles and people involved. However, on average, the cost of a trucking accident can be substantial. According to the Federal Motor Carrier ...
Read full article
Dangers of speeding
Speeding is a major contributor to fatal crashes, as it increases the risk of losing control of the vehicle and reduces the amount of time available for the driver to react to potential hazards on the road. Truck accidents ...
Read full article
How do insurance companies use ELD data
Insurance companies use ELD data to better understand a trucker's driving behavior and performance. This information can then be used to assess the level of risk associated with insuring a particular driver or trucking company, and to set insurance ...
Read full article
Speed limit per state
The speed limits for trucks and cars vary by state in the United States. Here is a general overview of the speed limits for all states per insurance Institute for Highway Safety: State Rural interstates, MPH Urban interstates, MPH Other limited access ...
Read full article
Cargo thefts are on the rise
According to Cargonet there was a 17% increase of cargo thefts from trucks in 2022 with an average loss value of $116,030 with a total loss value of $223 million. About half of the thefts occurred between Friday and Sunday. ...
Read full article
FMCSA increased fines for violations effective 1/6/2023
Violating trucking regulations became even more expensive effective 1/6/2023. Below is a list of violations and fines. It is important to understand that violations of trucking regulations can have a negative impact on insurance costs for trucking companies. Insurance companies ...
Read full article
What do I need to know about insurance renewals?
We ask for information before renewal for several reasons. First, we need to assess the current coverage and determine if it is still appropriate for the business. This may involve reviewing the business's activities, the size of the business, ...
Read full article
Do violations in personal vehicles impact the cost of commercial insurance?
Violations of traffic laws while driving a personal vehicle do impact the cost of trucking insurance. Insurance companies use various factors to determine the risk level of insuring a driver or vehicle, and a history of traffic violations is seen ...
Read full article
Miles and revenue based policy options
Mileage-based and revenue-based insurance policies can potentially help reduce administrative burden for trucking companies and truck drivers by simplifying the process of calculating and paying insurance premiums. Mileage-based insurance policies for truckers are insurance policies that charge premiums based on ...
Read full article
Insurance Companies We Work With:
Accelerant Specialty Ins Co
Accredited Specialty Insurance Company
ACE Westchester Specialty Group
Agency Insurance Company (AIC)
AIG
Align General
Allied World Surplus Lines Insurance Company
American Empire
American Inter Fidelity Exchange
American Safety
A-One Commercial Insurance
Arch Specialty
Ascot Group
Aspen American Insurance
Atlantic Casualty Insurance Company
Bell & Clements LTD
Berkley Insurance Group
Berkley Prime
Berkley Small Business
Berkshire Hathaway
Bishopsgate
Canal Insurance
Canopius
Carolina Casualty
Century Insurance Group
Certain Underwriters at Lloyd’s
Chubb
Clearblue
CNA
County Hall Insurance
Crum & Foster
DB Insurance
Drive New Jersey Insurance Company
Eastern Atlantic Insurance Company
Endurance Specialty
Everest
Everspan Indemnity Insurance Co
Fairmatic
Falls Lake National Insurance
First Chicago Insurance Co
Fortegra
Freberg
GEICO
General Star
Golden Bear Insurance
Great American Insurance
Great Lakes Insurance SE
Hallmark
Harco Insurance Services
Hartwell Insurance Co
Hiscox
Hudson Insurance Group
IAT Insurance Group
James River Insurance Group
Knight Specialty Insurance
Lancer Insurance
Lexington Insurance
Liberty Mutual
Lloyds of London
Maxum Indemnity
Milford Casualty Insurance
Munich Re
National Casualty
National General Insurance
National Liability & Fire Insurance Co
Navigators
NEXT
NICO
Nirvana
Northfield Insurance
Northland Insurance
Obsidian
Occidental Fire and Casualty
Old Republic Union Insurance
Palomar Insurance
Pan American
Philadelphia Insurance Companies
PMA Companies
Prime Insurance
Progressive
Rivington
RLI
Scottsdale Insurance
Seneca Insurance Company
Shepherd Compello
Sierra Specialty Insurance Company
Star Mutual RRG
Starstone
Striker
Third Coast
Travelers Commercial Casualty Company
Trisura Specialty Insurance
United Financial Casualty
United National Insurance Co
United Specialty
UPMC
USLI
Valley Forge Insurance
Wesco Insurance
Westchester
White Pine Insurance
Work Partners
XL
Zurich
- Accelerant Specialty Ins Co
- Accredited Specialty Insurance Company
- ACE Westchester Specialty Group
- Agency Insurance Company (AIC)
- AIG
- Align General
- Allied World Surplus Lines Insurance Company
- American Empire
- American Inter Fidelity Exchange
- American Safety
- A-One Commercial Insurance
- Arch Specialty
- Ascot Group
- Aspen American Insurance
- Atlantic Casualty Insurance Company
- Bell & Clements LTD
- Berkley Insurance Group
- Berkley Prime
- Berkley Small Business
- Berkshire Hathaway
- Bishopsgate
- Canal Insurance
- Canopius
- Carolina Casualty
- Century Insurance Group
- Certain Underwriters at Lloyd’s
- Chubb
- Clearblue
- CNA
- County Hall Insurance
- Crum & Foster
- DB Insurance
- Drive New Jersey Insurance Company
- Eastern Atlantic Insurance Company
- Endurance Specialty
- Everest
- Everspan Indemnity Insurance Co
- Fairmatic
- Falls Lake National Insurance
- First Chicago Insurance Co
- Fortegra
- Freberg
- GEICO
- General Star
- Golden Bear Insurance
- Great American Insurance
- Great Lakes Insurance SE
- Hallmark
- Harco Insurance Services
- Hartwell Insurance Co
- Hiscox
- Hudson Insurance Group
- IAT Insurance Group
- James River Insurance Group
- Knight Specialty Insurance
- Lancer Insurance
- Lexington Insurance
- Liberty Mutual
- Lloyds of London
- Maxum Indemnity
- Milford Casualty Insurance
- Munich Re
- National Casualty
- National General Insurance
- National Liability & Fire Insurance Co
- Navigators
- NEXT
- NICO
- Nirvana
- Northfield Insurance
- Northland Insurance
- Obsidian
- Occidental Fire and Casualty
- Old Republic Union Insurance
- Palomar Insurance
- Pan American
- Philadelphia Insurance Companies
- PMA Companies
- Prime Insurance
- Progressive
- Rivington
- RLI
- Scottsdale Insurance
- Seneca Insurance Company
- Shepherd Compello
- Sierra Specialty Insurance Company
- Star Mutual RRG
- Starstone
- Striker
- Third Coast
- Travelers Commercial Casualty Company
- Trisura Specialty Insurance
- United Financial Casualty
- United National Insurance Co
- United Specialty
- UPMC
- USLI
- Valley Forge Insurance
- Wesco Insurance
- Westchester
- White Pine Insurance
- Work Partners
- XL
- Zurich
Let us
Help You.
Office
250 Street Rd, Warminster, PA 18974
Contact
Certificates of insurance — coi@giasure.com
Policy Service — info@giasure.com
Claims reporting — claims@giasure.com
Open Hours
Monday — Friday 9am to 5pm
Online access to certificate 24/7
Other times are available by appointment only