Having the right insurance coverage in place for your business is essential for mitigating risks and protecting your assets. While you may not think much about your insurance policy beyond paying premiums or filing claims, there’s a crucial document you ...

Accidents on the road are an unfortunate reality for truckers, but how you respond immediately after an accident can significantly impact the outcome of any claims or legal proceedings that follow. One of the key responsibilities as a trucker ...

Sleep is crucial in the trucking industry for ensuring driver safety and optimal performance. Current research highlights the significance of quality sleep and offers practical solutions for truckers to improve their sleep while on the road.Role of Sleep in Trucker ...

As the mercury dips and winter tightens its grip, it's imperative for truck drivers to prepare their semi-trucks for the challenging season ahead. At GIA Group, we understand the critical importance of winter preparedness and compiled a comprehensive guide on ...

IntroductionTruckers face unique challenges on the road, especially when it comes to weather. Selecting the right weather app is crucial for navigating these challenges effectively. In this article, we explore the top weather apps for truckers in 2023 and discuss ...

Introduction For trucking company owners and managers, establishing and maintaining a positive rapport with drivers is a pivotal factor in influencing driver behavior and promoting road safety. Understanding the correlation between driver satisfaction and safety on the road can ...

For Trucking Company Owners As a trucking company owner, navigating the complex world of insurance can be challenging. Understanding the differences between admitted and non-admitted insurance, captive insurance, and risk retention groups (RRGs) is crucial for making informed decisions that ...

For Policyholders and Trucking Company OwnersIn the complex world of insurance, understanding the role of reinsurance, especially for non-admitted and smaller insurance companies, is crucial. This article aims to demystify how reinsurance works and how it plays a pivotal role ...

A Simplified Guide for Policyholders and Business OwnersLloyd's of London stands as a unique entity in the world of insurance, distinct from the traditional insurance model familiar in the United States. This article aims to demystify Lloyd's of London and ...

As a trucking company owner or executive, understanding the nuances of trailer insurance is vital for safeguarding your assets. Trailer Interchange and Non-Owned Trailer insurance are two critical types of coverage, each with distinct features and applications.Trailer Interchange Insurance ExplainedThis ...

Q1: How much is the U.S. insurance industry worth?The U.S. insurance industry is valued at a staggering $1.4 trillion in written net premiums. Notably, life and annuity insurers constitute 52% of this value, with property and casualty insurers making up ...

The Federal Motor Carrier Safety Administration (FMCSA) plays a crucial role in regulating the transportation industry's safety and compliance standards. Among its many requirements, insurance filings hold a place of paramount importance. In this comprehensive guide, we'll delve into the ...

Motor vehicle crashes carry a staggering financial burden that extends far beyond those directly involved in the accidents themselves. According to recent data, the economic toll of these incidents amounted to a staggering $340 billion in the United States in 2019. To put this into perspective, that’s equivalent ...

When it comes to safe driving, having a clear and unobstructed view of the road is non-negotiable. Your windshield wipers play a crucial role in maintaining visibility during adverse weather conditions. In this article, we'll explore the importance of changing ...

Tractor-trailer brake maintenance is not just another task; it’s a matter of paramount safety. According to the Federal Motor Carrier Safety Administration (FMCSA) a staggering 29.4% of tractor-trailer accidents are brake-related. In the world of tractor-trailers, brake maintenance is non-negotiable and good operators need to recognize signs of brake wear: ...

Driving while fatigued can be as dangerous as driving under the influence of alcohol or drugs. It impairs your reaction time, attention, and decision-making abilities, increasing the risk of accidents. To ensure your safety and that of others on ...

Truck driving is laden with immense responsibilities, and every journey undertaken amplifies this truth. A particularly poignant example of the magnitude of these responsibilities is the unfortunate accident involving Werner Enterprises in 2014. The incident resulted in the death ...

Driving under high winds can be dangerous, especially for truck drivers. While most people think that snow and ice are the most dangerous weather conditions, driving a semi-truck in heavy wind can be just as hazardous. It’s essential to ...

As a business owner, it's important to have the right insurance coverage to protect yourself from financial losses. One of the methods that's often overlooked is the endorsement of a policy with additional insured status. An additional insured status ...

Navigating the world of truck insurance can be complicated, with various coverage options available to safeguard your vehicle and finances. Comprehensive and collision coverage are two essential types that truck owners often consider. In this article, we'll explore the differences ...

As a trucking or towing company operator, it's important to have the right insurance coverage to protect your business in case of accidents or losses. Two key types of insurance for protecting property in your possession are cargo and on-hook ...

When it comes to operating a business that involves the use of trucks, having the right insurance coverage is crucial. Two common types of insurance policies that businesses and truck drivers need to be aware of are Commercial Auto ...

After reporting a claim to your insurance company, the next steps typically include: Initial Contact: Once you've reported your claim, your insurance company will typically assign a claims adjuster or representative to your case. This person will be your ...

A coinsurance clause is a provision often included in insurance contracts, which requires the policyholder to maintain a specific level of insurance coverage relative to the value of the insured asset, in our case it is the insurable value ...

Watch your speed: For every mile per hour driven over 60 mph, fuel economy reduces by one-tenth of a mile per gallon. So, slowing down to 55 mph can save you 20% fuel compared to traveling at 65 mph. Excessive ...

BMC-91 and MCS-90 are both forms that are required by the Federal Motor Carrier Safety Administration (FMCSA) for commercial motor carriers operating in the United States. However, they serve different purposes and cover different types of liabilities. BMC-91 is ...

The cost of a trucking accident can vary widely depending on several factors, including the severity of the crash, the type of damage sustained, and the number of vehicles and people involved. However, on average, the cost of a trucking accident can be substantial. According to the Federal Motor Carrier ...

Speeding is a major contributor to fatal crashes, as it increases the risk of losing control of the vehicle and reduces the amount of time available for the driver to react to potential hazards on the road. Truck accidents ...

Insurance companies use ELD data to better understand a trucker's driving behavior and performance. This information can then be used to assess the level of risk associated with insuring a particular driver or trucking company, and to set insurance ...

The speed limits for trucks and cars vary by state in the United States. Here is a general overview of the speed limits for all states per insurance Institute for Highway Safety: State Rural interstates, MPH Urban interstates, MPH Other limited access ...

According to Cargonet there was a 17% increase of cargo thefts from trucks in 2022 with an average loss value of $116,030 with a total loss value of $223 million. About half of the thefts occurred between Friday and Sunday. ...

Violating trucking regulations became even more expensive effective 1/6/2023. Below is a list of violations and fines. It is important to understand that violations of trucking regulations can have a negative impact on insurance costs for trucking companies. Insurance companies ...

We ask for information before renewal for several reasons. First, we need to assess the current coverage and determine if it is still appropriate for the business. This may involve reviewing the business's activities, the size of the business, ...

Violations of traffic laws while driving a personal vehicle do impact the cost of trucking insurance. Insurance companies use various factors to determine the risk level of insuring a driver or vehicle, and a history of traffic violations is seen ...

Mileage-based and revenue-based insurance policies can potentially help reduce administrative burden for trucking companies and truck drivers by simplifying the process of calculating and paying insurance premiums. Mileage-based insurance policies for truckers are insurance policies that charge premiums based on ...

Tire chains are used to provide additional traction on slippery roads, such as those covered in ice or snow. They can be particularly useful for truck drivers who are operating in areas with extreme weather conditions. Tire chains should only ...

Here are some recommended safe driving techniques during winter: 1. Slow down Snow, ice, and slush can make roads slippery and difficult to navigate, so it's important to reduce your speed and increase your following distance. 2. Use low gears ...