Violations of traffic laws while driving a personal vehicle do impact the cost of trucking insurance. Insurance companies use various factors to determine the risk level of insuring a driver or vehicle, and a history of traffic violations is seen as a major risk indicator. This means that if you have a history of traffic violations, you or your drivers may be considered a higher risk to insure, and your insurance premiums will be higher as a result.

However, it’s important to note that there are many other factors that can also impact the cost of trucking insurance, including the type of truck being insured, the driver’s experience and training, the use of the truck (e.g. for personal or commercial use), and the coverage limits selected. It’s always a good idea to shop around and compare quotes from multiple insurance companies to find the best coverage for your needs at a price that you can afford.

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