Launching your own trucking company can feel overwhelming—but you don’t have to figure it all out alone. At GIA Group, LLC, we help new ventures hit the road with confidence, fast coverage, and helpful support. Before you buy your first load board subscription or sign your first contract, here’s what to do.
Steps
Step-by-step setup
for new trucking
businesses
1. Talk to a professional
Before anything else, consult your CPA or business attorney to set up an appropriate business structure.
2. Register your business
Create your legal entity with:
Your state’s Secretary of State office
The IRS for your Employer Identification Number (EIN)
3. Get your FMCSA authority
Apply at fmcsa.dot.gov/registration to get:
USDOT number
MC number (if operating for hire in interstate commerce)
4. File BOC-3
Designate a process agent to file Form BOC-3. You can choose one from FMCSA’s list at fmcsa.dot.gov/process-agents
5. Complete UCR registration
The Unified Carrier Registration is required for most interstate carriers. File at ucr.gov
6. Apply for IFTA
If you plan to cross state lines in a qualifying vehicle, you’ll need an IFTA license and decals.
This applies to:
Any truck over 26,000 lbs with 2 axles
Any truck with 3 or more axles
Any combination over 26,000 lbs
7. Register for Drug & Alcohol testing
Enroll in a compliant drug and alcohol testing program and register with the FMCSA Clearinghouse: clearinghouse.fmcsa.dot.gov
8. Purchase Commercial Truck Insurance
To activate your FMCSA authority, your commercial auto policy must include the required federal filings.
Liability and cargo coverages must be properly endorsed for your operation type, while physical damage and general liability are optional but strongly recommended for broader protection.
Contact us to get the right coverage today.
9. Don’t forget roadside coverage
Breakdowns can happen at the worst times. Through our partnership with RoadsideMASTERS, GIA Group, LLC clients can access:
24/7 roadside assistance
Nationwide towing, tire, and fuel services
Coverage across the U.S. and Canada
Coverage
Cost explanation
What does it cost to insure a new trucking business?
Insurance for new ventures is typically higher due to limited driving history. Rates vary by:
Your truck type and value
Operating radius (local vs. interstate)
Type of cargo
Your driving and claims record (if available)
On average, new authority policies range from $12,000–$20,000 per truck annually.
We’ll help you reduce costs where possible—like higher deductibles or safety programs.
Our advantages
Fast quotes
get coverage in place to activate your MC number
Compliance made simple
we ensure you’re compliant with state-specific filings
Support for lease-on operators
need coverage to lease onto a carrier? We’ve got options
Transparent pricing
you pay what you see, no extra charges and fees
Frequently Asked Questions
