Essential Information for New Clients: 5 Key Things to Keep in Mind

For business owners, understanding the details of their insurance coverage is essential to protecting their operations from potential financial losses. Specific insurance terminology can often be confusing, and some terms that might seem interchangeable—like “Additional insured” and “Additional named ...

A Simplified Guide for Policyholders and Business Owners When exploring insurance options—especially for unique or high-risk operations—you may come across the name Lloyd’s of London. While many assume it is a traditional insurance company, Lloyd’s is different. It stands ...

Navigating the world of insurance can be challenging for the owner of a trucking business. It is crucial to understand the differences between admitted insurance, non-admitted insurance, captive insurance, and risk retention groups (RRGs) in order to make informed ...

Driving under high winds is particularly dangerous for truck drivers. Though most people think that operating a semi truck in strong winds is not as hazardous as driving in snow and ice, the truth is that all of these ...

Winter brings more than just snow and ice—it brings real risks for truck drivers navigating slippery roads, low visibility, and unpredictable conditions. Whether you're an owner-operator or part of a larger fleet, staying safe starts with preparation and smart ...

We ask for information before renewal for several reasons. First, we need to assess the current coverage and determine if it is still appropriate for the business. This may involve reviewing the business's activities, the size of the business, ...

Technological developments are driving a significant change in commercial truck insurance. Why does it impact trucking business operations? The new technologies are reshaping truck safety and influencing commercial auto insurance rates. While specifics may vary depending on numerous factors, ...

BMC-91 and MCS-90 are both forms that are required by the Federal Motor Carrier Safety Administration (FMCSA) for commercial motor carriers operating in the United States. However, they serve different purposes and cover different types of liabilities. BMC-91 is ...

Tractor-trailer brake maintenance is not just another task; it’s a matter of paramount safety. According to the Federal Motor Carrier Safety Administration (FMCSA) a staggering 29.4% of tractor-trailer accidents are brake-related. In the world of tractor-trailers, brake maintenance is non-negotiable and good operators need to recognize signs of brake wear: ...

The cost of a commercial truck accident depends on a variety of factors, including injuries to people involved and the severity of damage caused. According to FMCSA, the average cost of a large truck crash involving a fatality can ...