We ask for information before renewal for several reasons. First, we need to assess the current coverage and determine if it is still appropriate for the business. This may involve reviewing the business’s activities, the size of the business, and any changes that have occurred since the last policy was purchased. Second, we will use this information to get updated quotes from multiple insurance carriers, so that we can compare prices and coverage levels and find the best policy for your business. Finally, we may need to gather additional information in order to meet the requirements of the insurance carrier or to comply with state or federal regulations.

In the scope of the renewal we look for the following information from our clients:

  1. Changes in operations, such as changes in managements and contacts, type of services provided, or types of commodities hauled and any other anticipated changes in business for the upcoming policy term
  2. Current equipment/assets schedule and market values
  3. Current driver schedules
  4. Anticipated mileage and/or revenue
  5. Updated payrolls

Your timely and complete responses to our requests for information will enable us to comprehensively analyze your coverage needs, market your account with multiple insurance companies and to offer you more options at the renewal.

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