Our Latest Success Stories:
February 2024
| STATE | CLIENT’S CASE | PRICE PER TRUCK |
|---|---|---|
| Illinois | Dry van, mostly amazon and mail, liability, cargo and physical damage | $16,500 |
| Pennsylvania | Flatbed operations, liability, cargo and physical damage | $15,300 |
| Pennsylvania | Cargo vans, liability, cargo and physical damage | $8,200 |
| New Jersey | Dry vans, with claims and violations, liability, cargo and physical damage | $25,000 |
| Pennsylvania | Dry vans fleet, liability and cargo | $12,700 |
| Pennsylvania | Car hauler, 0% loss ratio, liability, physical damage and cargo | $9,800 |
| Ohio | Dry van, liability and cargo with prior claims | $15,300 |
| Pennsylvania | Car hauler, liability and cargo | $14,600 |
| New Jersey | Refrigerated goods hauling, liability and cargo | $16,500 |
| Tennessee | Dry vans, liability and cargo | $10,800 |
January 2024
| STATE | CLIENT’S CASE | PRICE PER TRUCK |
|---|---|---|
| Pennsylvania | Car hauler with prior claims, liability, cargo and physical damage | $19,000 |
| New Jersey | Dry van fleet, liability and cargo | $14,000 |
| Texas | Straight trucks fleet, liability and cargo | $11,500 |
| Ohio | Cargo vans, liability and cargo | $8,000 |
| New Jersey | Car hauler, exceptional safety scores and loss ratio, liability and cargo | $7,400 |
| Pennsylvania | Dry van operations, small fleet, liability, cargo and physical damage | $14,800 |
| Ohio | Straight trucks, liability, physical damage and cargo | $8,800 |
| Pennsylvania | Flatbed operations, liability, cargo and physical damage | $12,500 |
| Tennessee | Dry vans, liability, cargo and trailer interchange | $13,200 |
| South Carolina | Refrigerated goods hauler, liability, cargo with reefer breakdown and physical damage | $12,800 |
December 2023
| STATE | CLIENT’S CASE | PRICE PER TRUCK |
|---|---|---|
| Pennsylvania | Towing operations, liability and on hook coverage | $9,200 |
| New Jersey | Lapse in coverage and prior claims, liability and cargo with reefer breakdown | $16,500 |
| Texas | Cargo van, long haul, liability, physical damage and cargo | $9,900 |
| Ohio | Ohio dry van fleet mostly hauling for Amazon, auto liability | $10,200 |
| Pennsylvania | Car hauler, auto liability, cargo and physical damage | $14,600 |
| Ohio | Dry van new venture, inexperienced driver, liability, cargo, trailer interchange and general liability | $17,700 |
| Pennsylvania | Flatbed, auto liability, cargo, physical damage and general liability | $12,600 |
| Maryland | New venture, liability, cargo, trailer interchange and general liability | $12,500 |
| Kentucky | Non truck liability and physical damage | $2,200 |
| Pennsylvania | Dry van, liability, cargo, physical damage and general liability | $10,600 |
| Ohio | Dry van fleet, liability, cargo, physical damage and trailer interchange | $14,000 |
| Illinois | Non truck liability and physical damage for a new truck | $5,200 |
November 2023
| STATE | CLIENT’S CASE | PRICE PER TRUCK |
|---|---|---|
| South Carolina | Long haul trucking, refrigerated goods, liability, cargo and physical damage | $8,700 |
| Ohio | Dry van, new venture, liability and cargo | $12,200 |
| Illinois | Cargo vans, long haul, auto liability | $7,150 |
| Texas | Dry van, new venture, liability, physical damage, and cargo | $18,500 |
| Pennsylvania | Cargo van fleet, long haul, liability, cargo, and physical damage | $7,800 |
| Illinois | Car haulers with claims, auto liability, physical damage and cargo | $21,000 |
| Pennsylvania | New venture dry vans, liability, cargo and physical damage | $13,800 |
| Ohio | Dry vans fleet, mostly Amazon, long haul, auto liability | $9,000 |
| Pennsylvania | Car hauler, hotshot, many years in business, liability, cargo and physical damage | $5,200 |
| Illinois | Dry vans, auto liability, cargo and general liability | $11,300 |
October 2023
| STATE | CLIENT’S CASE | PRICE PER TRUCK |
|---|---|---|
| Illinois | Car haulers hotshots, liability, physical damage and cargo | $11,500 |
| Tennessee | Dry van fleet, auto liability and cargo | $16,500 |
| Pennsylvania | Reefer fleet, auto liability and cargo with reefer breakdown | $14,000 |
| New Jersey | Dry van, liability with cargo | $14,300 |
| Tennessee | Auto liability with cargo dry van | $13,800 |
| Pennsylvania | Towing operations, lability, on hook and physical damage | $10,200 |
| Ohio | Cargo van, liability, cargo and physical damage | $8,400 |
| Pennsylvania | Car hauling fleet, liability and cargo | $16,000 |
| North Carolina | Non truck liability and physical damage for a new truck | $4,300 |
| Ohio | Auto liability and cargo for dry van | $7,400 |
September 2023
| STATE | CLIENT’S CASE | PRICE PER TRUCK |
|---|---|---|
| New Jersey | Straight truck, auto liability, physical damage and cargo | $12,000 |
| North Carolina | Cargo van fleet, liability, cargo and physical damage | $9,200 |
| New Jersey | Reefer, auto liability, physical damage and cargo | $17,000 |
| Pennsylvania | Car hauler, auto liability, physical damage and cargo | $16,500 |
| Ohio | Dry van, auto liability, cargo, trailer interchange and general liability | $12,500 |
| South Dakota | Fleet 30+ units, liability and cargo | $13,100 |
| Ohio | Cargo van, liability and cargo | $6,300 |
| Pennsylvania | Non truck liability and physical damage | $2,600 |
| Pennsylvania | Car hauler, auto liability and cargo | $12,400 |
| Texas | Non truck liability and physical damage | $2,400 |
Our Latest Success Stories:
February 2024
| STATE | CLIENT’S CASE | PRICE PER TRUCK |
|---|---|---|
| Illinois | Dry van, mostly amazon and mail, liability, cargo and physical damage | $16,500 |
| Pennsylvania | Flatbed operations, liability, cargo and physical damage | $15,300 |
| Pennsylvania | Cargo vans, liability, cargo and physical damage | $8,200 |
| New Jersey | Dry vans, with claims and violations, liability, cargo and physical damage | $25,000 |
| Pennsylvania | Dry vans fleet, liability and cargo | $12,700 |
| Pennsylvania | Car hauler, 0% loss ratio, liability, physical damage and cargo | $9,800 |
| Ohio | Dry van, liability and cargo with prior claims | $15,300 |
| Pennsylvania | Car hauler, liability and cargo | $14,600 |
| New Jersey | Refrigerated goods hauling, liability and cargo | $16,500 |
| Tennessee | Dry vans, liability and cargo | $10,800 |
January 2024
| STATE | CLIENT’S CASE | PRICE PER TRUCK |
|---|---|---|
| Pennsylvania | Car hauler with prior claims, liability, cargo and physical damage | $19,000 |
| New Jersey | Dry van fleet, liability and cargo | $14,000 |
| Texas | Straight trucks fleet, liability and cargo | $11,500 |
| Ohio | Cargo vans, liability and cargo | $8,000 |
| New Jersey | Car hauler, exceptional safety scores and loss ratio, liability and cargo | $7,400 |
| Pennsylvania | Dry van operations, small fleet, liability, cargo and physical damage | $14,800 |
| Ohio | Straight trucks, liability, physical damage and cargo | $8,800 |
| Pennsylvania | Flatbed operations, liability, cargo and physical damage | $12,500 |
| Tennessee | Dry vans, liability, cargo and trailer interchange | $13,200 |
| South Carolina | Refrigerated goods hauler, liability, cargo with reefer breakdown and physical damage | $12,800 |
December 2023
| STATE | CLIENT’S CASE | PRICE PER TRUCK |
|---|---|---|
| Pennsylvania | Towing operations, liability and on hook coverage | $9,200 |
| New Jersey | Lapse in coverage and prior claims, liability and cargo with reefer breakdown | $16,500 |
| Texas | Cargo van, long haul, liability, physical damage and cargo | $9,900 |
| Ohio | Ohio dry van fleet mostly hauling for Amazon, auto liability | $10,200 |
| Pennsylvania | Car hauler, auto liability, cargo and physical damage | $14,600 |
| Ohio | Dry van new venture, inexperienced driver, liability, cargo, trailer interchange and general liability | $17,700 |
| Pennsylvania | Flatbed, auto liability, cargo, physical damage and general liability | $12,600 |
| Maryland | New venture, liability, cargo, trailer interchange and general liability | $12,500 |
| Kentucky | Non truck liability and physical damage | $2,200 |
| Pennsylvania | Dry van, liability, cargo, physical damage and general liability | $10,600 |
| Ohio | Dry van fleet, liability, cargo, physical damage and trailer interchange | $14,000 |
| Illinois | Non truck liability and physical damage for a new truck | $5,200 |
November 2023
| STATE | CLIENT’S CASE | PRICE PER TRUCK |
|---|---|---|
| South Carolina | Long haul trucking, refrigerated goods, liability, cargo and physical damage | $8,700 |
| Ohio | Dry van, new venture, liability and cargo | $12,200 |
| Illinois | Cargo vans, long haul, auto liability | $7,150 |
| Texas | Dry van, new venture, liability, physical damage, and cargo | $18,500 |
| Pennsylvania | Cargo van fleet, long haul, liability, cargo, and physical damage | $7,800 |
| Illinois | Car haulers with claims, auto liability, physical damage and cargo | $21,000 |
| Pennsylvania | New venture dry vans, liability, cargo and physical damage | $13,800 |
| Ohio | Dry vans fleet, mostly Amazon, long haul, auto liability | $9,000 |
| Pennsylvania | Car hauler, hotshot, many years in business, liability, cargo and physical damage | $5,200 |
| Illinois | Dry vans, auto liability, cargo and general liability | $11,300 |
October 2023
| STATE | CLIENT’S CASE | PRICE PER TRUCK |
|---|---|---|
| Illinois | Car haulers hotshots, liability, physical damage and cargo | $11,500 |
| Tennessee | Dry van fleet, auto liability and cargo | $16,500 |
| Pennsylvania | Reefer fleet, auto liability and cargo with reefer breakdown | $14,000 |
| New Jersey | Dry van, liability with cargo | $14,300 |
| Tennessee | Auto liability with cargo dry van | $13,800 |
| Pennsylvania | Towing operations, lability, on hook and physical damage | $10,200 |
| Ohio | Cargo van, liability, cargo and physical damage | $8,400 |
| Pennsylvania | Car hauling fleet, liability and cargo | $16,000 |
| North Carolina | Non truck liability and physical damage for a new truck | $4,300 |
| Ohio | Auto liability and cargo for dry van | $7,400 |
September 2023
| STATE | CLIENT’S CASE | PRICE PER TRUCK |
|---|---|---|
| New Jersey | Straight truck, auto liability, physical damage and cargo | $12,000 |
| North Carolina | Cargo van fleet, liability, cargo and physical damage | $9,200 |
| New Jersey | Reefer, auto liability, physical damage and cargo | $17,000 |
| Pennsylvania | Car hauler, auto liability, physical damage and cargo | $16,500 |
| Ohio | Dry van, auto liability, cargo, trailer interchange and general liability | $12,500 |
| South Dakota | Fleet 30+ units, liability and cargo | $13,100 |
| Ohio | Cargo van, liability and cargo | $6,300 |
| Pennsylvania | Non truck liability and physical damage | $2,600 |
| Pennsylvania | Car hauler, auto liability and cargo | $12,400 |
| Texas | Non truck liability and physical damage | $2,400 |
August 2023
| STATE | CLIENT’S CASE | PRICE PER TRUCK |
|---|---|---|
| Pennsylvania | Auto liability, physical damage and cargo for car hauler | $17,800 |
| New Jersey | General liability for truckers | $1,000 |
| Illinois | Auto liability and cargo for dry van | $9,000 |
| Pennsylvania | Auto liability, physical damage and cargo for hotshot car-haulers | $11,000 |
| New Jersey | Auto hauler, lability and cargo | $13,500 |
| Illinois | Auto liability, cargo and trailer interchange for dry van hauler | $11,500 |
| New Jersey | Sprinter van, unlimited miles, liability, physical damage and cargo | $8,500 |
| North Carolina | Auto liability, physical damage and cargo | $14,500 |
| Pennsylvania | Car hauler, auto liability and cargo | $15,700 |
| Pennsylvania | Sand and gravel, auto liability and physical damage | $12,500 |
Our advantages.
No MVR charge backs
No hidden fees
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Qualified primary liability indications within
Submit endorsements to carries within
Trucking insurance made easy.
Other benefits:
24/7 Online Certificates
Free Fast Quotes
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Fleet Discounts
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$0 MVR chargebacks and no fees
We work closely with our clients to find optimal insurance solutions for their business needs.
Our Principles.
We understand that insurance is one of the largest expenses in the transportation business with the most complexity. We are here to provide the best policy and partnership experience to help navigate you through the process seamlessly.
States we are licensed in
Alabama
Arizona
Arkansas
California
Colorado
Delaware
District of Columbia
Florida
Georgia
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Jersey
North Carolina
North Dakota
Ohio
Oklahoma
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Also check out the helpful articles.
Truckers’ Rest: Sleep for Safer Journeys
Sleep is crucial in the trucking industry for ensuring driver safety and optimal performance. Current research highlights the significance of quality sleep and offers practical solutions for truckers to improve their sleep while on the road.Role of Sleep in Trucker ...
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Winterizing Your Semi-Truck: Essential Maintenance Tips for Safe Winter Operations
As the mercury dips and winter tightens its grip, it's imperative for truck drivers to prepare their semi-trucks for the challenging season ahead. At GIA Group, we understand the critical importance of winter preparedness and compiled a comprehensive guide on ...
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Best Weather Apps for Truckers in 2023: Ensuring Safety and Reducing Insurance Costs
IntroductionTruckers face unique challenges on the road, especially when it comes to weather. Selecting the right weather app is crucial for navigating these challenges effectively. In this article, we explore the top weather apps for truckers in 2023 and discuss ...
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The Role of Positive Driver Relations in Enhancing Road Safety and Reducing Insurance Costs
Introduction For trucking company owners and managers, establishing and maintaining a positive rapport with drivers is a pivotal factor in influencing driver behavior and promoting road safety. Understanding the correlation between driver satisfaction and safety on the road can ...
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Understanding Different Insurance Types for Trucking Companies: Admitted vs. Non-Admitted, Captive Insurance, and Risk Retention Groups
For Trucking Company Owners As a trucking company owner, navigating the complex world of insurance can be challenging. Understanding the differences between admitted and non-admitted insurance, captive insurance, and risk retention groups (RRGs) is crucial for making informed decisions that ...
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Navigating Reinsurance: How Non-Admitted and Smaller Insurance Companies Safeguard Policyholders
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Understanding Lloyd’s of London: How It Differs from Traditional U.S. Insurance
A Simplified Guide for Policyholders and Business OwnersLloyd's of London stands as a unique entity in the world of insurance, distinct from the traditional insurance model familiar in the United States. This article aims to demystify Lloyd's of London and ...
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Streamlining Trailer Insurance: Decoding Trailer Interchange vs. Non-Owned Trailer Coverage for Trucking Businesses
As a trucking company owner or executive, understanding the nuances of trailer insurance is vital for safeguarding your assets. Trailer Interchange and Non-Owned Trailer insurance are two critical types of coverage, each with distinct features and applications.Trailer Interchange Insurance ExplainedThis ...
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Key Insights into the U.S. Insurance Landscape
Q1: How much is the U.S. insurance industry worth?The U.S. insurance industry is valued at a staggering $1.4 trillion in written net premiums. Notably, life and annuity insurers constitute 52% of this value, with property and casualty insurers making up ...
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Navigating the FMCSA Insurance Filing Requirements
The Federal Motor Carrier Safety Administration (FMCSA) plays a crucial role in regulating the transportation industry's safety and compliance standards. Among its many requirements, insurance filings hold a place of paramount importance. In this comprehensive guide, we'll delve into the ...
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The High Cost of Motor Vehicle Crashes: A Closer Look
Motor vehicle crashes carry a staggering financial burden that extends far beyond those directly involved in the accidents themselves. According to recent data, the economic toll of these incidents amounted to a staggering $340 billion in the United States in 2019. To put this into perspective, that’s equivalent ...
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The Clear Path to Safety: Why and When to Change Your Windshield Wipers
When it comes to safe driving, having a clear and unobstructed view of the road is non-negotiable. Your windshield wipers play a crucial role in maintaining visibility during adverse weather conditions. In this article, we'll explore the importance of changing ...
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29.4% of tractor-trailer accidents are brake-related
Tractor-trailer brake maintenance is not just another task; it’s a matter of paramount safety. According to the Federal Motor Carrier Safety Administration (FMCSA) a staggering 29.4% of tractor-trailer accidents are brake-related. In the world of tractor-trailers, brake maintenance is non-negotiable and good operators need to recognize signs of brake wear: ...
Read full article
Tips for Preventing Fatigue While Driving
Driving while fatigued can be as dangerous as driving under the influence of alcohol or drugs. It impairs your reaction time, attention, and decision-making abilities, increasing the risk of accidents. To ensure your safety and that of others on ...
Read full article
Lessons from the Werner Enterprises Case: The Crucial Role of Training and Adaptability in Trucking
Truck driving is laden with immense responsibilities, and every journey undertaken amplifies this truth. A particularly poignant example of the magnitude of these responsibilities is the unfortunate accident involving Werner Enterprises in 2014. The incident resulted in the death ...
Read full article
High Wind Driving Safety Tips: Protecting Yourself and Others on the Road
Driving under high winds can be dangerous, especially for truck drivers. While most people think that snow and ice are the most dangerous weather conditions, driving a semi-truck in heavy wind can be just as hazardous. It’s essential to ...
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Understanding Additional Insured Coverage: What It Is and How It Differs from Additional Named Insured
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Comprehensive vs. Collision Coverage for Trucks: Examples and Differences
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Understanding Motor Truck Cargo and On-Hook Coverage
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Read full article
Commercial Auto vs. Non-Trucking Liability Insurance Explained
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Understanding the Claims Process: What to Expect After Reporting an Insurance Claim
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Coinsurance: Don’t Get Caught Underinsured
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Essential Information for New Clients: 5 Key Things to Keep in Mind
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Fifteen tips that truck drivers can utilize to enhance fuel efficiency and decrease maintenance expenses
Watch your speed: For every mile per hour driven over 60 mph, fuel economy reduces by one-tenth of a mile per gallon. So, slowing down to 55 mph can save you 20% fuel compared to traveling at 65 mph. Excessive ...
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What is a difference between insurance filling BMC91 and MCS90
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Cost of trucking accident
The cost of a trucking accident can vary widely depending on several factors, including the severity of the crash, the type of damage sustained, and the number of vehicles and people involved. However, on average, the cost of a trucking accident can be substantial. According to the Federal Motor Carrier ...
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Dangers of speeding
Speeding is a major contributor to fatal crashes, as it increases the risk of losing control of the vehicle and reduces the amount of time available for the driver to react to potential hazards on the road. Truck accidents ...
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How do insurance companies use ELD data
Insurance companies use ELD data to better understand a trucker's driving behavior and performance. This information can then be used to assess the level of risk associated with insuring a particular driver or trucking company, and to set insurance ...
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Speed limit per state
The speed limits for trucks and cars vary by state in the United States. Here is a general overview of the speed limits for all states per insurance Institute for Highway Safety: State Rural interstates, MPH Urban interstates, MPH Other limited access ...
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Cargo thefts are on the rise
According to Cargonet there was a 17% increase of cargo thefts from trucks in 2022 with an average loss value of $116,030 with a total loss value of $223 million. About half of the thefts occurred between Friday and Sunday. ...
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FMCSA increased fines for violations effective 1/6/2023
Violating trucking regulations became even more expensive effective 1/6/2023. Below is a list of violations and fines. It is important to understand that violations of trucking regulations can have a negative impact on insurance costs for trucking companies. Insurance companies ...
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What do I need to know about insurance renewals?
We ask for information before renewal for several reasons. First, we need to assess the current coverage and determine if it is still appropriate for the business. This may involve reviewing the business's activities, the size of the business, ...
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Do violations in personal vehicles impact the cost of commercial insurance?
Violations of traffic laws while driving a personal vehicle do impact the cost of trucking insurance. Insurance companies use various factors to determine the risk level of insuring a driver or vehicle, and a history of traffic violations is seen ...
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Miles and revenue based policy options
Mileage-based and revenue-based insurance policies can potentially help reduce administrative burden for trucking companies and truck drivers by simplifying the process of calculating and paying insurance premiums. Mileage-based insurance policies for truckers are insurance policies that charge premiums based on ...
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Also check out the helpful articles.
Truckers’ Rest: Sleep for Safer Journeys
Sleep is crucial in the trucking industry for ensuring driver safety and optimal performance. Current research highlights the significance of quality sleep and offers practical solutions for truckers to improve their sleep while on the road.Role of Sleep in Trucker ...
Read full article
Winterizing Your Semi-Truck: Essential Maintenance Tips for Safe Winter Operations
As the mercury dips and winter tightens its grip, it's imperative for truck drivers to prepare their semi-trucks for the challenging season ahead. At GIA Group, we understand the critical importance of winter preparedness and compiled a comprehensive guide on ...
Read full article
Best Weather Apps for Truckers in 2023: Ensuring Safety and Reducing Insurance Costs
IntroductionTruckers face unique challenges on the road, especially when it comes to weather. Selecting the right weather app is crucial for navigating these challenges effectively. In this article, we explore the top weather apps for truckers in 2023 and discuss ...
Read full article
The Role of Positive Driver Relations in Enhancing Road Safety and Reducing Insurance Costs
Introduction For trucking company owners and managers, establishing and maintaining a positive rapport with drivers is a pivotal factor in influencing driver behavior and promoting road safety. Understanding the correlation between driver satisfaction and safety on the road can ...
Read full article
Understanding Different Insurance Types for Trucking Companies: Admitted vs. Non-Admitted, Captive Insurance, and Risk Retention Groups
For Trucking Company Owners As a trucking company owner, navigating the complex world of insurance can be challenging. Understanding the differences between admitted and non-admitted insurance, captive insurance, and risk retention groups (RRGs) is crucial for making informed decisions that ...
Read full article
Navigating Reinsurance: How Non-Admitted and Smaller Insurance Companies Safeguard Policyholders
For Policyholders and Trucking Company OwnersIn the complex world of insurance, understanding the role of reinsurance, especially for non-admitted and smaller insurance companies, is crucial. This article aims to demystify how reinsurance works and how it plays a pivotal role ...
Read full article
Understanding Lloyd’s of London: How It Differs from Traditional U.S. Insurance
A Simplified Guide for Policyholders and Business OwnersLloyd's of London stands as a unique entity in the world of insurance, distinct from the traditional insurance model familiar in the United States. This article aims to demystify Lloyd's of London and ...
Read full article
Streamlining Trailer Insurance: Decoding Trailer Interchange vs. Non-Owned Trailer Coverage for Trucking Businesses
As a trucking company owner or executive, understanding the nuances of trailer insurance is vital for safeguarding your assets. Trailer Interchange and Non-Owned Trailer insurance are two critical types of coverage, each with distinct features and applications.Trailer Interchange Insurance ExplainedThis ...
Read full article
Key Insights into the U.S. Insurance Landscape
Q1: How much is the U.S. insurance industry worth?The U.S. insurance industry is valued at a staggering $1.4 trillion in written net premiums. Notably, life and annuity insurers constitute 52% of this value, with property and casualty insurers making up ...
Read full article
Navigating the FMCSA Insurance Filing Requirements
The Federal Motor Carrier Safety Administration (FMCSA) plays a crucial role in regulating the transportation industry's safety and compliance standards. Among its many requirements, insurance filings hold a place of paramount importance. In this comprehensive guide, we'll delve into the ...
Read full article
The High Cost of Motor Vehicle Crashes: A Closer Look
Motor vehicle crashes carry a staggering financial burden that extends far beyond those directly involved in the accidents themselves. According to recent data, the economic toll of these incidents amounted to a staggering $340 billion in the United States in 2019. To put this into perspective, that’s equivalent ...
Read full article
The Clear Path to Safety: Why and When to Change Your Windshield Wipers
When it comes to safe driving, having a clear and unobstructed view of the road is non-negotiable. Your windshield wipers play a crucial role in maintaining visibility during adverse weather conditions. In this article, we'll explore the importance of changing ...
Read full article
29.4% of tractor-trailer accidents are brake-related
Tractor-trailer brake maintenance is not just another task; it’s a matter of paramount safety. According to the Federal Motor Carrier Safety Administration (FMCSA) a staggering 29.4% of tractor-trailer accidents are brake-related. In the world of tractor-trailers, brake maintenance is non-negotiable and good operators need to recognize signs of brake wear: ...
Read full article
Tips for Preventing Fatigue While Driving
Driving while fatigued can be as dangerous as driving under the influence of alcohol or drugs. It impairs your reaction time, attention, and decision-making abilities, increasing the risk of accidents. To ensure your safety and that of others on ...
Read full article
Lessons from the Werner Enterprises Case: The Crucial Role of Training and Adaptability in Trucking
Truck driving is laden with immense responsibilities, and every journey undertaken amplifies this truth. A particularly poignant example of the magnitude of these responsibilities is the unfortunate accident involving Werner Enterprises in 2014. The incident resulted in the death ...
Read full article
High Wind Driving Safety Tips: Protecting Yourself and Others on the Road
Driving under high winds can be dangerous, especially for truck drivers. While most people think that snow and ice are the most dangerous weather conditions, driving a semi-truck in heavy wind can be just as hazardous. It’s essential to ...
Read full article
Understanding Additional Insured Coverage: What It Is and How It Differs from Additional Named Insured
As a business owner, it's important to have the right insurance coverage to protect yourself from financial losses. One of the methods that's often overlooked is the endorsement of a policy with additional insured status. An additional insured status ...
Read full article
Comprehensive vs. Collision Coverage for Trucks: Examples and Differences
Navigating the world of truck insurance can be complicated, with various coverage options available to safeguard your vehicle and finances. Comprehensive and collision coverage are two essential types that truck owners often consider. In this article, we'll explore the differences ...
Read full article
Understanding Motor Truck Cargo and On-Hook Coverage
As a trucking or towing company operator, it's important to have the right insurance coverage to protect your business in case of accidents or losses. Two key types of insurance for protecting property in your possession are cargo and on-hook ...
Read full article
Commercial Auto vs. Non-Trucking Liability Insurance Explained
When it comes to operating a business that involves the use of trucks, having the right insurance coverage is crucial. Two common types of insurance policies that businesses and truck drivers need to be aware of are Commercial Auto ...
Read full article
Understanding the Claims Process: What to Expect After Reporting an Insurance Claim
After reporting a claim to your insurance company, the next steps typically include: Initial Contact: Once you've reported your claim, your insurance company will typically assign a claims adjuster or representative to your case. This person will be your ...
Read full article
Coinsurance: Don’t Get Caught Underinsured
A coinsurance clause is a provision often included in insurance contracts, which requires the policyholder to maintain a specific level of insurance coverage relative to the value of the insured asset, in our case it is the insurable value ...
Read full article
Essential Information for New Clients: 5 Key Things to Keep in Mind
Dear customers, We want to extend a warm welcome to you as a new or renewing client. We appreciate your recent purchase and are eager to ensure that you are taking full advantage of all the services we offer. ...
Read full article
Fifteen tips that truck drivers can utilize to enhance fuel efficiency and decrease maintenance expenses
Watch your speed: For every mile per hour driven over 60 mph, fuel economy reduces by one-tenth of a mile per gallon. So, slowing down to 55 mph can save you 20% fuel compared to traveling at 65 mph. Excessive ...
Read full article
What is a difference between insurance filling BMC91 and MCS90
BMC-91 and MCS-90 are both forms that are required by the Federal Motor Carrier Safety Administration (FMCSA) for commercial motor carriers operating in the United States. However, they serve different purposes and cover different types of liabilities. BMC-91 is ...
Read full article
Cost of trucking accident
The cost of a trucking accident can vary widely depending on several factors, including the severity of the crash, the type of damage sustained, and the number of vehicles and people involved. However, on average, the cost of a trucking accident can be substantial. According to the Federal Motor Carrier ...
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Dangers of speeding
Speeding is a major contributor to fatal crashes, as it increases the risk of losing control of the vehicle and reduces the amount of time available for the driver to react to potential hazards on the road. Truck accidents ...
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How do insurance companies use ELD data
Insurance companies use ELD data to better understand a trucker's driving behavior and performance. This information can then be used to assess the level of risk associated with insuring a particular driver or trucking company, and to set insurance ...
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Speed limit per state
The speed limits for trucks and cars vary by state in the United States. Here is a general overview of the speed limits for all states per insurance Institute for Highway Safety: State Rural interstates, MPH Urban interstates, MPH Other limited access ...
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Cargo thefts are on the rise
According to Cargonet there was a 17% increase of cargo thefts from trucks in 2022 with an average loss value of $116,030 with a total loss value of $223 million. About half of the thefts occurred between Friday and Sunday. ...
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FMCSA increased fines for violations effective 1/6/2023
Violating trucking regulations became even more expensive effective 1/6/2023. Below is a list of violations and fines. It is important to understand that violations of trucking regulations can have a negative impact on insurance costs for trucking companies. Insurance companies ...
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What do I need to know about insurance renewals?
We ask for information before renewal for several reasons. First, we need to assess the current coverage and determine if it is still appropriate for the business. This may involve reviewing the business's activities, the size of the business, ...
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Do violations in personal vehicles impact the cost of commercial insurance?
Violations of traffic laws while driving a personal vehicle do impact the cost of trucking insurance. Insurance companies use various factors to determine the risk level of insuring a driver or vehicle, and a history of traffic violations is seen ...
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Miles and revenue based policy options
Mileage-based and revenue-based insurance policies can potentially help reduce administrative burden for trucking companies and truck drivers by simplifying the process of calculating and paying insurance premiums. Mileage-based insurance policies for truckers are insurance policies that charge premiums based on ...
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Insurance Companies We Work With:
Accredited Surety and Casualty Company
Agency Insurance Company (AIC)
American Inter Fidelity
Exchange
A-One Commercial Insurance
ASPEN AMERICAN
INSURANCE
Bell & Clements LTD
Berkshire Hathaway
Canal Insurance
Canopius
Canopius US Insurance Inc
Capitol Specialty Insurance
CNA
County Hall Insurance
Crum & Forster
DB Insurance
Falls Lake National Insurance
Great American Insurance
Great Lakes Insurance SE
Hiscox
IAT Insurance Group
James River Insurance
Knight Specialty Insurance
Lancer Insurance
Lexington Insurance
Lloyds of London
Maxum Indemnity
Milford Casualty Insurance
National Fire Insurance
National General Insurance
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NICO
Northfield Insurance
Northland Insurance
Occidental Fire and Casualty
Palomar
Pan American
Philadelphia Insurance
Companies
PMA Companies
Prime Insurance
Progressive
Scottsdale Insurance
Shepherd Compello
Star Mutual
Trisura Specialty Insurance
United Financial Casualty
UPMC
USLI
Valley Forge Insurance
Wesco Insurance
White Pine Insurance
Work Partners
Lloyds of London
Maxum Indemnity
Milford Casualty Insurance
National Fire Insurance
National General Insurance
NEXT
NICO
Northfield Insurance
Northland Insurance
Occidental Fire and Casualty
Palomar
Pan American
Philadelphia Insurance
Companies
PMA Companies
Prime Insurance
Progressive
Scottsdale Insurance
Shepherd Compello
Star Mutual
Trisura Specialty Insurance
United Financial Casualty
UPMC
USLI
Valley Forge Insurance
Wesco Insurance
White Pine Insurance
Work Partners
Accredited Surety and Casualty Company
Agency Insurance Company (AIC)
American Inter Fidelity
Exchange
A-One Commercial Insurance
ASPEN AMERICAN
INSURANCE
Bell & Clements LTD
Berkshire Hathaway
Canal Insurance
Canopius
Canopius US Insurance Inc
Capitol Specialty Insurance
CNA
County Hall Insurance
Crum & Forster
DB Insurance
Falls Lake National Insurance
Great American Insurance
Great Lakes Insurance SE
Hiscox
IAT Insurance Group
James River Insurance
Knight Specialty Insurance
Lancer Insurance
Lexington Insurance
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Office
250 Street Rd, Warminster, PA 18974
Contact
Certificates of insurance — coi@giasure.com
Policy Service — info@giasure.com
Claims reporting — claims@giasure.com
Open Hours
Monday — Friday 9am to 5pm
Online access to certificate 24/7
Other times are available by appointment only