GIA Group, LLC (California DBA: GIA Trucking Insurance Agency) welcomes you to our website. We maintain this website to provide general information about our products and services. By using this website, you accept and agree to be bound by the Terms of Service and all applicable laws. If you do not agree or do not wish to abide by the Terms of Service, you must not access or use this Website.
Access and Security for GIA Group LLC’s Website and Online Portal
GIA Group LLC reserves the right, at our sole discretion, to modify, withdraw, or restrict access to our website, Online Portal, and Services. This may include removing, modifying, or blocking access to any materials provided on these platforms.
Access to certain sections of our website (Online Portal) requires registration and adherence to specific security protocols. By registering for and using our website, you agree to the following terms:
- Confidentiality of Login Information: You must keep your username and password confidential and not disclose them to anyone, including your security questions.
- Accuracy of Registration Information: The information you provide for registration must be current, and you must promptly update it if there are any changes.
- Secure Usage Practices: You agree to sign out of your account at the end of each session and not to leave your computer or digital devices unattended while logged into our Online Portal.
- Prohibition of Unauthorized Use: You must not permit unauthorized use of our Online Portal and immediately disable access for any users within your organization upon their termination.
- Notification of Unauthorized Activity: You are obliged to promptly notify us of any unauthorized activity or access to our system.
- Notification of Security Breaches: Immediately inform us of any breaches in your internal systems that could compromise our Online Portal.
- Legal Use of Services: You agree to use our systems and services only for lawful purposes. Illegal use will result in immediate revocation of access and a ban from all our services.
- Non-interference with Systems and Services: You must not interfere with, damage, or disrupt our Website, Online Portal, Services, or Systems in any way that negatively affects their functionality or other users.
- Prohibition of Harmful Technologies: Do not introduce any software, viruses, or other materials that could harm or disrupt our Website, Systems, Services, or their users.
- Restrictions on Automation: The use of any Application Programming Interface (API), automation code, or systems is prohibited unless expressly authorized by us in writing.
GIA Group LLC is not liable for any losses incurred due to improper use of our website and online portal or failure to notify us of any security breaches or unauthorized access.
We reserve the right, at our sole discretion, to disable any user, organization, username, password, or other identifiers if we believe there has been a security breach, unauthorized use, or violation of our Terms of Service.
Restriction of Use
Unless explicitly authorized and permitted in writing by us, you must not display, create copies, transmit, transfer, sell, license, upload, edit, frame, link, reproduce, reverse engineer, create derivatives of our work product, and in any other way utilize our website, online portal, systems and services unless specifically authorized by us in writing.
Links to Other Websites
Our website may contain links to other websites that we are not affiliated with us and we do not control and maintain them. We make no warranties and representations about other sites and you may visit them at your own discretion only.
Limitation of Liability
Under no circumstances shall GIA Group LLC, including its service providers, agents, employees, officers, directors, executives, or shareholders, be held liable for any kind of damages, under any legal theory, arising from or in connection with your use, or inability to use, the GIA Group LLC website, Online Portal, Systems, and/or Services.
If your jurisdiction does not permit the exclusion or limitation of liability for damages, GIA Group LLC’s total liability to you for all damages shall not exceed the amount of Fifty Dollars ($50.00).
Claims Against GIA Group LLC and Indemnity Clause
In the event of any claim, action, suit, arbitration, or other proceeding initiated against or involving GIA Group LLC, its agents, employees, officers, directors, shareholders, and service providers (collectively referred to as ‘us’), which arises or is alleged to arise from your use of the GIA Group LLC Website, Online Portal, System, or Services, you agree to defend, indemnify, and hold us harmless. Additionally, you shall be responsible for reimbursing us for any expenses we incur as a result of such proceedings.
Arbitration
Any and all disputes or claims, relating to your use or inability to use GIA Group, LLC Website, Online Portal, Systems or Services, shall be resolved by binding arbitration, rather than in court.
Updates to Our Terms of Use
GIA Group LLC reserves the right to modify, amend, or update our Terms of Service at any time and at our sole discretion, without prior notice. These changes will be effective immediately upon posting and will apply to all subsequent access and use of the GIA Group LLC website.
By continuing to use or reference the GIA Group LLC website after these changes are posted, you acknowledge and agree to the revised terms. We recommend reviewing our Terms of Service regularly to stay informed of any updates.
Website Information Disclaimer
Please be advised that the content provided on this site is for informational purposes only and should not be construed as insurance, business, or legal advice. Every client’s circumstances are unique, necessitating a tailored approach to their specific needs.
The articles, examples, FAQs, and other resources available on our website are meant to offer general insights and should not be taken as guidance applicable to any situation. It’s important to understand that these general statements may not be relevant to your circumstances. Additionally, local laws, regulations, and specific conditions may differ and should be considered when making decisions based on this information.
For advice and solutions that are customized to your unique situation, we recommend consulting with a qualified professional who can provide guidance specific to your needs.
Cookie Usage and Analytics Policy
Our website employs cookies and utilizes Google Analytics to enhance your browsing experience. These tools are essential for analyzing website traffic and optimizing your interaction with our site. By consenting to our use of cookies, you agree that your browsing data will be used for analysis purposes. This includes aggregating your data with that of other users to help us better understand visitor behaviors and preferences.
Please note that Google Analytics is a third-party service that tracks and reports website traffic, providing us valuable insights for our marketing strategies. Your data, as part of this analysis, remains confidential and is handled in accordance with our privacy policy.
For more detailed information on how we use, store, and keep your personal data secure, refer to our Privacy Policy.
Privacy Policy
Information We Disclose
Your personal financial information’s security is our top priority. To ensure transparency, our Privacy Policy clearly outlines how we handle your data:
Necessary Insurance Transactions: We may disclose information to facilitate, administer, or service insurance-related transactions that you request or authorize.
Legal Requirements: If required by law, such as in response to a subpoena or a government investigation into fraudulent activities, we may share your information.
Customer Requests: Upon your request, we may share your information.
Service Completion: Information may be shared to assist in completing requests initiated by you, including but not limited to marketing, policy services, claims advocacy, payment processing, and premium finance services.
All disclosures are made in strict adherence to this Privacy Policy and are only as permitted or required by law.
Internally, we may use the information collected to develop new products and enhance service offerings, further catering to our customers’ insurance needs.
For any questions or additional information about our Privacy Policy, please feel free to contact us.
Information We Collect
We collect non-public personal information about our customers from the following sources:
Directly from Customers: Information provided on applications and other forms, including, and not limited to:
- Name and address
- Social Security numbers
- FEIN (Federal Employer Identification) numbers
- Driver’s license number
- Phone numbers
- Pertinent financial and operational information
- Assets, liabilities, and income information
- Information about employees and contractors
Customer Transactions and Third-Party Sources: Details about transactions with us and others, not limited to:
- Account balances
- Payment history
- Endorsements history
- Claims history
- Loss runs
- Policy details
- Claims forms and correspondence
Former Customers Information
Our Privacy Policy applies equally to all customers, irrespective of their account size, premium volume, tenure, or the status of their account. Should a customer end their relationship with us, we maintain the confidentiality of any information collected about them. We will not share this information with unaffiliated third parties, except as required or permitted by law, ensuring continued protection of their privacy.
Protection of Information
We restrict access to our customers’ personal and account information to those employees who need to know that information to provide products or services. Our employees are trained and required to protect our customers’ private information. We maintain physical, electronic, and procedural safeguards to guard your nonpublic personal information.